Abstract: A system and method for an automated digital currency savings platform that uses customer credit card transactions, debit card transactions and other fiat currency transactions to automatically trigger regular user-adjustable savings contributions to the customers online financial savings vehicle comprising of one or more digital currency, virtual currency or crypto-currency accounts. The present invention includes various methods for the calculation of digital currency savings contributions for the customer, and various methods for the design and operation of the platform by the platform vendor. The present invention also relates to the currency conversion exchange between fiat currencies and digital currencies, and also to the provision of additional interest payments or reward contributions towards the balance of the customers digital currency savings account or accounts.