Patents by Inventor Shruti Kumar
Shruti Kumar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11961088Abstract: An embodiment of the present invention is directed to a Temporal CVV2 of CVV, which may be represented as a temporary three digit number generated using unique credentials associated with a card product. According to an embodiment of the present invention, the Temporal CVV2 may be generated for each transaction request or other defined set of transactions based on one or more factors, including time period/limit, usage, fraud/risk considerations. With this solution, a customer may request a new Temporal CVV2 each time a purchase is initiated. This may include online purchases, e-commerce transactions, manual link and provision requests, customer authentication for servicing channels, etc. An embodiment of the present invention seeks to mitigate risk and provide a safer and secure solution for customers while providing flexibility to make various purchases before a new card arrives.Type: GrantFiled: April 21, 2020Date of Patent: April 16, 2024Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Sridhar Aravamudhan, Anishkumar C. Patel, Rajeev Kumar Balasubramanian, Brian P. Dunphe, David Christopher Carey, Jonathan Rosner, Shruti K. Patel, Deepak Joshi
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Patent number: 9367592Abstract: A method, system, and computer program product for generating content of a topic for an intended audience are described. Topic information regarding a topic to be presented to an intended audience is obtained, as well as knowledge information regarding the intended audience. One or more metaphors relating to the topic and understood by the intended audience can be determined based at least in part on the topic information and the knowledge information. Content can be generated for the topic information based on a comparative analysis of the topic information to at least one of the one or more metaphors.Type: GrantFiled: November 8, 2013Date of Patent: June 14, 2016Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATIONInventors: Shobha C. Hiremath, Shruti Kumar, Fang Lu, Azadeh Salehi
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Patent number: 9256650Abstract: A method, system, and computer program product for generating content of a topic for an intended audience are described. Topic information regarding a topic to be presented to an intended audience is obtained, as well as knowledge information regarding the intended audience. One or more metaphors relating to the topic and understood by the intended audience can be determined based at least in part on the topic information and the knowledge information. Content can be generated for the topic information based on a comparative analysis of the topic information to at least one of the one or more metaphors.Type: GrantFiled: January 23, 2013Date of Patent: February 9, 2016Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATIONInventors: Shobha C. Hiremath, Shruti Kumar, Fang Lu, Azadeh Salehi
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Patent number: 9172665Abstract: A system for minimizing the time required to initiate and terminate an instant messaging session. An initial message in an instant messaging session is checked to determine whether it has any significant content. If the received initial message has insignificant content, then a non-intrusive notification is provided to the user, without changing the current focus in the user interface. A pre-composed response message may also be automatically transmitted to the initiating user, requesting that a more significant message be sent. When an initial message in an instant messaging session is received that is determined to have significant content, the user is promptly notified in a different manner, which may be intrusive such that the current focus of the user interface is changed to a new window or the like containing the newly initiated instant messaging session.Type: GrantFiled: June 3, 2013Date of Patent: October 27, 2015Assignee: International Business Machines CorporationInventors: Niklas Heidloff, Michael R. O'Brien, Shruti Kumar
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Patent number: 9026598Abstract: A system for automatically generating request-specific backup contact information in an out of office message that automatically generates an out of office message with specific backup contact information based on an automatically determined correspondence between the contents of a received e-mail message and one or more responsibilities of the user an e-mail message is addressed to. A user interface object allows a user to specify one or more keywords for each different one of their roles/responsibilities, and to also specify corresponding backup contact information for each role/responsibility. Incoming e-mail messages are analyzed to detect the user's keywords used to identify one or more corresponding roles/responsibilities. Based on this detection of keywords in the received message and the correspondence of the detected keywords with role/responsibility back up contact information in the persistent storage, only relevant backup contact information is retrieved and included in the out of office reply.Type: GrantFiled: December 10, 2007Date of Patent: May 5, 2015Assignee: International Business Machines CorporationInventors: Shruti Kumar, Aruna Kalagnanam
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Publication number: 20140207757Abstract: A method, system, and computer program product for generating content of a topic for an intended audience are described. Topic information regarding a topic to be presented to an intended audience is obtained, as well as knowledge information regarding the intended audience. One or more metaphors relating to the topic and understood by the intended audience can be determined based at least in part on the topic information and the knowledge information. Content can be generated for the topic information based on a comparative analysis of the topic information to at least one of the one or more metaphors.Type: ApplicationFiled: January 23, 2013Publication date: July 24, 2014Applicant: INTERNATIONAL BUSINESS MACHINES CORPORATIONInventors: Shobha C. Hiremath, Shruti Kumar, Fang Lu, Azadeh Salehi
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Publication number: 20140207819Abstract: A method, system, and computer program product for generating content of a topic for an intended audience are described. Topic information regarding a topic to be presented to an intended audience is obtained, as well as knowledge information regarding the intended audience. One or more metaphors relating to the topic and understood by the intended audience can be determined based at least in part on the topic information and the knowledge information. Content can be generated for the topic information based on a comparative analysis of the topic information to at least one of the one or more metaphors.Type: ApplicationFiled: November 8, 2013Publication date: July 24, 2014Applicant: International Business Machines CorporationInventors: Shobha C. Hiremath, Shruti Kumar, Fang Lu, Azadeh Salehi
