Abstract: In commercial transactions, settlement is conventionally made by cash or by checks drawn from a current account in a bank. Users of such checking system enjoy its convenience. In the conventional process of check negotiation, however, such system involves a vast amount of complicated procedures including several steps of mechanical as well as manual processing. An automatic check card issuing apparatus for issuing check cards to the customer who draws a check from a financial institution such as bank, etc. is a great advantage to the financial institution as well as to the user. Check cards may be promptly issued by a simple operation according to the present invention.

Abstract: In commercial transactions, settlement is conventionally made by cash or by checks drawn from a current account in a bank. Users of such checking system enjoy the convenience. In the conventional process of check negotiation, however, such system involves a vast amount of complicated procedures including several steps of mechanical processing as well as manual handling. There is also a risk of illicit use if the check book is lost or stolen unless the loss or theft thereof is reported to the bank immediately. Collation of the settled checks returned to the drawer with the record of drawing further complicates the process. This invention method enables to process a drawn check card, and identify a settled check card with an automatic and yet simple operation, thus improving the check card negotiation system.