Abstract: A device and method for digitally signing contracts. A first contract is signed in response to an action by a signor. A second contract is also signed in response to an action by the signor. The action that signs the second contract is an extension of the same action that is used to sign the first contract. By this method a plurality of contracts may be signed with a single extended action, in contrast to existing methods where a plurality of contracts are signed by repeated, discrete actions. A signor may be presented with a summarised, partial or full version of a contract before and after the contract is signed. Multiple contracts may be presented in list form and each contract on the list may be represented as a single line of text, or a few lines of text.

Abstract: Processes and machines for matching individual lenders with borrowers. Individual lenders can create an account having attributes defining conditions under which the individual lenders are willing to lend money. Borrowers can request quotations for loans. The borrowers and individual lenders are then matched, if possible, for the creation of a possible loan.