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Publication number: 20130339878Abstract: A system for minimizing the time required to initiate and terminate an instant messaging session. An initial message in an instant messaging session is checked to determine whether it has any significant content. If the received initial message has insignificant content, then a non-intrusive notification is provided to the user, without changing the current focus in the user interface. A pre-composed response message may also be automatically transmitted to the initiating user, requesting that a more significant message be sent. When an initial message in an instant messaging session is received that is determined to have significant content, the user is promptly notified in a different manner, which may be intrusive such that the current focus of the user interface is changed to a new window or the like containing the newly initiated instant messaging session.Type: ApplicationFiled: June 3, 2013Publication date: December 19, 2013Inventors: Niklas Heidloff, Michael R. O'Brien, Shruti Kumar
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Publication number: 20130315041Abstract: Methods and systems of managing calendar alarm notifications may provide for identifying a calendar entry and identifying a working hour range. Additionally, an alarm notification may be scheduled for the calendar entry based on the working hour range. In one example, if it is determined that the calendar entry is scheduled either outside the working hour range or at a beginning of the working hour range, the alarm notification is adapted to occur within the working hour range.Type: ApplicationFiled: May 23, 2012Publication date: November 28, 2013Applicant: INTERNATIONAL BUSINESS MACHINES CORPORATIONInventors: Shobha Hiremath, Shruti Kumar, Fang Lu, Azadeh Salehi
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Patent number: 8458252Abstract: A system for minimizing the time required to initiate and terminate an instant messaging session. An initial message in an instant messaging session is checked to determine whether it has any significant content. If the received initial message has insignificant content, then a non-intrusive notification is provided to the user, without changing the current focus in the user interface. A pre-composed response message may also be automatically transmitted to the initiating user, requesting that a more significant message be sent. When an initial message in an instant messaging session is received that is determined to have significant content, the user is promptly notified in a different manner, which may be intrusive such that the current focus of the user interface is changed to a new window or the like containing the newly initiated instant messaging session.Type: GrantFiled: December 15, 2006Date of Patent: June 4, 2013Assignee: International Business Machines CorporationInventors: Niklas Heidloff, Michael R. O'Brien, Shruti Kumar
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Patent number: 7870206Abstract: Linked non-shared documents within email messages are made accessible to a recipient. Upon initiation of sending of an email message by a user, the MIME of the email is automatically parsed through to detect URL tags indicating that a linked document is contained within the email message. Upon detection of a URL tag, the prefix of the URL is checked to determine if it is accessible to a recipient. If the prefix indicates that the link is not accessible to the recipient, the sender is provided with at least the following options for making the linked document accessible to the recipient: sending the linked document as an in-line document by converting the document into HTML format and embedding it into a multi part MIME message, sending the linked document as an attachment with a link to a file system or document library, or converting the linked document into a pdf file and sending it as an attachment.Type: GrantFiled: November 17, 2006Date of Patent: January 11, 2011Assignee: International Business Machines CorporationInventors: Niklas Heidloff, Shruti Kumar, Michael R. O'Brien
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Patent number: 7814405Abstract: A system for automatic generation and updating of tags based on type of communication and content state in an activities oriented collaboration tool. Content type tags are automatically generated for content items received from different content sources and aggregated into an activities based collaboration tool. The automatically generated content type tags are associated with content items stored in the activities based collaboration tool. The automatically generated content type tags also provide indications of states associated with the content items they are associated with in the activities tool. As the state of content items change over time, the disclosed system detects those state changes and automatically updates the associated content type tags to indicate the state changes. A top level content type tags view lists all automatically generated content type tags across all activities.Type: GrantFiled: November 28, 2006Date of Patent: October 12, 2010Assignee: International Business Machines CorporationInventors: Shruti Kumar, Latoya Sankey
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Patent number: 7720921Abstract: A system and method allows an email user to solicit an email thread from another user (or from a server) in situations where the first requesting user may have been added to an email thread after the email thread was started, or in situations where the user may have an incomplete thread (for example, where a user is being added to a thread where an attachment was removed). The complete thread is returned to the first requesting user, after permission has been sought and granted, and after data mining and intelligent aggregation of a plurality of relevant threads in to one interleaved result is performed and returned to the first requesting user.Type: GrantFiled: August 27, 2007Date of Patent: May 18, 2010Assignee: International Business Machines CorporationInventors: Niklas Heidloff, Shruti Kumar, Michael R. O'Brien, Patrick J. O'Sullivan
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Publication number: 20090150500Abstract: A system for automatically generating request-specific backup contact information in an out of office message that automatically generates an out of office message with specific backup contact information based on an automatically determined correspondence between the contents of a received e-mail message and one or more responsibilities of the user an e-mail message is addressed to. A user interface object allows a user to specify one or more keywords for each different one of their roles/responsibilities, and to also specify corresponding backup contact information for each role/responsibility. Incoming e-mail messages are analyzed to detect the user's keywords used to identify one or more corresponding roles/responsibilities. Based on this detection of keywords in the received message and the correspondence of the detected keywords with role/responsibility back up contact information in the persistent storage, only relevant backup contact information is retrieved and included in the out of office reply.Type: ApplicationFiled: December 10, 2007Publication date: June 11, 2009Inventors: Shruti Kumar, Aruna Kalagnanam
