Patents by Inventor Shawn Mehrhoff
Shawn Mehrhoff has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12205582Abstract: A virtual caregiver (VC) computing device may be provided. The VC computing device may include at least one processor in communication with at least one memory device, at least one sensor, and a payment processing network. The at least one processor may be configured to receive task data, generate, based on the task data, a task including a task identifier, a fulfillment condition, and a time deadline, store the generated task in a task database, receive, from the at least one sensor, sensor data, retrieve, from the payment processing network, transaction data, compare at least one of the received sensor data and the retrieved transaction data to the fulfillment condition to determine that the fulfillment condition has occurred, and record, in the task database, the task as fulfilled based on the determination that the fulfillment condition has occurred.Type: GrantFiled: October 7, 2021Date of Patent: January 21, 2025Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Christopher T. Scholl, Shawn Mehrhoff, James W. Barkhurst
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Publication number: 20250005118Abstract: Systems and methods are provided for verifying identities of users in connection with a secure meetup. One example computer-implemented method includes receiving meetup details from a first user for a real-world meetup with a second user, where the meetup details include a location of the meetup and an identity attribute(s) of the second user, and compiling and storing a meetup packet for the meetup details. The method then includes determining that a communication device of the first user is within a geofence of the location and, in response: authenticating the first user and sharing an identity attribute(s) of the first user with a second communication device of the second user. The method further includes receiving the identity attribute(s) specific to the second user from the second communication device, comparing the received identity attribute(s) to the meetup packet, and, based on a mismatch therebetween, indicating a warning to the first user.Type: ApplicationFiled: June 30, 2023Publication date: January 2, 2025Inventors: David Vorhies, Shawn Mehrhoff, Dakota Korzenewski
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Publication number: 20240304316Abstract: A computer system for analyzing data using AI modeling tools to detect anomalous data associated with a person. The computer system includes at least one processor and an AI model. The at least one processor is programmed to receive person data associated with the person including payment transaction records, input the person data into the at least one AI model to generate one or more outputs including (i) identifying anomalous data of the person, (ii) identifying at least one present need of the person from the anomalous data, and (iii) outputting a recommendation for addressing the at least one present need and transmit a notification message to a caregiver computer.Type: ApplicationFiled: May 10, 2024Publication date: September 12, 2024Inventors: Shawn Mehrhoff, Christopher T. Scholl, David Vorhies, James W. Barkhurst
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Publication number: 20240267370Abstract: A computing system including a processor in communication with a memory with instructions stored thereon is described. The instructions, when executed by the processor, cause the processor to receive application data associated with a user and a first offering, identify whether the user qualifies for the first offering, and compare the application data with stored parameters associated with a second offering. The instructions further cause the processor to, based on the application data satisfying the stored parameters, cause display of a first display area and a second display area at a graphical user interface (GUI) of a user computing device wherein the first display area includes a confirmation indicating whether the user qualifies for the first offering, and the second display area includes a description of the second offering, receive an input indicating acceptance of the second offering, and initiate activation of credentials associated with the second offering.Type: ApplicationFiled: February 3, 2023Publication date: August 8, 2024Inventors: Shawn Mehrhoff, Dan A. Durbin, Pablito Seung Chan Kim Lee, Nagendar Kishen Surapaneni, David Vorhies
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Publication number: 20240265387Abstract: Methods and systems for management, payment, and real-time updating of travel itineraries using a blockchain includes: storing, in a blockchain, a plurality of smart contracts including funding transaction account data, payee data, an itinerary type, and itinerary details and configured to initiate a payment transaction from a first transaction account to a second transaction account upon fulfillment of criteria in the itinerary details; receiving event data including a conflict with the itinerary details of a smart contract; identifying alternative itinerary data for the smart contracts based on the respective itinerary details; generating a modified smart contract for the smart contracts based on the identified alternative itinerary data; and transmitting a new blockchain data entry that includes the generated modified smart contract for storing in the blockchain.Type: ApplicationFiled: February 3, 2023Publication date: August 8, 2024Inventors: Shawn MEHRHOFF, Jaipal Singh KUMAWAT, Christopher T. SCHOLL
