Patents by Inventor Sebastien Taveau
Sebastien Taveau has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230284021Abstract: Systems and methods for managing concurrent secure elements on a mobile device to coordinate with an application or “app” running on the mobile device and an appropriate communications protocol for conducting transactions using the mobile device include: informing, by the processor, the reader device of a preferred app and a communication protocol usable by the preferred app; receiving, by the processor, information about which apps and communication protocols are supported by a reader for processing a transaction; locating, by the processor, a secure element supporting an app and a communication protocol supported by the reader; channeling the communication protocol for the specific configuration of the app and the supporting secure element; activating the secure element that supports the app; and processing, with the activated secure element, using the supported app and communication channel, the transaction with the reader.Type: ApplicationFiled: February 24, 2023Publication date: September 7, 2023Inventors: Sebastien Taveau, John Hastings Granbery
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Patent number: 11595820Abstract: Systems and methods for managing concurrent secure elements on a mobile device to coordinate with an application or “app” running on the mobile device and an appropriate communications protocol for conducting transactions using the mobile device include: informing, by the processor, the reader device of a preferred app and a communication protocol usable by the preferred app; receiving, by the processor, information about which apps and communication protocols are supported by a reader for processing a transaction; locating, by the processor, a secure element supporting an app and a communication protocol supported by the reader; channeling the communication protocol for the specific configuration of the app and the supporting secure element; activating the secure element that supports the app; and processing, with the activated secure element, using the supported app and communication channel, the transaction with the reader.Type: GrantFiled: January 4, 2021Date of Patent: February 28, 2023Assignee: PayPal, Inc.Inventors: Sebastien Taveau, John Hastings Granbery
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Publication number: 20230026982Abstract: Systems, methods, and computer program products for providing cloud-based application security are disclosed. For example, a server part of a cloud-based application may determine a plurality of security challenges for authorizing a request based on a plurality of security settings of a user account and one or more attributes of the request, issue a first-level authorization challenge and a second-level authorization challenge based on the determining, identify a plurality of available resources from the user account for the request, and responsive to successful completion of the first-level authorization challenge and the second-level authorization challenge, automatically apply two or more of the available resources from the user account to fulfill the request based on the one or more attributes of the request and a physical location associated with the request.Type: ApplicationFiled: September 23, 2022Publication date: January 26, 2023Inventors: Sebastien Taveau, Nadav Naaman
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Patent number: 11455614Abstract: Systems, methods, and computer program products for providing cloud-based application security are disclosed. For example, a server part of a cloud-based application may determine a plurality of security challenges for authorizing a request based on a plurality of security settings of a user account and one or more attributes of the request, issue a first-level authorization challenge and a second-level authorization challenge based on the determining, identify a plurality of available resources from the user account for the request, and responsive to successful completion of the first-level authorization challenge and the second-level authorization challenge, automatically apply two or more of the available resources from the user account to fulfill the request based on the one or more attributes of the request and a physical location associated with the request.Type: GrantFiled: June 11, 2019Date of Patent: September 27, 2022Assignee: PayPal, Inc.Inventors: Sebastien Taveau, Nadav Naaman
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Publication number: 20210204131Abstract: Systems and methods for managing concurrent secure elements on a mobile device to coordinate with an application or “app” running on the mobile device and an appropriate communications protocol for conducting transactions using the mobile device include: informing, by the processor, the reader device of a preferred app and a communication protocol usable by the preferred app; receiving, by the processor, information about which apps and communication protocols are supported by a reader for processing a transaction; locating, by the processor, a secure element supporting an app and a communication protocol supported by the reader; channeling the communication protocol for the specific configuration of the app and the supporting secure element; activating the secure element that supports the app; and processing, with the activated secure element, using the supported app and communication channel, the transaction with the reader.Type: ApplicationFiled: January 4, 2021Publication date: July 1, 2021Inventors: Sebastien Taveau, John Hastings Granbery
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Patent number: 10887769Abstract: Systems and methods for managing concurrent secure elements on a mobile device to coordinate with an application or “app” running on the mobile device and an appropriate communications protocol for conducting transactions using the mobile device include: informing, by the processor, the reader device of a preferred app and a communication protocol usable by the preferred app; receiving, by the processor, information about which apps and communication protocols are supported by a reader for processing a transaction; locating, by the processor, a secure element supporting an app and a communication protocol supported by the reader; channeling the communication protocol for the specific configuration of the app and the supporting secure element; activating the secure element that supports the app; and processing, with the activated secure element, using the supported app and communication channel, the transaction with the reader.Type: GrantFiled: March 26, 2019Date of Patent: January 5, 2021Assignee: PAYPAL, INC.Inventors: Sebastien Taveau, John Hastings Granbery
