Abstract: Embodiments of the disclosure are directed to the use of controlled randomization in authorizing virtual reality interactions. More specifically, a user of a virtual reality (VR) device may seek to initiate an interaction within the virtual reality environment. In order for the interaction to be allowed for the user, a processing computer may need the user to supply an additional credential. In some cases, the user may enter the additional credential using a series of virtual keypads that are rendered in the virtual reality environment. These keypads may have varying layouts that are determined in a controlled manner (e.g., pseudo-randomly) using pre-determined mathematical procedures. The layout of a subsequent keypad may be partially based on the user's selection in a preceding keypad. The keypad positions for the user's selections may be provided to the processing computer to solve for the credential which can be used for validation purposes.

Abstract: Embodiments of the disclosure are directed to the use of controlled randomization in authorizing virtual reality interactions. More specifically, a user of a virtual reality (VR) device may seek to initiate an interaction within the virtual reality environment. In order for the interaction to be allowed for the user, a processing computer may need the user to supply an additional credential. In some cases, the user may enter the additional credential using a series of virtual keypads that are rendered in the virtual reality environment. These keypads may have varying layouts that are determined in a controlled manner (e.g., pseudo-randomly) using pre-determined mathematical procedures. The layout of a subsequent keypad may be partially based on the user's selection in a preceding keypad. The keypad positions for the user's selections may be provided to the processing computer to solve for the credential which can be used for validation purposes.

Abstract: A computer-implemented system and method may allow primary account holders (e.g., parents) to select merchants along specific routes where a secondary account holder (e.g., child) would be able to use a payment device. Each of these merchants may be categorized to further allow a parent to approve or reject purchases with a particular merchant. Any attempt to consummate a financial transaction with such a device at a disallowed merchant or at a merchant outside the defined geo-zone would not go through and may trigger an alert message to the parent/primary account holder (e.g., an email, SMS, phone call, etc.). Furthermore, setting a threshold may enable a trigger to ask the parent for approval in case the child makes a transaction of an amount exceeding the threshold value.