Patents by Inventor Shilpoo Agrawal

Shilpoo Agrawal has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240022426
    Abstract: Embodiments of the invention relate to systems, methods, and computer program products for resource origination tracking, the invention including: electronically receiving, from a first user device associated with a first user, a digital resource and a set of distribution rules associated with the digital resource; creating an NFT associated with the digital resource; predicting, via a machine learning engine, a value of the NFT; electronically receiving, from a second user device associated with a second user, a request to complete a resource transfer; transferring ownership of the NFT associated with the digital resource from the current owner to the second user; and transmitting, to a managing entity system, instructions to transfer, from an account associated with the second user, a first amount of financial resources to an account associated with the current owner and a second amount of financial resources to an account associated with the first user.
    Type: Application
    Filed: September 26, 2023
    Publication date: January 18, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Shilpoo Agrawal
  • Patent number: 11811944
    Abstract: Embodiments of the invention relate to systems, methods, and computer program products for resource origination tracking, the invention including: electronically receiving, from a first user device associated with a first user, a digital resource and a set of distribution rules associated with the digital resource; creating an NFT associated with the digital resource; predicting, via a machine learning engine, a value of the NFT; electronically receiving, from a second user device associated with a second user, a request to complete a resource transfer; transferring ownership of the NFT associated with the digital resource from the current owner to the second user; and transmitting, to a managing entity system, instructions to transfer, from an account associated with the second user, a first amount of financial resources to an account associated with the current owner and a second amount of financial resources to an account associated with the first user.
    Type: Grant
    Filed: July 15, 2021
    Date of Patent: November 7, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventor: Shilpoo Agrawal
  • Publication number: 20230017499
    Abstract: Embodiments of the invention relate to systems, methods, and computer program products for resource origination tracking, the invention including: electronically receiving, from a first user device associated with a first user, a digital resource and a set of distribution rules associated with the digital resource; creating an NFT associated with the digital resource; predicting, via a machine learning engine, a value of the NFT; electronically receiving, from a second user device associated with a second user, a request to complete a resource transfer; transferring ownership of the NFT associated with the digital resource from the current owner to the second user; and transmitting, to a managing entity system, instructions to transfer, from an account associated with the second user, a first amount of financial resources to an account associated with the current owner and a second amount of financial resources to an account associated with the first user.
    Type: Application
    Filed: July 15, 2021
    Publication date: January 19, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Shilpoo Agrawal
  • Publication number: 20230008345
    Abstract: Systems, computer program products, and methods are described herein for storing electronic digital certificates associated with unique resources on a digital platform. The present invention is configured to electronically receive, from a computing device of a user, unique resource data, wherein the unique resource is either digital or physical, retrieve one or more electronic digital certificates associated with the unique resource, receive a request for rights to the electronic digital certificate associated with the unique resource from a second user, initiate a resource transfer, and update the electronic digital certificate on a distributed ledger to record the rights of the second user to the unique resource.
    Type: Application
    Filed: July 9, 2021
    Publication date: January 12, 2023
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Shilpoo Agrawal
  • Publication number: 20150199660
    Abstract: A system for executing electronic fund transfers includes a memory comprising a database, the database configured to store electronic fund transfer data, a first interface communicatively coupled to the memory and configured to receive electronic fund transfer customer data associated with a customer and requested electronic fund transfer data describing a requested electronic fund transfer requested by the customer, and one or more processors communicatively coupled to the first interface and configured to determine, based on the received customer data, stored electronic fund transfer data associated with the received customer data and populate fields of the first interface with the stored electronic fund transfer data associated with the received customer data.
    Type: Application
    Filed: January 14, 2014
    Publication date: July 16, 2015
    Applicant: Bank of America Corporation
    Inventors: Bonnie L. Dolan, Shilpoo Agrawal, Joseph B. Castinado, Jack L. Vaalburg
  • Publication number: 20150032619
    Abstract: In certain embodiments, a system for executing electronic transaction services comprises one or more interfaces operable to receive access credentials for a plurality of accounts held with a plurality of enterprises, wherein the plurality of accounts are associated with an entity and one or more processors communicatively coupled to at least one of the one or more interfaces, the one or more processors operable to access, account data from the plurality of accounts, monitor transactions in the plurality of accounts, determine one or more transaction patterns, determine one or more proposed transactions, wherein the one or more proposed transactions represent electronic transfers of funds involving one or more of the plurality of accounts, and determine one or more advantages to the entity associated with the one or more proposed transactions.
    Type: Application
    Filed: July 24, 2013
    Publication date: January 29, 2015
    Applicant: Bank of America Corporation
    Inventors: Joseph B. Castinado, Gregory G. Farr, Richard H. Thomas, Shilpoo Agrawal, Matthew J. Stowell, Bonnie L. Dolan
  • Publication number: 20150032601
    Abstract: In certain embodiments, a system for executing electronic transaction services comprises one or more interfaces operable to receive access credentials for a plurality of accounts associated with an entity, one or more processors communicatively coupled to at least one of the one or more interfaces, the one or more processors operable to access account data from the plurality of accounts, the one or more interfaces further operable to receive a service request from a user to execute a fund transfer involving a first of the plurality of accounts associated with the entity, the one or more processors further operable to determine one or more second of the plurality of accounts associated with the entity, and filter the one or more second of the plurality of accounts based on fund transfer limitations associated with the one or more second accounts to determine one or more proposed accounts.
    Type: Application
    Filed: July 24, 2013
    Publication date: January 29, 2015
    Applicant: Bank of America Corporation
    Inventors: Joseph B. Castinado, Gregory G. Farr, Richard H. Thomas, Shilpoo Agrawal, Matthew J. Stowell, Bonnie L. Dolan, Ganesan Muthukrishnan