Patents by Inventor Sherri Haymond

Sherri Haymond has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and systems for verifying cardholder authenticity when provisioning a token
    Patent number: 11494780
    Abstract: A computer-implemented method for verifying cardholder authenticity when provisioning a token is provided. The method uses an authentication server system having a processor and a memory. The method includes receiving, by the processor, a payment card account identifier provided by a payment requestor. The payment card account identifier for identifying a payment account associated with a cardholder. The method also includes determining a plurality of authentication data associated with the payment requestor, and performing an authentication process using the plurality of authentication data. The authentication process is configured to determine if the payment requestor is the cardholder. The method further includes determining an assurance level associated with the authentication process. The assurance level represents a level of confidence in the authentication process.
    Type: Grant
    Filed: October 2, 2019
    Date of Patent: November 8, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Gregory Williamson, Robert Reany, Sherri Haymond, Salman Syed
  • Use of mobile network operator data and/or scores in decision-making on requests for payment credential provisioning for mobile devices
    Patent number: 11049093
    Abstract: A method of provisioning payment credentials to a mobile device includes receiving a payment credentials provisioning request. The method further includes facilitating decision-making with respect to the request based at least in part on data obtained and/or confirmed directly or indirectly from a mobile network operator (MNO) associated with the mobile device.
    Type: Grant
    Filed: January 6, 2020
    Date of Patent: June 29, 2021
    Assignee: Mastercard International Incorporated
    Inventors: Kimberly Lewis Peyton, Maurice David Liscia, Sherri Haymond
  • USE OF MOBILE NETWORK OPERATOR DATA AND/OR SCORES IN DECISION-MAKING ON REQUESTS FOR PAYMENT CREDENTIAL PROVISIONING FOR MOBILE DEVICES
    Publication number: 20200143357
    Abstract: A method of provisioning payment credentials to a mobile device includes receiving a payment credentials provisioning request. The method further includes facilitating decision-making with respect to the request based at least in part on data obtained and/or confirmed directly or indirectly from a mobile network operator (MNO) associated with the mobile device.
    Type: Application
    Filed: January 6, 2020
    Publication date: May 7, 2020
    Inventors: Kimberly Lewis Peyton, Maurice David Liscia, Sherri Haymond
  • METHODS AND SYSTEMS FOR VERIFYING CARDHOLDER AUTHENTICITY WHEN PROVISIONING A TOKEN
    Publication number: 20200051084
    Abstract: A computer-implemented method for verifying cardholder authenticity when provisioning a token is provided. The method uses an authentication server system having a processor and a memory. The method includes receiving, by the processor, a payment card account identifier provided by a payment requestor. The payment card account identifier for identifying a payment account associated with a cardholder. The method also includes determining a plurality of authentication data associated with the payment requestor, and performing an authentication process using the plurality of authentication data. The authentication process is configured to determine if the payment requestor is the cardholder. The method further includes determining an assurance level associated with the authentication process. The assurance level represents a level of confidence in the authentication process.
    Type: Application
    Filed: October 2, 2019
    Publication date: February 13, 2020
    Inventors: Gregory Williamson, Robert Reany, Sherri Haymond, Salman Syed
  • Use of mobile network operator data and/or scores in decision-making on requests for payment credential provisioning for mobile devices
    Patent number: 10540648
    Abstract: A method of provisioning payment credentials to a mobile device includes receiving a payment credentials provisioning request. The method further includes facilitating decision-making with respect to the request based at least in part on data obtained and/or confirmed directly or indirectly from a mobile network operator (MNO) associated with the mobile device.
    Type: Grant
    Filed: October 8, 2015
    Date of Patent: January 21, 2020
    Assignee: Mastercard International Incorporated
    Inventors: Kimberly Lewis Peyton, Maurice David Liscia, Sherri Haymond
  • Methods and systems for verifying cardholder authenticity when provisioning a token
    Patent number: 10460322
    Abstract: A computer-implemented method for verifying cardholder authenticity when provisioning a token is provided. The method uses an authentication server system having a processor and a memory. The method includes receiving, by the processor, a payment card account identifier provided by a payment requestor. The payment card account identifier for identifying a payment account associated with a cardholder. The method also includes determining a plurality of authentication data associated with the payment requestor, and performing an authentication process using the plurality of authentication data. The authentication process is configured to determine if the payment requestor is the cardholder. The method further includes determining an assurance level associated with the authentication process. The assurance level represents a level of confidence in the authentication process.
    Type: Grant
    Filed: August 29, 2014
    Date of Patent: October 29, 2019
    Assignee: Mastercard International Incorporated
    Inventors: Gregory Williamson, Robert Reany, Sherri Haymond, Salman Syed
  • USE OF MOBILE NETWORK OPERATOR DATA AND/OR SCORES IN DECISION-MAKING ON REQUESTS FOR PAYMENT CREDENTIAL PROVISIONING FOR MOBILE DEVICES
    Publication number: 20160307184
    Abstract: A method of provisioning payment credentials to a mobile device includes receiving a payment credentials provisioning request. The method further includes facilitating decision-making with respect to the request based at least in part on data obtained and/or confirmed directly or indirectly from a mobile network operator (MNO) associated with the mobile device.
    Type: Application
    Filed: October 8, 2015
    Publication date: October 20, 2016
    Inventors: Kimberly Lewis Peyton, Maurice David Liscia, Sherri Haymond
  • METHODS AND SYSTEMS FOR VERIFYING CARDHOLDER AUTHENTICITY WHEN PROVISIONING A TOKEN
    Publication number: 20150066768
    Abstract: A computer-implemented method for verifying cardholder authenticity when provisioning a token is provided. The method uses an authentication server system having a processor and a memory. The method includes receiving, by the processor, a payment card account identifier provided by a payment requestor. The payment card account identifier for identifying a payment account associated with a cardholder. The method also includes determining a plurality of authentication data associated with the payment requestor, and performing an authentication process using the plurality of authentication data. The authentication process is configured to determine if the payment requestor is the cardholder. The method further includes determining an assurance level associated with the authentication process. The assurance level represents a level of confidence in the authentication process.
    Type: Application
    Filed: August 29, 2014
    Publication date: March 5, 2015
    Inventors: Gregory Williamson, Robert Reany, Sherri Haymond, Salman Syed