Patents by Inventor Simo Salminen

Simo Salminen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • PAYMENT SYSTEM
    Publication number: 20220366413
    Abstract: A method of making a payment in which payment data is received by a user's terminal from a point-of-sale terminal, a secret of a payment application is received by the terminal from the operator's server system, a trust card is activated in the user's terminal by utilizing said secret of the payment application, and data of the trust card is transmitted from the user's terminal to the point-of-sale terminal for making the payment transaction. A trust card is created in the server system, data of the trust card is transmitted to the terminal to be used for making the payment transaction, the secret of the payment application is formed in the server system, and access to the secret of the payment application is provided to the terminal for activating the trust card for making the payment transaction.
    Type: Application
    Filed: July 29, 2022
    Publication date: November 17, 2022
    Applicant: Unito Oy
    Inventors: Simo SALMINEN, Tuomo KAJAVA
  • Payment system
    Patent number: 11403635
    Abstract: A method of making a payment in which payment data is received by a user's terminal from a point-of-sale terminal, a secret of a payment application is received by the terminal from the operator's server system, a trust card is activated in the user's terminal by utilizing said secret of the payment application, and data of the trust card is transmitted from the user's terminal to the point-of-sale terminal for making the payment transaction. A trust card is created in the server system, data of the trust card is transmitted to the terminal to be used for making the payment transaction, the secret of the payment application is formed in the server system, and access to the secret of the payment application is provided to the terminal for activating the trust card for making the payment transaction.
    Type: Grant
    Filed: April 20, 2018
    Date of Patent: August 2, 2022
    Assignee: Unito Oy
    Inventors: Simo Salminen, Tuomo Kajava
  • PAYMENT SYSTEM
    Publication number: 20180247309
    Abstract: A method of making a payment in which payment data is received by a user's terminal from a point-of-sale terminal, a secret of a payment application is received by the terminal from the operator's server system, a trust card is activated in the user's terminal by utilizing said secret of the payment application, and data of the trust card is transmitted from the user's terminal to the point-of-sale terminal for making the payment transaction. A trust card is created in the server system, data of the trust card is transmitted to the terminal to be used for making the payment transaction, the secret of the payment application is formed in the server system, and access to the secret of the payment application is provided to the terminal for activating the trust card for making the payment transaction.
    Type: Application
    Filed: April 20, 2018
    Publication date: August 30, 2018
    Inventors: Simo SALMINEN, Tuomo KAJAVA
  • Payment system
    Patent number: 9953319
    Abstract: A method of making a payment in which payment data is received by a user's terminal from a point-of-sale terminal, a secret of a payment application is received by the terminal from the operator's server system, a trust card is activated in the user's terminal by utilizing said secret of the payment application, and data of the trust card is transmitted from the user's terminal to the point-of-sale terminal for making the payment transaction. A trust card is created in the server system, data of the trust card is transmitted to the terminal to be used for making the payment transaction, the secret of the payment application is formed in the server system, and access to the secret of the payment application is provided to the terminal for activating the trust card for making the payment transaction.
    Type: Grant
    Filed: September 28, 2012
    Date of Patent: April 24, 2018
    Assignee: Unito Oy
    Inventors: Simo Salminen, Tuomo Kajava
  • Method, a Device, a Dedicated Device and a System for Encrypting Communication
    Publication number: 20170163614
    Abstract: The application relates to a method for encrypting communication in a communication network, a communication device, a dedicated device and a system for encrypting communication in a communication network. According to an embodiment a method for encrypting a communication data of a communication device comprises establishing a connection to a dedicated device and transmitting the communication data via the connection to the dedicated device. The method further comprises encrypting the communication data by executing program code as stored in a memory of the dedicated device by a processor of the dedicated device.
    Type: Application
    Filed: December 3, 2015
    Publication date: June 8, 2017
    Inventors: Pasi Patama, Jouni Viitanen, Arimo Koivisto, Mikko Nikkanen, Simo Salminen
  • PAYMENT SYSTEM
    Publication number: 20140236842
    Abstract: A method of making a payment in which payment data is received by a user's terminal from a point-of-sale terminal, a secret of a payment application is received by the terminal from the operator's server system, a trust card is activated in the user's terminal by utilizing said secret of the payment application, and data of the trust card is transmitted from the user's terminal to the point-of-sale terminal for making the payment transaction. A trust card is created in the server system, data of the trust card is transmitted to the terminal to be used for making the payment transaction, the secret of the payment application is formed in the server system, and access to the secret of the payment application is provided to the terminal for activating the trust card for making the payment transaction.
    Type: Application
    Filed: September 28, 2012
    Publication date: August 21, 2014
    Applicant: OnSun Oy
    Inventors: Simo Salminen, Tuomo Kajava