Abstract: Embodiments provide methods and systems for merchant data cleansing in payment network. Method performed by server system includes accessing electronic payment transaction records from transaction database. Each electronic payment transaction record includes merchant data fields. Method includes determining set of electronic payment transaction records with ambiguous merchant data fields having matching probability scores less than predetermined threshold value computed by probabilistic matching model and identifying at least one issue for non-matching of each of set of electronic payment transaction records. Method includes determining data model based on at least one issue of each of set of electronic payment transaction records. Data model is one of: phone-to-city model, payment aggregator model, and merchant name normalization model.

Abstract: Embodiments provide methods and systems for generating domain-specific text summary. Method performed by processor includes receiving request to generate text summary of textual content from user device of user and applying pre-trained language generation model over textual content for encoding textual content into word embedding vectors. Method includes predicting current word of the text summary, by iteratively performing: generating first probability distribution of first set of words using first decoder based on word embedding vectors, generating second probability distribution of second set of words using second decoder based on word embedding vectors, and ensembling first and second probability distributions using configurable weight parameter for determining current word. First probability distribution indicates selection probability of each word being selected as current word.

Abstract: Embodiments provide methods and systems for merchant data cleansing in payment network. Method performed by server system includes accessing electronic payment transaction records from transaction database. Each electronic payment transaction record includes merchant data fields. Method includes determining set of electronic payment transaction records with ambiguous merchant data fields having matching probability scores less than predetermined threshold value computed by probabilistic matching model and identifying at least one issue for non-matching of each of set of electronic payment transaction records. Method includes determining data model based on at least one issue of each of set of electronic payment transaction records. Data model is one of: phone-to-city model, payment aggregator model, and merchant name normalization model.

Abstract: Embodiments provide methods and systems for processing unstructured and unlabelled data. A method includes generating, by a processor, a structured and unlabelled training dataset from an unstructured and unlabelled dataset. The method includes categorizing the structured and unlabelled training dataset into a plurality of clusters by executing an unsupervised algorithm. Each cluster of a selected set of clusters from the plurality of clusters is labelled with an applicable label from a set of labels. The method includes executing a supervised algorithm to generate a trained supervised model using a labelled training dataset including the set of labels and an input dataset generated from plurality of datapoints present in each cluster of the selected set of clusters. The method includes generating a Labelled Data1 (LD1) by executing the trained supervised model configured to assign applicable label from the set of labels to each datapoint of the structured and unlabelled training dataset.

Abstract: A computer-implemented method for recommending a vacation option for an account holder is provided, including: retrieving historical vacation transaction data relating to a plurality of historical vacation transactions settled for the account holder; processing the historical vacation transaction data to identify vacation characteristics relating to the account holder and a vacation budget representing an amount that the account holder is likely to spend on vacation travel, the vacation characteristics indicating a preferred weather under which the account holder has visited vacation venues identified by the historical vacation transaction data and a preferred time period during which the account holder has visited the vacation venues; retrieving a list of vacation options each associated with a budget that is within the identified vacation budget of the account holder; and recommending a vacation option from the retrieved list of vacation options based on the identified vacation characteristics.