Abstract: A card reader for reading a bank card and a method of use thereof is disclosed. The card reader housing has a card entry slot where a customer inserts a bank card, either a magnetic stripe card or a chip-based smart card. A camera is mounted adjacent to the card entry slot in a position to allow an image to be taken of an upper surface of a bank card inserted into the card entry slot. A chip reader unit reads the chip-based smart card. A controller is coupled to the camera and to the chip reader unit. The controller processes an image received from the camera to determine that the inserted bank card is a chip-based smart card in a proper orientation. The controller enables the chip reader unit upon determining that the inserted bank card is a chip-based smart card in proper orientation.