Patents by Inventor Sherri Joyann Densmore

Sherri Joyann Densmore has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS AND METHODS FOR DETERMINING LOAN OPPORTUNITIES
    Publication number: 20110213641
    Abstract: A loan opportunity system is configured to analyze loan data and/or population data in order to determine loan opportunities for a lender, such as a credit union. In one embodiment a lender is initially provided with one or more estimated loan opportunity indicators, such as indicators of quantities of loans in a specific geographic region for which the lender can likely offer lower rates. Subsequently, upon completion of a payment agreement with a loan opportunity provider, for example, and establishment of loan parameters associated with borrowers (and their existing loans) to which the lender would like to make firm offers of credit, the lender is provided with a loan opportunity list indicating details of borrowers and their respective loans for which the particular lender can likely offer lower rates.
    Type: Application
    Filed: May 11, 2011
    Publication date: September 1, 2011
    Applicant: EXPERIAN INFORMATION SOLUTIONS, INC.
    Inventors: Frank X. Metzger, II, Sherri Joyann Densmore
  • Systems and methods for determining loan opportunities
    Patent number: 7962404
    Abstract: A loan opportunity system is configured to analyze loan data and/or population data in order to determine loan opportunities for a lender, such as a credit union. In one embodiment a lender is initially provided with one or more estimated loan opportunity indicators, such as indicators of quantities of loans in a specific geographic region for which the lender can likely offer lower rates. Subsequently, upon completion of a payment agreement with a loan opportunity provider, for example, and establishment of loan parameters associated with borrowers (and their existing loans) to which the lender would like to make firm offers of credit, the lender is provided with a loan opportunity list indicating details of borrowers and their respective loans for which the particular lender can likely offer lower rates.
    Type: Grant
    Filed: November 7, 2007
    Date of Patent: June 14, 2011
    Assignee: Experian Information Solutions, Inc.
    Inventors: Frank X. Metzger, II, Sherri Joyann Densmore