Abstract: A computer implemented lending management system and method are disclosed. A first user interface receives inputs on parameters for a loan being sought, a funding page is generated on a web server and a link to the funding page is provided for distribution to acquaintances. Acquaintances supporting the loan via the link responsive and provide identification including their relationship. Upon achieving funding for the amount of the loan, a payment system external to the lending management system is caused to create an electronic wallet for receiving funding from the lenders for provision to the user.