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Publication number: 20090070758Abstract: A system for fast rendering of an applet in a Web browser environment. A server process pre-determines the order in which the applet classes are loaded by the applet. The server process determines the classes of the applet that are required for applet start-up, and these startup classes are bundled into an initial JAR file on the server for the applet, along with a list of other class files belonging to the original JAR files. After the initial JAR file is downloaded, and while the JVM on the client system is loading the applet classes from the initial JAR file to bring up the applet, the rest of the applet classes (i.e. non-startup classes) are downloaded from the server to the client in the background. As each such non-startup class is received by the client system, it is loaded into the correct JAR file based on the class list.Type: ApplicationFiled: September 6, 2007Publication date: March 12, 2009Inventors: Aruna Kalagnanam, Shruti Kumar, Venkat R. Vellaisamy
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Publication number: 20090063636Abstract: A system and method allows an email user to solicit an email thread from another user (or from a server) in situations where the first requesting user may have been added to an email thread after the email thread was started, or in situations where the user may have an incomplete thread (for example, where a user is being added to a thread where an attachment was removed). The complete thread is returned to the first requesting user, after permission has been sought and granted, and after data mining and intelligent aggregation of a plurality of relevant threads in to one interleaved result is performed and returned to the first requesting user.Type: ApplicationFiled: August 27, 2007Publication date: March 5, 2009Inventors: Niklas Heidloff, Shruti Kumar, Michael R. O'Brien, Patrick J. O'Sullivan
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Publication number: 20080147795Abstract: A system for minimizing the time required to initiate and terminate an instant messaging session. An initial message in an instant messaging session is checked to determine whether it has any significant content. If the received initial message has insignificant content, then a non-intrusive notification is provided to the user, without changing the current focus in the user interface. A pre-composed response message may also be automatically transmitted to the initiating user, requesting that a more significant message be sent. When an initial message in an instant messaging session is received that is determined to have significant content, the user is promptly notified in a different manner, which may be intrusive such that the current focus of the user interface is changed to a new window or the like containing the newly initiated instant messaging session.Type: ApplicationFiled: December 15, 2006Publication date: June 19, 2008Inventors: Niklas Heidloff, Michael R. O' Brien, Shruti Kumar
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Publication number: 20080126990Abstract: A system for automatic generation and updating of tags based on type of communication and content state in an activities oriented collaboration tool. Content type tags are automatically generated for content items received from different content sources and aggregated into an activities based collaboration tool. The automatically generated content type tags are associated with content items stored in the activities based collaboration tool. The automatically generated content type tags also provide indications of states associated with the content items they are associated with in the activities tool. As the state of content items change over time, the disclosed system detects those state changes and automatically updates the associated content type tags to indicate the state changes. A top level content type tags view lists all automatically generated content type tags across all activities.Type: ApplicationFiled: November 28, 2006Publication date: May 29, 2008Inventors: Shruti Kumar, Latoya Sankey
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Publication number: 20080120383Abstract: A method and system for preventing recipients from being added and/or removed from a message thread in an e-mail and/or calendaring application. Recipients of a thread message may be allowed to seek and obtain permission from a thread originator to insert a recipient to and/or remove a recipient from the thread. The originating user of a message thread can prevent insertion and/or removal of recipients in an e-mail message thread and/or a calendaring system invitation message by selecting from corresponding message composition user interface options. A mechanism persistently registers the recipient removal and/or insertion settings provided by the originating user, for example as settings stored in and conveyed with the messages themselves. The originating user can permit non-originating users to insert and/or remove recipients from the thread.Type: ApplicationFiled: November 22, 2006Publication date: May 22, 2008Inventors: Shruti Kumar, Patrick Joseph O'Sullivan, Niklas Heidloff, Michael R. O'Brien
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Publication number: 20080120382Abstract: Linked non-shared documents within email messages are made accessible to a recipient. Upon initiation of sending of an email message by a user, the MIME of the email is automatically parsed through to detect URL tags indicating that a linked document is contained within the email message. Upon detection of a URL tag, the prefix of the URL is checked to determine if it is accessible to a recipient. If the prefix indicates that the link is not accessible to the recipient, the sender is provided with at least the following options for making the linked document accessible to the recipient: sending the linked document as an in-line document by converting the document into HTML format and embedding it into a multi part MIME message, sending the linked document as an attachment with a link to a file system or document library, or converting the linked document into a pdf file and sending it as an attachment.Type: ApplicationFiled: November 17, 2006Publication date: May 22, 2008Applicant: International Business Machines CorporationInventors: Niklas Heidloff, Shruti Kumar, Michael R. O'Brien