Patents by Inventor Sezin Cinar

Sezin Cinar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems, methods, and computer readable media for managing interest-bearing financial accounts
    Publication number: 20060074804
    Abstract: Methods for managing a financial account is provided. A plurality of tiers are created within the financial account, the plurality of tiers including at least a first tier and a second tier. Funds held in the second tier are subjected to more favorable terms than funds held in the first tier. Using a computer, the an amount of funds that have remained in the first tier for a first tenure period is determined. The tenured funds are graduated from the first tier to the second tier. A request to withdraw funds from the account is received. Using a computer, funds are withdrawn from the first tier before funds are withdrawn from the second tier.
    Type: Application
    Filed: September 30, 2004
    Publication date: April 6, 2006
    Inventor: Sezin Cinar