Patents by Inventor Shannon Lee Hilliard

Shannon Lee Hilliard has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Automatically decisioning transaction requests
    Patent number: 8799161
    Abstract: A system and method of automatically decisioning transaction requests is provided. In some examples, a decisioning system may receive customer transaction limit information, as well as current activity information. The system may determine whether a requested transaction is within a first transaction limit. If not, the system may determine whether the requested transaction is within a second transaction limit. If so, one or more business rules may be applied to the requested transaction to determine whether the transaction is approved.
    Type: Grant
    Filed: May 20, 2010
    Date of Patent: August 5, 2014
    Assignee: Bank of America Corporation
    Inventors: Deborah Fay Kreutz, Mary Naureen Sylvester, Shannon Lee Hilliard
  • Automatically Decisioning Transaction Requests
    Publication number: 20110288996
    Abstract: A system and method of automatically decisioning transaction requests is provided. In some examples, a decisioning system may receive customer transaction limit information, as well as current activity information. The system may determine whether a requested transaction is within a first transaction limit. If not, the system may determine whether the requested transaction is within a second transaction limit. If so, one or more business rules may be applied to the requested transaction to determine whether the transaction is approved.
    Type: Application
    Filed: May 20, 2010
    Publication date: November 24, 2011
    Applicant: Bank of America Corporation
    Inventors: Deborah Fay Kreutz, Mary Naureen Sylvester, Shannon Lee Hilliard