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Publication number: 20240249306Abstract: A driver monitoring (DM) computing device for monitoring driving behavior of a driver in real-time is provided. The DM computing device detects a user computer device associated with a driver inside the vehicle. The DM computing device collects state data of the user computer device. The state data includes data as to a state of the user computer device during a currently occurring trip. The DM computing device collects vehicle operation data of the vehicle while the driver and the user computer device are inside the vehicle. The DM computing device compares the collected vehicle operation data and the state data of the user computer device to determine whether the user computer device was activated during the currently occurring trip. The DM computing device causes a driving reward to be applied to an account associated with the driver for inactivity of the user computer device during the currently occurring trip.Type: ApplicationFiled: April 4, 2024Publication date: July 25, 2024Inventors: Christopher T. Scholl, David Vorhies, Regan E. Harmon, Shawn Mehrhoff
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Patent number: 12047835Abstract: A transportation controller (TC) computing system for monitoring a user computing device location and triggering location-based events using geo-fencing is provided. The TC computing system includes at least one TC computing device configured to register a customer with a transportation controller (TC) service using registration data received from a user computing device associated with the customer. The TC computing device is also configured to receive, in response to the user computing device detecting a first geo-fence, first travel data associated with a trip of the customer. The TC computing device is further configured to validate the trip using the first travel data, receive, in response to the user computing device detecting a second geo-fence, second travel data associated with the trip of the customer, and determine a first transaction amount for the trip based on the first travel data and the second travel data.Type: GrantFiled: July 5, 2021Date of Patent: July 23, 2024Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Shawn Mehrhoff, Madeline Mueller, Christopher T. Scholl
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Patent number: 11978078Abstract: Described herein is a computing system for linking products and containers to cardholders. The computing system is configured to receive transaction data associated with a transaction carried out by a cardholder, the transaction data including an account identifier associated with the cardholder, a product identifier, and a container identifier associated with a product purchased in the transaction. The computing system also links the product identifier and the container identifier to the account identifier, and stores the linked product identifier, container identifier, and account identifier. The computing system receives, from a user device, the container identifier associated with the container received by a user associated with recycling the container, determines the account identifier linked to the container identifier associated with the product received by the user, and automatically provides a reward to the cardholder via the account identifier.Type: GrantFiled: December 30, 2020Date of Patent: May 7, 2024Assignee: MASTERCARD INTERNATIONAL INCORORATEDInventors: Shawn Mehrhoff, Christopher T. Scholl
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Publication number: 20240104532Abstract: A token management computing system for provisioning at least one secure payment token for use in payment transactions is provided. The token management computing system includes a token storage device in communication with a plurality of user computing devices each associated with a respective user, and a token management (“TM”) server. The TM server is programmed to receive a token request for at least one token, generate, upon receiving the token request, the at least one token, wherein the at least one token includes at least one of i) a prepaid token including prepaid funds, ii) multiple tokens each associated with a different user, and iii) a budgeting token associated with a plurality of virtual budget accounts.Type: ApplicationFiled: December 11, 2023Publication date: March 28, 2024Inventors: Christopher T. Scholl, David Vorhies, Shawn Mehrhoff
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Publication number: 20240095735Abstract: Described is a computer system for creating a digital record of a physical item of value. The computer system includes a network computer device comprising at least one processor communicatively coupled to at least one memory and a distributed network of computer nodes each associated with a respective entity of a plurality of entities, each computer node comprising a camera and an optical character recognition (OCR) application executable thereon, each computer node is communicatively coupled to the network computer device.Type: ApplicationFiled: November 28, 2023Publication date: March 21, 2024Inventors: Shawn Mehrhoff, Matthew Wease, Christopher T. Scholl
