Patents by Inventor Shubhada Bhat

Shubhada Bhat has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11930014
    Abstract: A system includes a central server and one or more user devices connected by a network. The central server receives a request initiated by a user using a user device for a data interaction associated with a data file. The central server checks whether the user is authorized to perform the requested data interaction based on a list of user authorizations. If the user is authorized to perform the data interaction, the central server checks whether the data interaction satisfies at least one rule defined for the user relating to a type of the requested data interaction. If the data interaction satisfies the at least one rule, the central server performs an additional level of authorization to verify an identity of the user. The central server further processes the data interaction when the additional level of authorization is successful.
    Type: Grant
    Filed: September 29, 2021
    Date of Patent: March 12, 2024
    Assignee: Bank of America Corporation
    Inventor: Shubhada Bhat
  • Publication number: 20230098153
    Abstract: A system includes a central server and one or more user devices connected by a network. The central server receives a request initiated by a user using a user device for a data interaction associated with a data file. The central server checks whether the user is authorized to perform the requested data interaction based on a list of user authorizations. If the user is authorized to perform the data interaction, the central server checks whether the data interaction satisfies at least one rule defined for the user relating to a type of the requested data interaction. If the data interaction satisfies the at least one rule, the central server performs an additional level of authorization to verify an identity of the user. The central server further processes the data interaction when the additional level of authorization is successful.
    Type: Application
    Filed: September 29, 2021
    Publication date: March 30, 2023
    Inventor: Shubhada Bhat