Patents by Inventor Shishir Dattatraya BHAT

Shishir Dattatraya BHAT has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11941144
    Abstract: In an aspect, the present application may describe a method that comprises monitoring a risk parameter associated with a third party server to detect a change in the risk parameter, and responsive to detecting the change in the risk parameter, sending, to a remote computing device and via the communications module, a notification that includes a first selectable option to modify data sharing associated with the third party server and a second selectable option to replace the third party server with an alternative third party server.
    Type: Grant
    Filed: January 28, 2022
    Date of Patent: March 26, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Anthony Haituyen Nguyen, Gregory Albert Kliewer, David Samuel Tax, Sairam Srinivasa Poguluru, Shishir Dattatraya Bhat
  • Patent number: 11861017
    Abstract: A method for evaluating security of third-party application is disclosed. The method includes: receiving, from a first application, a request to obtain first account data for a user account associated with a protected data resource; generating fake data for at least a portion of the requested first account data; providing, to the first application, a first data set in response to the request, the first data set including at least the generated fake data; monitoring use of the first data set by the first application; detecting a trigger condition indicating misuse of account data based on monitoring use of the first data set by the first application; in response to detecting the trigger condition, generating a notification identifying the misuse of account data; and transmitting the notification to a computing device associated with an application user.
    Type: Grant
    Filed: January 27, 2022
    Date of Patent: January 2, 2024
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, David Samuel Tax, Gregory Albert Kliewer, Anthony Haituyen Nguyen, Sairam Srinivasa Poguluru, Shishir Dattatraya Bhat
  • Publication number: 20230101530
    Abstract: Computing platforms, methods, and storage media for processing a data request are disclosed. Exemplary implementations may: receive a data transfer request including data transfer instructions associated with the data transfer; obtain an aggregator access profile specifying application programming interface (API) access to be granted to a data aggregator with respect to one or more APIs; obtain a user account authorization token specifying access to be granted to the data aggregator with respect to one or more user accounts; determine access permissions associated with the data transfer instructions based on a combination of the aggregator access profile and the user account authorization token; and transmit an access notification based on the determined access permissions, the access notification specifying the combination of the one or more APIs and the one or more user accounts to which the data aggregator is granted access.
    Type: Application
    Filed: September 30, 2021
    Publication date: March 30, 2023
    Inventors: Shishir Dattatraya BHAT, Marcus Edward FURLONG, Katherine KANCZUGA, Sumathi SEETHARAMAN
  • Publication number: 20230096672
    Abstract: Computing platforms, methods, and storage media for processing a data access request are disclosed. Exemplary implementations may: receive, at an apparatus, a data access request from a communication device and via a network; and generate, at the apparatus and based on the received data access request, a revocable 1:1:1 token that authorizes data sharing for a specific combination of third party application-aggregator-institution. Exemplary implementations may transmit the revocable 1:1:1 token for storage in a token database, and may store the 1:1:1 tokens in a token database associated with an institution related to the data access request; this allows access to be managed by the user and controlled by the institution, without relying on the aggregator. Exemplary implementations may provide a dashboard enabling a user to individually remove apps from data sharing, based on management of the 1:1:1 tokens.
    Type: Application
    Filed: September 30, 2021
    Publication date: March 30, 2023
    Inventors: Shishir Dattatraya BHAT, Marcus Edward Furlong, Katherine Kanczuga, Sumathi Seetharaman
  • Publication number: 20230078168
    Abstract: A server computer system comprises a processor; a communications module coupled to the processor; and a memory coupled to the processor, the memory storing instructions that, when executed, configure the processor to generate a recommendation to create a data record at least at one third party server; send, via the communications module and to a computing device, a signal causing the computing device to display the recommendation, the recommendation including a selectable option to create the data record at the at least one third party server; receive, via the communications module and from the computing device, a signal indicating selection of the selectable option to create the data record at the at least one third party server; engage, via the communications module, the third party server to initiate creation of the data record; retrieve previously-obtained identity data required to create the data record; and provide, via the communications module and to the at least one third party server, the previously
    Type: Application
    Filed: September 16, 2021
    Publication date: March 16, 2023
    Applicant: The Toronto-Dominion Bank
    Inventors: Katherine KANCZUGA, Shishir Dattatraya BHAT, Sumathi SEETHARAMAN
  • Publication number: 20220156402
    Abstract: In an aspect, the present application may describe a method that comprises monitoring a risk parameter associated with a third party server to detect a change in the risk parameter, and responsive to detecting the change in the risk parameter, sending, to a remote computing device and via the communications module, a notification that includes a first selectable option to modify data sharing associated with the third party server and a second selectable option to replace the third party server with an alternative third party server.
