Abstract: Recited and explanation in EBC Provisional.

Abstract: A system and method for providing on-line purchases of Internet and retail goods or services by people with no credit cards, using existing infrastructure, is disclosed. The present system and method allows a person with no credit cards to order a good or service being offered for sale, by having the order queued at a service provider. In accordance with an exemplary embodiment of the present invention, the order is completed (purchase) after the person with no credit cards transmits the payment for the order to the service provider, within a pre-determined time frame.

Abstract: A system and method for seamlessly performing Internet transactions with real-time feedback is discloses. The system and method comprises a process for monitoring and managing Internet transactions that stores and queues transactions when processing is not available transactions and flags transactions requiring outside intervention. Transactions are monitored by storing one or more attributes relating to the transaction and creating a transaction record by storing the collected attributes relating to a transaction into a single entry having a locally unique identifier. The transaction record is monitored until a finalized transaction status is detected. Until a transaction is finalized, real-time reports as to a transaction status are sent to the party requesting the transaction. The system and method incorporates functions that greatly increase the probability of successful Internet transactions, including circumstances where the transaction requires communication via the Internet with a Legacy System.