Abstract: The present disclosure relates to computer-implemented methods, software, and systems for calculating an available balance amount for allocation to a user. A request from a user for an advance payment associated with a requested period of time is received by a platform service. The platform service is integrated with a plurality of systems storing data for employees of an enterprise. The requested period of time includes working days of the user. The user is identified as an employee of the enterprise in at least one of the plurality of systems. In response to the received request, an available balance amount that can be allocated to the user for the requested period of time is calculated. Calculating the available balance amount comprises determining data associated with the requested period of time to provide a base for calculating the available balance amount.

Abstract: The present disclosure relates to computer-implemented methods, software, and systems for calculating an available balance amount for allocation to a user. A request from a user for an advance payment associated with a requested period of time is received by a platform service. The platform service is integrated with a plurality of systems storing data for employees of an enterprise. The requested period of time includes working days of the user. The user is identified as an employee of the enterprise in at least one of the plurality of systems. In response to the received request, an available balance amount that can be allocated to the user for the requested period of time is calculated. Calculating the available balance amount comprises determining data associated with the requested period of time to provide a base for calculating the available balance amount.

Abstract: The present disclosure relates to computer-implemented methods, software, and systems for determining an acceptable amount for allocation to a requestor. A request from a requestor is received at a cloud platform service. The cloud platform service is integrated with a plurality of systems storing data for employees of an enterprise. A real time estimation of an acceptable amount to be allocated to the requestor is provided by the cloud platform service. Providing the real time estimate comprises identifying the requestor at an employee record stored at the plurality of systems. Data from at least one of the plurality of systems is acquired in relation to the requestor. The data defines performed work tasks, compensation and eligible benefits that are to be monetized. An acceptable amount is determined by evaluating the acquired data according to a predictive model at the cloud platform service and according to processing rules.