Abstract: An information processing apparatus includes a management master extraction unit which extracts management master information from a management target file; a storage device which stores a file management database in which the management master information on each management target file is registered; a storage event output unit which outputs a signal indicating a storage event of the file; a deletion target extraction unit which extracts information on a management target file corresponding to a deletion request from the file management database; a file deletion unit which deletes the management target file from the storage device based on the information; a management master information update unit which updates validity information on the deleted file in the management master information in the file management database into invalid; and a deletion information output unit which outputs a signal indicating the deletion of the management target file.

Abstract: An insurance premium calculation system calculates an insurance premium in consideration of factors other than the distance covered and the number of workdays of an automobile. In order to calculate the insurance premium in accordance with a person (or an automobile) insured more properly, equipment information relative to equipment (or parts) equipped in the automobile is inputted from a store server and a collation system calculates the insurance premium in accordance with points corresponding to each equipment. An insurance contract plan is prepared on the basis of the calculated insurance premium by an insurance company server to be informed to a customer.

Abstract: A frequent customer point management method for giving frequent customer points corresponding to use of goods from a goods provider to customers inclusive of purchasers and users of goods, using a point management system including at least a bill payer information storage portion for storing information of a payer of a bill of goods and a point information storage portion for storing information of application of a point corresponding to the goods. Bill payer information stipulating a payer of a bill of the goods is received from the customer, the bill payer information storage portion is retrieved on the basis of the bill payer information so received, and the point information storage portion is updated to stipulate the bill payer as the point acquiring party corresponding to the goods when the bill payer is found registered to the bill payer information storage portion.