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Patent number: 10839365Abstract: Each finger of a user can be uniquely associated with a funding source for a user account with a payment provider, such that the user can select or change a funding source by simply having the desired finger print read, such as on the display of a smart phone.Type: GrantFiled: March 1, 2012Date of Patent: November 17, 2020Assignee: PAYPAL, INC.Inventor: Sebastien Taveau
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Publication number: 20200034820Abstract: Systems, methods, and computer program products for providing cloud-based application security are disclosed. For example, a server part of a cloud-based application may determine a plurality of security challenges for authorizing a request based on a plurality of security settings of a user account and one or more attributes of the request, issue a first-level authorization challenge and a second-level authorization challenge based on the determining, identify a plurality of available resources from the user account for the request, and responsive to successful completion of the first-level authorization challenge and the second-level authorization challenge, automatically apply two or more of the available resources from the user account to fulfill the request based on the one or more attributes of the request and a physical location associated with the request.Type: ApplicationFiled: June 11, 2019Publication date: January 30, 2020Inventors: Sebastien Taveau, Nadav Naaman
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Patent number: 10496979Abstract: A service provider provides one or more “best” total value suggestions for one or more items specified by a user. The suggestions are based on one or more of user preferences, user location, available funding options, available local merchant incentives, available manufacturer incentives, and local merchants offering the item. In one embodiment, the “best” total value is the lowest price available to the user. The user may make a purchase using a suggestion or a revised suggestion.Type: GrantFiled: August 13, 2015Date of Patent: December 3, 2019Assignee: PayPal, Inc.Inventors: Sebastien Taveau, Curtis Ares Sakamoto, Westley Martin Stringfellow, Joel Yarbrough
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Patent number: 10467626Abstract: Systems and methods for managing concurrent secure elements on a mobile device to coordinate with an application or “app” running on the mobile device and an appropriate communications protocol for conducting transactions using the mobile device include: informing, by the processor, the reader device of a preferred app and a communication protocol usable by the preferred app; receiving, by the processor, information about which apps and communication protocols are supported by a reader for processing a transaction; locating, by the processor, a secure element supporting an app and a communication protocol supported by the reader; channeling the communication protocol for the specific configuration of the app and the supporting secure element; activating the secure element that supports the app; and processing, with the activated secure element, using the supported app and communication channel, the transaction with the reader.Type: GrantFiled: September 25, 2018Date of Patent: November 5, 2019Assignee: PAYPAL, INC.Inventors: Sebastien Taveau, John Hastings Granbery
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Publication number: 20190311362Abstract: Systems and methods for managing concurrent secure elements on a mobile device to coordinate with an application or “app” running on the mobile device and an appropriate communications protocol for conducting transactions using the mobile device include: informing, by the processor, the reader device of a preferred app and a communication protocol usable by the preferred app; receiving, by the processor, information about which apps and communication protocols are supported by a reader for processing a transaction; locating, by the processor, a secure element supporting an app and a communication protocol supported by the reader; channeling the communication protocol for the specific configuration of the app and the supporting secure element; activating the secure element that supports the app; and processing, with the activated secure element, using the supported app and communication channel, the transaction with the reader.Type: ApplicationFiled: March 26, 2019Publication date: October 10, 2019Inventors: Sebastien Taveau, John Hastings Granbery
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Patent number: 10360562Abstract: Systems and methods for managing concurrent secure elements on a mobile device to coordinate with an application or “app” running on the mobile device and an appropriate communications protocol for conducting transactions using the mobile device include: informing, by the processor, the reader device of a preferred app and a communication protocol usable by the preferred app; receiving, by the processor, information about which apps and communication protocols are supported by a reader for processing a transaction; locating, by the processor, a secure element supporting an app and a communication protocol supported by the reader; channeling the communication protocol for the specific configuration of the app and the supporting secure element; activating the secure element that supports the app; and processing, with the activated secure element, using the supported app and communication channel, the transaction with the reader.Type: GrantFiled: October 31, 2014Date of Patent: July 23, 2019Assignee: PayPal, Inc.Inventors: Sebastien Taveau, John Hastings Granbery
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Patent number: 10318948Abstract: Systems, methods, and computer program products for providing cloud-based application security are disclosed. For example, a server part of a cloud-based application may determine a plurality of security challenges for authorizing a request based on a plurality of security settings of a user account and one or more attributes of the request, issue a first-level authorization challenge and a second-level authorization challenge based on the determining, identify a plurality of available resources from the user account for the request, and responsive to successful completion of the first-level authorization challenge and the second-level authorization challenge, automatically apply two or more of the available resources from the user account to fulfill the request based on the one or more attributes of the request and a physical location associated with the request.Type: GrantFiled: March 23, 2017Date of Patent: June 11, 2019Assignee: PAYPAL, INC.Inventors: Sebastien Taveau, Nadav Naaman