    Type: Application
    Filed: January 28, 2022
    Publication date: May 19, 2022
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, Anthony Haituyen NGUYEN, Gregory Albert KLIEWER, David Samuel TAX, Sairam Srinivasa POGULURU, Shishir Dattatraya BHAT
  • Publication number: 20220147639
    Abstract: A method for evaluating security of third-party application is disclosed. The method includes: receiving, from a first application, a request to obtain first account data for a user account associated with a protected data resource; generating fake data for at least a portion of the requested first account data; providing, to the first application, a first data set in response to the request, the first data set including at least the generated fake data; monitoring use of the first data set by the first application; detecting a trigger condition indicating misuse of account data based on monitoring use of the first data set by the first application; in response to detecting the trigger condition, generating a notification identifying the misuse of account data; and transmitting the notification to a computing device associated with an application user.
    Type: Application
    Filed: January 27, 2022
    Publication date: May 12, 2022
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, David Samuel TAX, Gregory Albert KLIEWER, Anthony Haituyen NGUYEN, Sairam Srinivasa POGULURU, Shishir Dattatraya BHAT
  • Patent number: 11275842
    Abstract: A method for evaluating security of third-party application is disclosed. The method includes: receiving, from a first application, a request to obtain first account data for a user account associated with a protected data resource; generating fake data for at least a portion of the requested first account data; providing, to the first application, a first data set in response to the request, the first data set including at least the generated fake data; monitoring use of the first data set by the first application; detecting a trigger condition indicating misuse of account data based on monitoring use of the first data set by the first application; in response to detecting the trigger condition, generating a notification identifying the misuse of account data; and transmitting the notification to a computing device associated with an application user.
    Type: Grant
    Filed: September 20, 2019
    Date of Patent: March 15, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, David Samuel Tax, Gregory Albert Kliewer, Anthony Haituyen Nguyen, Sairam Srinivasa Poguluru, Shishir Dattatraya Bhat
  • Patent number: 11270021
    Abstract: In an aspect, the present application may describe a method including: receiving, from a remote computing device and at a server, an indication of consent for an authenticated entity to share data with a third party server; in response to receiving the indication of consent, issuing an access token to the third party server, the access token for accessing data associated with the authenticated entity; monitoring a risk parameter associated with one or both of the third party server and the authenticated entity to detect a change in the risk parameter; determining, based on input received from the authenticated entity, that data sharing with the third party server is to be modified based on the change in risk parameter; and modifying the sharing of data for the authenticated entity with the third party server by revoking the access token or modifying an access permission associated with the access token.
    Type: Grant
    Filed: June 5, 2019
    Date of Patent: March 8, 2022
    Assignee: THE TORONTO-DOMINION BANK
    Inventors: Milos Dunjic, Anthony Haituyen Nguyen, Gregory Albert Kliewer, David Samuel Tax, Sairam Srinivasa Poguluru, Shishir Dattatraya Bhat
  • Publication number: 20210383019
    Abstract: In an aspect, the present application may describe a method. The method may include: receiving, from a remote computing device, a first indication of consent for an authenticated entity to share data with a first third party server, the first indication of consent associated with a first sharing permission defining a first sharing scope; in response to receiving the first indication of consent: configuring a server to share data for the authenticated entity with the first third party server based on the sharing permission; identifying a first safety score, the first safety score associated with the first third party server; and updating a risk score for the authenticated entity based on the first safety score and the first sharing permission; and sending the updated risk score for the authenticated entity to the remote computing device for display thereon.