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Patent number: 11842328Abstract: A token management computing system for provisioning a payment token to a token storage device for a payment transaction is provided. The token management computing system includes a user computing device in communication with the token storage device and a token management server that includes at least one processor communicatively coupled to a memory device. The at least one processor is programmed to (i) receive, from the user computing device, a token request for a payment token, the request including a payment account number (PAN) selected from a digital wallet stored on the user computing device, and at least one token control, (ii) store token information including the PAN and the at least one token control, (iii) generate a single-use payment token, (iv) transmit the token to the user computing device, and (v) instruct the user computing device to transfer the token to the token storage device.Type: GrantFiled: October 24, 2019Date of Patent: December 12, 2023Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Shawn Mehrhoff, Christopher T. Scholl
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Publication number: 20230071323Abstract: A method for facilitating payment transactions includes receiving a transaction request for a payment transaction initiated at a payment terminal device using a transaction card of a user. A predefined category of the user is identified based on the transaction request and a service application is remotely activated in a first operation mode on a user device of the user such that the first operation mode is associated with the identified predefined category. Payment transaction messages associated with the payment transaction are communicated to the activated service application, which translates the payment transaction messages to a predefined message format. In response to the payment transaction messages, first authentication information is received from the activated service application such that the first authentication information is entered by the user in the predefined message format. The payment transaction is processed based on successful authentication of the user.Type: ApplicationFiled: November 14, 2022Publication date: March 9, 2023Inventors: Michael Martel Spratt, Rahul Deshpande, Akeda Hosten, Stewart Boling, Epher Mendoza, Adam Axe, Shawn Mehrhoff, Christopher T. Scholl, David Vorhies
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Publication number: 20220261778Abstract: A computing device for securely transacting over a landline is provided. The computing device is configured to receive, through a landline, from a merchant in response to a transaction request by a user, a merchant identification message including a merchant identifier, extract the merchant identifier from the merchant identification message, query a database of merchant data including a plurality of merchants and a plurality of merchant identifiers, identify, in response to the query, the merchant by matching the extracted merchant identifier against the plurality of merchant identifiers in the database, retrieve, in response to successfully identifying the merchant, a token associated with a PAN of the user, generate a token message including the token, transmit the token message to the merchant through the landline, and receive, from a payment processor, a confirmation message indicating a payment using the PAN was made in response to the merchant receiving the token.Type: ApplicationFiled: May 2, 2022Publication date: August 18, 2022Inventors: Christopher T. Scholl, James W. Barkhurst, Shawn Mehrhoff
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Publication number: 20220207551Abstract: Described herein is a computing system for linking products and containers to cardholders. The computing system is configured to receive transaction data associated with a transaction carried out by a cardholder, the transaction data including an account identifier associated with the cardholder, a product identifier, and a container identifier associated with a product purchased in the transaction. The computing system also links the product identifier and the container identifier to the account identifier, and stores the linked product identifier, container identifier, and account identifier. The computing system receives, from a user device, the container identifier associated with the container received by a user associated with recycling the container, determines the account identifier linked to the container identifier associated with the product received by the user, and automatically provides a reward to the cardholder via the account identifier.Type: ApplicationFiled: December 30, 2020Publication date: June 30, 2022Inventors: Shawn Mehrhoff, Christopher T. Scholl
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Patent number: 11321689Abstract: A computing device for securely transacting over a landline is provided. The computing device is configured to receive, through a landline, from a merchant in response to a transaction request by a user, a merchant identification message including a merchant identifier, extract the merchant identifier from the merchant identification message, query a database of merchant data including a plurality of merchants and a plurality of merchant identifiers, identify, in response to the query, the merchant by matching the extracted merchant identifier against the plurality of merchant identifiers in the database, retrieve, in response to successfully identifying the merchant, a token associated with a PAN of the user, generate a token message including the token, transmit the token message to the merchant through the landline, and receive, from a payment processor, a confirmation message indicating a payment using the PAN was made in response to the merchant receiving the token.Type: GrantFiled: October 14, 2019Date of Patent: May 3, 2022Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Christopher T. Scholl, James W. Barkhurst, Shawn Mehrhoff