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Publication number: 20190108523Abstract: Systems and methods for managing concurrent secure elements on a mobile device to coordinate with an application or “app” running on the mobile device and an appropriate communications protocol for conducting transactions using the mobile device include: informing, by the processor, the reader device of a preferred app and a communication protocol usable by the preferred app; receiving, by the processor, information about which apps and communication protocols are supported by a reader for processing a transaction; locating, by the processor, a secure element supporting an app and a communication protocol supported by the reader; channeling the communication protocol for the specific configuration of the app and the supporting secure element; activating the secure element that supports the app; and processing, with the activated secure element, using the supported app and communication channel, the transaction with the reader.Type: ApplicationFiled: September 25, 2018Publication date: April 11, 2019Inventors: Sebastien Taveau, John Hastings Granbery
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Patent number: 10242366Abstract: Systems and methods for managing concurrent secure elements on a mobile device to coordinate with an application or “app” running on the mobile device and an appropriate communications protocol for conducting transactions using the mobile device include: informing, by the processor, the reader device of a preferred app and a communication protocol usable by the preferred app; receiving, by the processor, information about which apps and communication protocols are supported by a reader for processing a transaction; locating, by the processor, a secure element supporting an app and a communication protocol supported by the reader; channeling the communication protocol for the specific configuration of the app and the supporting secure element; activating the secure element that supports the app; and processing, with the activated secure element, using the supported app and communication channel, the transaction with the reader.Type: GrantFiled: December 16, 2015Date of Patent: March 26, 2019Assignee: PAYPAL, INC.Inventors: Sebastien Taveau, John Hastings Granbery
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Patent number: 10120993Abstract: A system includes a tag having a machine readable tag identifier (Tag ID) configured to be read by a reader; and a device to be identified by the tag, in which: the device is configured to communicate with the reader; the device has access to a secure Tag ID; and the device communicates a verification to the reader if the machine readable Tag ID communicated to the device from the reader matches the secure Tag ID. A method includes: reading a Tag ID from a tag attached to a device; communicating the Tag ID read from the tag to the device; comparing a secure Tag ID of the device to the Tag ID read from the tag; and responding with a “match” or “no-match” message from the device, according to which the device is either trusted or not trusted as being identified by the Tag ID. A method of verifying a trusted agent (TA) on a device includes: storing a digital signature of the TA in a secure vault of the device; and verifying the TA by verifying the digital signature of the TA each time the TA is used.Type: GrantFiled: September 14, 2015Date of Patent: November 6, 2018Assignee: PAYPAL, INC.Inventors: Sebastien Taveau, Hadi Nahari
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Patent number: 9818119Abstract: Systems and methods for managing concurrent secure elements on a mobile device to coordinate with an application or “app” running on the mobile device and an appropriate communications protocol for conducting transactions using the mobile device include: informing, by the processor, the reader device of a preferred app and a communication protocol usable by the preferred app; receiving, by the processor, information about which apps and communication protocols are supported by a reader for processing a transaction; locating, by the processor, a secure element supporting an app and a communication protocol supported by the reader; channeling the communication protocol for the specific configuration of the app and the supporting secure element; activating the secure element that supports the app; and processing, with the activated secure element, using the supported app and communication channel, the transaction with the reader.Type: GrantFiled: October 31, 2014Date of Patent: November 14, 2017Assignee: PAYPAL, INC.Inventors: Sebastien Taveau, John Hastings Granbery
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Patent number: 9769593Abstract: Methods and systems utilize a shake and transfer process to initiate a wireless communication and provide a user device with time and location information of the communication, which can be associated with contact information of a user of the other device. As a result, a user has additional information associated with a contact, and the time and location information can be used to determine or track elapsed time and distance traveled between communications.Type: GrantFiled: July 14, 2014Date of Patent: September 19, 2017Assignee: PAYPAL, INC.Inventors: Sebastien Taveau, Carl Stone, Nadav Naaman, Hadi Nahari
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Publication number: 20170206519Abstract: Systems, methods, and computer program products for providing cloud-based application security are disclosed. For example, a server part of a cloud-based application may determine a plurality of security challenges for authorizing a request based on a plurality of security settings of a user account and one or more attributes of the request, issue a first-level authorization challenge and a second-level authorization challenge based on the determining, identify a plurality of available resources from the user account for the request, and responsive to successful completion of the first-level authorization challenge and the second-level authorization challenge, automatically apply two or more of the available resources from the user account to fulfill the request based on the one or more attributes of the request and a physical location associated with the request.Type: ApplicationFiled: March 23, 2017Publication date: July 20, 2017Inventors: Sebastien Taveau, Nadav Naaman
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Publication number: 20160335623Abstract: Systems and methods for facilitating transactions using contactless proximity communication technology include information or payment flows that are reversed from the conventional sense in that information may flow in direction from a merchant via a consumer mobile device to a financial services provider (FSP). Such payment and information flows can be accomplished without needing to modify infrastructure—such as point-of-sale NFC readers, mobile handsets, or advertising tags and may provide “bridge solutions” for quickly implementing mobile proximity purchase payments.Type: ApplicationFiled: July 22, 2016Publication date: November 17, 2016Inventors: Sebastien Taveau, Eric Duprat