    Type: Application
    Filed: August 24, 2021
    Publication date: December 9, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, Anthony Haituyen NGUYEN, Gregory Albert KLIEWER, David Samuel TAX, Sairam Srinivasa POGULURU, Shishir Dattatraya BHAT
  • Patent number: 11126746
    Abstract: In an aspect, the present application may describe a method. The method may include: receiving, from a remote computing device, a first indication of consent for an authenticated entity to share data with a first third party server, the first indication of consent associated with a first sharing permission defining a first sharing scope; in response to receiving the first indication of consent: configuring a server to share data for the authenticated entity with the first third party server based on the sharing permission; identifying a first safety score, the first safety score associated with the first third party server; and updating a risk score for the authenticated entity based on the first safety score and the first sharing permission; and sending the updated risk score for the authenticated entity to the remote computing device for display thereon.
    Type: Grant
    Filed: March 28, 2019
    Date of Patent: September 21, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Milos Dunjic, Anthony Haituyen Nguyen, Gregory Albert Kliewer, David Samuel Tax, Sairam Srinivasa Poguluru, Shishir Dattatraya Bhat
  • Publication number: 20210089657
    Abstract: A method for evaluating security of third-party application is disclosed. The method includes: receiving, from a first application, a request to obtain first account data for a user account associated with a protected data resource; generating fake data for at least a portion of the requested first account data; providing, to the first application, a first data set in response to the request, the first data set including at least the generated fake data; monitoring use of the first data set by the first application; detecting a trigger condition indicating misuse of account data based on monitoring use of the first data set by the first application; in response to detecting the trigger condition, generating a notification identifying the misuse of account data; and transmitting the notification to a computing device associated with an application user.
    Type: Application
    Filed: September 20, 2019
    Publication date: March 25, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, David Samuel TAX, Gregory Albert KLIEWER, Anthony Haituyen NGUYEN, Sairam Srinivasa POGULURU, Shishir Dattatraya BHAT
  • Publication number: 20200387624
    Abstract: In an aspect, the present application may describe a method including: receiving, from a remote computing device and at a server, an indication of consent for an authenticated entity to share data with a third party server; in response to receiving the indication of consent, issuing an access token to the third party server, the access token for accessing data associated with the authenticated entity; monitoring a risk parameter associated with one or both of the third party server and the authenticated entity to detect a change in the risk parameter; determining, based on input received from the authenticated entity, that data sharing with the third party server is to be modified based on the change in risk parameter; and modifying the sharing of data for the authenticated entity with the third party server by revoking the access token or modifying an access permission associated with the access token.
    Type: Application
    Filed: June 5, 2019
    Publication date: December 10, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, Anthony Haituyen NGUYEN, Gregory Albert KLIEWER, David Samuel TAX, Sairam Srinivasa POGULURU, Shishir Dattatraya BHAT
  • Publication number: 20200311298
    Abstract: In an aspect, the present application may describe a method. The method may include: receiving, from a remote computing device, a first indication of consent for an authenticated entity to share data with a first third party server, the first indication of consent associated with a first sharing permission defining a first sharing scope; in response to receiving the first indication of consent: configuring a server to share data for the authenticated entity with the first third party server based on the sharing permission; identifying a first safety score, the first safety score associated with the first third party server; and updating a risk score for the authenticated entity based on the first safety score and the first sharing permission; and sending the updated risk score for the authenticated entity to the remote computing device for display thereon.
    Type: Application
    Filed: March 28, 2019
    Publication date: October 1, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, Anthony Haituyen NGUYEN, Gregory Albert KLIEWER, David Samuel TAX, Sairam Srinivasa POGULURU, Shishir Dattatraya BHAT