Patents by Inventor Sebastien Galperti

Sebastien Galperti has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • REAL-TIME DIGITAL CASH MANAGEMENT SOLUTION
    Publication number: 20230033359
    Abstract: A real-time electronic bill presentment and payment system of a bill presentment and payment system (BPPS) provider is exposed to at least one of a business financial institution and an accounting software provider via an API. The BPP provider facilitates the institution or software provider providing a real-time electronic bill presentment and payment mobile application to a business. The BPPS obtains, via the API, from the institution or software provider, registration information relevant to the business. The real-time system populates a biller directory database with the registration information. No action, other than the facilitating, is required by the BPPS provider for the institution or software provider to obtain the registration information. In some instances, provision is made for loss of connectivity between the institution or software provider and the business and/or for alerts to the business.
    Type: Application
    Filed: October 17, 2022
    Publication date: February 2, 2023
    Inventors: Ellen Moskowitz, Sebastien Galperti, Chhomthyda Chhuan, Sriram Iyer, Patricia Ryan
  • Real-time digital cash management solution
    Patent number: 11481743
    Abstract: A real-time electronic bill presentment and payment system of a bill presentment and payment system (BPPS) provider is exposed to at least one of a business financial institution and an accounting software provider via an API. The BPP provider facilitates the institution or software provider providing a real-time electronic bill presentment and payment mobile application to a business. The BPPS obtains, via the API, from the institution or software provider, registration information relevant to the business. The real-time system populates a biller directory database with the registration information. No action, other than the facilitating, is required by the BPPS provider for the institution or software provider to obtain the registration information. In some instances, provision is made for loss of connectivity between the institution or software provider and the business and/or for alerts to the business.
    Type: Grant
    Filed: July 15, 2019
    Date of Patent: October 25, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Ellen Moskowitz, Sebastien Galperti, Chhomthyda Chhuan, Sriram Iyer, Patricia Ryan
  • REAL-TIME DIGITAL CASH MANAGEMENT SOLUTION
    Publication number: 20210019718
    Abstract: A real-time electronic bill presentment and payment system of a bill presentment and payment system (BPPS) provider is exposed to at least one of a business financial institution and an accounting software provider via an API. The BPP provider facilitates the institution or software provider providing a real-time electronic bill presentment and payment mobile application to a business. The BPPS obtains, via the API, from the institution or software provider, registration information relevant to the business. The real-time system populates a biller directory database with the registration information. No action, other than the facilitating, is required by the BPPS provider for the institution or software provider to obtain the registration information. In some instances, provision is made for loss of connectivity between the institution or software provider and the business and/or for alerts to the business.
    Type: Application
    Filed: July 15, 2019
    Publication date: January 21, 2021
    Inventors: Ellen Moskowitz, Sebastien Galperti, Chhomthyda Chhuan, Sriram Iyer, Patricia Ryan