Patents by Inventor Selwyn KAITHA

Selwyn KAITHA has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11568371
    Abstract: Embodiments provide electronic methods and systems for performing recurring payments to the merchants. The method performed by an aggregator server includes receiving a standing instruction (SI) request including a plurality of unique data fields from an acquirer server. The unique data fields represent setting up of a recurring payment transaction from a payment instrument of a user to a merchant account of the merchant. The method includes generating and storing a unique identifier corresponding to the SI request. The method includes transmitting the SI request along with the unique identifier to an issuer server associated with the payment instrument to authorize the SI request for processing the recurring payment. The method further includes receiving an authorization response message in response to successful authorization of SI request by issuer server.
    Type: Grant
    Filed: August 4, 2021
    Date of Patent: January 31, 2023
    Assignee: Mastercard International Incorporated
    Inventors: Selwyn Kaitha, Amitabh Khanna
  • Publication number: 20220374898
    Abstract: Embodiments provide electronic methods and systems for facilitating payment transactions to delivery agents. The method performed by a server system includes obtaining order related data associated with an order placed by a customer with a merchant. The method includes determining whether a payment transaction amount is within one or more transaction threshold limits or not. Further the method includes facilitating a credit transaction by an issuer server for effectuating a transfer of the payment transaction amount to a payment instrument of a delivery agent. The method further includes receiving a payment transaction request in response to using the payment instrument at a payment terminal associated with the merchant. The method includes transmitting a payment authorization request message to the issuer server.
    Type: Application
    Filed: May 18, 2022
    Publication date: November 24, 2022
    Inventors: Selwyn KAITHA, Amitabh KHANNA, Abhishek KURDUKAR
  • Publication number: 20220044212
    Abstract: Embodiments provide electronic methods and systems for performing recurring payments to the merchants. The method performed by an aggregator server includes receiving a standing instruction (SI) request including a plurality of unique data fields from an acquirer server. The unique data fields represent setting up of a recurring payment transaction from a payment instrument of a user to a merchant account of the merchant. The method includes generating and storing a unique identifier corresponding to the SI request. The method includes transmitting the SI request along with the unique identifier to an issuer server associated with the payment instrument to authorize the SI request for processing the recurring payment. The method further includes receiving an authorization response message in response to successful authorization of SI request by issuer server.
    Type: Application
    Filed: August 4, 2021
    Publication date: February 10, 2022
    Inventors: Selwyn KAITHA, Amitabh KHANNA