Patents by Inventor Sidhant Bahl

Sidhant Bahl has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHOD FOR AUTHENTICATING TRANSACTIONS IN REAL-TIME
    Publication number: 20230376952
    Abstract: One variation of a method for detecting fraudulent transactions includes, in response to receiving a first transaction request for a first transaction initiated at a first merchant, the first transaction request specifying a payment identifier and a first transaction value, accessing a user profile associated with a user based on the payment identifier. The method further includes, in response to the first transaction value exceeding a threshold transaction value stored at the user profile: transmitting a verification request to the user to confirm the first transaction; and, in response to receiving confirmation of the first transaction from the user, approving the first transaction request. The method further includes, in response to receiving a second transaction request for a second transaction initiated at a second merchant, the second transaction request specifying the payment identifier and a second transaction value less than the threshold transaction value, approving the second transaction request.
    Type: Application
    Filed: July 31, 2023
    Publication date: November 23, 2023
    Inventors: Vikram Devdas, Sidhant Bahl
  • METHOD FOR AUTHENTICATING TRANSACTIONS IN REAL-TIME
    Publication number: 20210264432
    Abstract: One variation of a method for detecting fraudulent transactions includes, in response to receiving a first transaction request for a first transaction initiated at a first merchant, the first transaction request specifying a payment identifier and a first transaction value, accessing a user profile associated with a user based on the payment identifier. The method further includes, in response to the first transaction value exceeding a threshold transaction value stored at the user profile: transmitting a verification request to the user to confirm the first transaction; and, in response to receiving confirmation of the first transaction from the user, approving the first transaction request. The method further includes, in response to receiving a second transaction request for a second transaction initiated at a second merchant, the second transaction request specifying the payment identifier and a second transaction value less than the threshold transaction value, approving the second transaction request.
    Type: Application
    Filed: February 24, 2021
    Publication date: August 26, 2021
    Inventors: Vikram Devdas, Sidhant Bahl