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Publication number: 20220115126Abstract: A virtual caregiver (VC) computing device may be provided. The VC computing device may include at least one processor in communication with at least one memory device, at least one sensor, and a payment processing network. The at least one processor may be configured to receive task data, generate, based on the task data, a task including a task identifier, a fulfillment condition, and a time deadline, store the generated task in a task database, receive, from the at least one sensor, sensor data, retrieve, from the payment processing network, transaction data, compare at least one of the received sensor data and the retrieved transaction data to the fulfillment condition to determine that the fulfillment condition has occurred, and record, in the task database, the task as fulfilled based on the determination that the fulfillment condition has occurred.Type: ApplicationFiled: October 7, 2021Publication date: April 14, 2022Inventors: Christopher T. Scholl, Shawn Mehrhoff, James W. Barkhurst
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Publication number: 20220101311Abstract: Described are systems and methods for tracking a physical currency. A computing device includes a memory device for storing data and a processor in communication with the memory device. The processor is configured to store a plurality of currency identifiers associated with a respective plurality of physical currency units and store a plurality of entity identifiers associated with a respective plurality of an individual currency accounts. The processor is further configured to create and store a first electronic record including a first currency identifier and a first entity identifier. The record indicates that a first entity is a registered owner of a first physical currency unit. The processor is further configured to create and store a second record, in response to a transfer of the first currency unit to a second entity. The second record indicates that the second entity is a registered owner of a first physical currency unit.Type: ApplicationFiled: September 28, 2020Publication date: March 31, 2022Inventors: Shawn Mehrhoff, Matthew Wease, Christopher T. Scholl
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Publication number: 20210337344Abstract: A transportation controller (TC) computing system for monitoring a user computing device location and triggering location-based events using geo-fencing is provided. The TC computing system includes at least one TC computing device configured to register a customer with a transportation controller (TC) service using registration data received from a user computing device associated with the customer. The TC computing device is also configured to receive, in response to the user computing device detecting a first geo-fence, first travel data associated with a trip of the customer. The TC computing device is further configured to validate the trip using the first travel data, receive, in response to the user computing device detecting a second geo-fence, second travel data associated with the trip of the customer, and determine a first transaction amount for the trip based on the first travel data and the second travel data.Type: ApplicationFiled: July 5, 2021Publication date: October 28, 2021Inventors: Shawn Mehrhoff, Madeline Mueller, Christopher T. Scholl
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Patent number: 11074642Abstract: A system, computer-readable media and computer-implemented method for automated location interaction management. User input at least partly defining an item is received and stored via a mobile electronic device. A location interaction trigger for the item is automatically determined to have occurred, based at least in part on a geolocation of the mobile electronic device. An alert is generated describing the item for display on a display of the mobile electronic device.Type: GrantFiled: April 18, 2018Date of Patent: July 27, 2021Assignee: Mastercard International IncorporatedInventors: Shawn Mehrhoff, Christopher T. Scholl
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Patent number: 11057735Abstract: A transportation controller (TC) computing system for monitoring a user computing device location and triggering location-based events using geo-fencing is provided. The TC computing system includes at least one TC computing device configured to register a customer with a transportation controller (TC) service using registration data received from a user computing device associated with the customer. The TC computing device is also configured to receive, in response to the user computing device detecting a first geo-fence, first travel data associated with a trip of the customer. The TC computing device is further configured to validate the trip using the first travel data, receive, in response to the user computing device detecting a second geo-fence, second travel data associated with the trip of the customer, and determine a first transaction amount for the trip based on the first travel data and the second travel data.Type: GrantFiled: November 22, 2019Date of Patent: July 6, 2021Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Shawn Mehrhoff, Madeline Mueller, Christopher T. Scholl