Patents by Inventor Seyed Hamed Yaghoubi SHAHIR

Seyed Hamed Yaghoubi SHAHIR has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240046333
    Abstract: Disclosed methods and system describe a server that uses AI modeling to predict negative cash flow at a user level. The server periodically retrieves data associated with the user, the data comprising monetary attributes associated with one or more accounts of the user; executes a deep neural network model trained based upon historical data associated with at least a subset of the users configured to predict a negative cash flow in one or more accounts of the user, a depth of the negative cash flow, and a duration of the negative cash flow; transmits, to a second server, the predicted values, whereby when the second server determines that a likelihood of account needs satisfies a threshold, the second server establishes an electronic communication session with an electronic device of the user; trains the deep neural network when the second server establishes the electronic communication session.
    Type: Application
    Filed: October 17, 2023
    Publication date: February 8, 2024
    Applicant: BANK OF MONTREAL
    Inventors: Seyed Masoud NOSRATI, Evgene VAHLIS, Seyed Hamed Yaghoubi SHAHIR, Bo ZHAO, Nicole LANGBALLE, Peter POON
  • Publication number: 20230342610
    Abstract: Disclosed are methods and systems for using artificial intelligence (AI) for image recognition by using predefined coordinates to extract a portion of a received image, the extracted portion comprising a word to be identified having at least a first letter and a second letter; executing an image recognition protocol to identify the first letter; when the server is unable to identify the second letter, the server executes an AI model having a nodal data structure to identify the second letter based upon the identified first letter, the nodal data structure comprising a set of nodes where each node represents a letter, each node connected to at least one other node, wherein connection of a first node to a second node corresponds to a probability that a letter corresponding to the second node is used in a word subsequent to a letter corresponding to the first node.
    Type: Application
    Filed: June 30, 2023
    Publication date: October 26, 2023
    Applicant: Bank of Montreal
    Inventors: Bo WU, Ching Leong WAN, Yuefei ZHU, Bo WAN, Seyed Hamed Yaghoubi SHAHIR
  • Patent number: 11798059
    Abstract: Disclosed methods and system describe a server that uses AI modeling to predict negative cash flow at a user level. The server periodically retrieves data associated with the user, the data comprising monetary attributes associated with one or more accounts of the user; executes a deep neural network model trained based upon historical data associated with at least a subset of the users configured to predict a negative cash flow in one or more accounts of the user, a depth of the negative cash flow, and a duration of the negative cash flow; transmits, to a second server, the predicted values, whereby when the second server determines that a likelihood of account needs satisfies a threshold, the second server establishes an electronic communication session with an electronic device of the user; trains the deep neural network when the second server establishes the electronic communication session.
    Type: Grant
    Filed: April 8, 2021
    Date of Patent: October 24, 2023
    Assignee: BANK OF MONTREAL
    Inventors: Seyed Masoud Nosrati, Evgene Vahlis, Seyed Hamed Yaghoubi Shahir, Bo Zhao, Nicole Langballe, Peter Poon
  • Patent number: 11769054
    Abstract: Disclosed are methods and systems for using artificial intelligence (AI) for image recognition by using predefined coordinates to extract a portion of a received image, the extracted portion comprising a word to be identified having at least a first letter and a second letter; executing an image recognition protocol to identify the first letter; when the server is unable to identify the second letter, the server executes an AI model having a nodal data structure to identify the second letter based upon the identified first letter, the nodal data structure comprising a set of nodes where each node represents a letter, each node connected to at least one other node, wherein connection of a first node to a second node corresponds to a probability that a letter corresponding to the second node is used in a word subsequent to a letter corresponding to the first node.
    Type: Grant
    Filed: January 14, 2022
    Date of Patent: September 26, 2023
    Assignee: BANK OF MONTREAL
    Inventors: Bo Wu, Ching Leong Wan, Yuefei Zhu, Bo Wan, Seyed Hamed Yaghoubi Shahir
  • Publication number: 20220139095
    Abstract: Disclosed are methods and systems for using artificial intelligence (AI) for image recognition by using predefined coordinates to extract a portion of a received image, the extracted portion comprising a word to be identified having at least a first letter and a second letter; executing an image recognition protocol to identify the first letter; when the server is unable to identify the second letter, the server executes an AI model having a nodal data structure to identify the second letter based upon the identified first letter, the nodal data structure comprising a set of nodes where each node represents a letter, each node connected to at least one other node, wherein connection of a first node to a second node corresponds to a probability that a letter corresponding to the second node is used in a word subsequent to a letter corresponding to the first node.
    Type: Application
    Filed: January 14, 2022
    Publication date: May 5, 2022
    Applicant: Bank of Montreal
    Inventors: Bo WU, Ching Leong WAN, Yuefei ZHU, Bo WAN, Seyed Hamed Yaghoubi SHAHIR
  • Patent number: 11227176
    Abstract: Disclosed are methods and systems for using artificial intelligence (AI) for image recognition by using predefined coordinates to extract a portion of a received image, the extracted portion comprising a word to be identified having at least a first letter and a second letter; executing an image recognition protocol to identify the first letter; when the server is unable to identify the second letter, the server executes an AI model having a nodal data structure to identify the second letter based upon the identified first letter, the nodal data structure comprising a set of nodes where each node represents a letter, each node connected to at least one other node, wherein connection of a first node to a second node corresponds to a probability that a letter corresponding to the second node is used in a word subsequent to a letter corresponding to the first node.
    Type: Grant
    Filed: May 12, 2020
    Date of Patent: January 18, 2022
    Assignee: BANK OF MONTREAL
    Inventors: Bo Wu, Ching Leong Wan, Yuefei Zhu, Bo Wan, Seyed Hamed Yaghoubi Shahir
  • Publication number: 20210326960
    Abstract: Disclosed methods and system describe a server that uses AI modeling to predict negative cash flow at a user level. The server periodically retrieves data associated with the user, the data comprising monetary attributes associated with one or more accounts of the user; executes a deep neural network model trained based upon historical data associated with at least a subset of the users configured to predict a negative cash flow in one or more accounts of the user, a depth of the negative cash flow, and a duration of the negative cash flow; transmits, to a second server, the predicted values, whereby when the second server determines that a likelihood of account needs satisfies a threshold, the second server establishes an electronic communication session with an electronic device of the user; trains the deep neural network when the second server establishes the electronic communication session.
    Type: Application
    Filed: April 8, 2021
    Publication date: October 21, 2021
    Inventors: Seyed Masoud NOSRATI, Evgene VAHLIS, Seyed Hamed Yaghoubi SHAHIR, Bo ZHAO, Nicole LANGBALLE, Peter POON
  • Publication number: 20200364485
    Abstract: Disclosed are methods and systems for using artificial intelligence (AI) for image recognition by using predefined coordinates to extract a portion of a received image, the extracted portion comprising a word to be identified having at least a first letter and a second letter; executing an image recognition protocol to identify the first letter; when the server is unable to identify the second letter, the server executes an AI model having a nodal data structure to identify the second letter based upon the identified first letter, the nodal data structure comprising a set of nodes where each node represents a letter, each node connected to at least one other node, wherein connection of a first node to a second node corresponds to a probability that a letter corresponding to the second node is used in a word subsequent to a letter corresponding to the first node.
    Type: Application
    Filed: May 12, 2020
    Publication date: November 19, 2020
    Inventors: Bo WU, Ching Leong WAN, Yuefei ZHU, Bo WAN, Seyed Hamed Yaghoubi SHAHIR