Abstract: A method and system for automatically estimating budget items based on past transactions and generating a cash flow forecast for one or more accounts. A budget item is determined for each of a plurality of categories of transactions. A frequency and amount of each budget item is determined as a function of an actual transaction count, a date span of actual transactions, and a sum of actual transaction amounts—all of the transactions occurring in the past. For each budget item, a cash flow transaction is determined as a function of a posting date criterion and a selected forecast period. A running balance of the cash flow transactions is determined and displayed. Through the display, a user is enabled to modify individual cash flow transactions to generate a new cash flow forecast, or generate an alternate cash flow forecast that can be compared to the original cash flow forecast.

Abstract: Payee names in received financial statements can be substituted for the benefit of users. The financial statements can be electronically received from a financial services provider. The financial statements typically comprise transaction entries that comprise an original payee name. A user can indicate a preferred name for the original payee name. If a match exists between an original name and a preferred name, the preferred name can be substituted for the original payee name. If a match does not exist, an active payee table can be used to display an original payee name.

Abstract: A method and system for automatically estimating budget items based on past transactions and generating a cash flow forecast for one or more accounts. A budget item is determined for each of a plurality of categories of transactions. A frequency and amount of each budget item is determined as a function of an actual transaction count, a date span of actual transactions, and a sum of actual transaction amounts—all of the transactions occurring in the past. For each budget item, a cash flow transaction is determined as a function of a posting date criterion and a selected forecast period. A running balance of the cash flow transactions is determined and displayed. Through the display, a user is enabled to modify individual cash flow transactions to generate a new cash flow forecast, or generate an alternate cash flow forecast that can be compared to the original cash flow forecast.