Patents by Inventor Simon Hurry
Simon Hurry has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9065643Abstract: A method is disclosed. The method includes generating an obfuscated portion using a dynamic cryptogram unique to a transaction, where the dynamic cryptogram is determined using a uniquely derived key. The method also includes replacing a middle portion of the account identifier with the obfuscated portion to form an obfuscated account identifier.Type: GrantFiled: June 25, 2008Date of Patent: June 23, 2015Assignee: Visa U.S.A. Inc.Inventors: Simon Hurry, Christian Aabye
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Publication number: 20140364357Abstract: A fragrance composition is described which comprises: at least two different fragrance accords wherein at least 30 wt % of each fragrance accord comprises the key contributor(s) of said fragrance accord and wherein the average of the odour detection thresholds of said key contributor(s) for each fragrance accord is within the same order of magnitude as the average of the odour detection thresholds of the key contributor(s) for said other fragrance accord(s); and wherein the base note(s) of each fragrance accord comprises less than 15% of the notes of said accord. Methods of manufacture thereof together with methods of attenuating fragrance habituation are also described.Type: ApplicationFiled: June 3, 2014Publication date: December 11, 2014Applicant: Reckitt Benckiser (Brands) LimitedInventors: Nathan Angel, Simon Hurry
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Patent number: 8826397Abstract: A method for securely authenticating a user of a consumer device at an access device comprising the following steps. First, a dynamic data element and a first set of transactional information is sent to the consumer device from the access device. Next, the consumer device creates an authentication code as a function of at least the dynamic data element, a subset of the first set of transactional information, and a password. The authentication code, along with other data, is then sent from the consumer device back to the access device. The access device then uses the authentication code to send an authentication request message to the service provider of the user. The service provider then attempts to authenticate the user by recreating the authentication code and comparing the recreated authentication code with the authentication code received from the access device.Type: GrantFiled: January 15, 2009Date of Patent: September 2, 2014Assignee: Visa International Service AssociationInventors: John F. Sheets, Simon Hurry
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Publication number: 20140207684Abstract: Systems and methods for authenticating a party are disclosed. A transaction may be initiated between a relying party and a presenter. The relying party can send the presenter a message with transaction information and requirements for authentication. The presenter can forward the message to a third party, which can authenticate the presenter to the relying party.Type: ApplicationFiled: March 25, 2014Publication date: July 24, 2014Inventors: Kiushan Pirzadeh, Simon Hurry, Thomas Manessis
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Publication number: 20140180930Abstract: A server is operable to receive a media device identifying number (ID) and to create an established association between the media device with a payment account and to support at least one of payment authorization and payment clearing based at least in part on the media device ID and the payment account. The server is further operable to produce the payment account information to a smart card personalization service server to facilitate creation of a smart card with the payment account information that is associated with the media device. The server is also operable to produce the media device ID to the smart card personalization service server to facilitate creation of a smart card with the payment account information based in part on the media device ID.Type: ApplicationFiled: November 20, 2013Publication date: June 26, 2014Inventor: Simon Hurry
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Publication number: 20140154201Abstract: A method for dispensing an active volatile in the environment surrounding a surface, which comprises applying to the surface a self-adhering, water-resistant gel composition of at least one active volatile ingredient, silica, and a water-soluble cationic polysaccharide, and diffusing or releasing the volatile ingredient(s) from the gel in an amount sufficient to purify or sanitize the surrounding air, both in a dry condition or in the presence of humidity or water. The gel composition remains adhered to the surface and actively releases the volatile ingredient(s) even after being exposed to repeated water flows over the composition.Type: ApplicationFiled: February 7, 2014Publication date: June 5, 2014Applicant: Firmenich SAInventors: Simon HURRY, Jane SUMMERS
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Publication number: 20140019364Abstract: Systems and method for producing, validating, and registering authentic verification tokens are disclosed. Such systems and methods include generating verification token specific key pairs. The key pairs can be signed by a verification token manufacturer master key or public key certificate for an additional level of authenticity. Related methods and systems for authenticating and registering authorized verification token manufacturers are also disclosed. Once a verification token manufacturer is authenticated, it can be assigned a manufacturer-specific key pair or certificate and in some cases, a predetermined set of serial numbers to assign to the verification tokens it produces. Each serial number can be used to generate a verification token specific key pair specific to the associated verification token. One component of the verification token key pair can be stored to the verification token.Type: ApplicationFiled: July 8, 2013Publication date: January 16, 2014Inventors: Simon Hurry, Ayman Hammad
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Patent number: 8620823Abstract: A server is operable to receive a media device identifying number (ID) and to create an established association between the media device with a payment account and to support at least one of payment authorization and payment clearing based at least in part on the media device ID and the payment account. The server is further operable to produce the payment account information to a smart card personalization service server to facilitate creation of a smart card with the payment account information that is associated with the media device. The server is also operable to produce the media device ID to the smart card personalization service server to facilitate creation of a smart card with the payment account information based in part on the media device ID.Type: GrantFiled: February 11, 2013Date of Patent: December 31, 2013Assignee: Visa U.S.A. Inc.Inventor: Simon Hurry
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Patent number: 8528067Abstract: Systems and method for producing, validating, and registering authentic verification tokens are disclosed. Such systems and methods include generating verification token specific key pairs. The key pairs can be signed by a verification token manufacturer master key or public key certificate for an additional level of authenticity. Related methods and systems for authenticating and registering authorized verification token manufacturers are also disclosed. Once a verification token manufacturer is authenticated, it can be assigned a manufacturer-specific key pair or certificate and in some cases, a predetermined set of serial numbers to assign to the verification tokens it produces. Each serial number can be used to generate a verification token specific key pair specific to the associated verification token. One component of the verification token key pair can be stored to the verification token.Type: GrantFiled: January 12, 2011Date of Patent: September 3, 2013Assignee: Visa International Service AssociationInventors: Simon Hurry, Ayman Hammad
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Publication number: 20130226814Abstract: A server is operable to receive a media device identifying number (ID) and to create an established association between the media device with a payment account and to support at least one of payment authorization and payment clearing based at least in part on the media device ID and the payment account. The server is further operable to produce the payment account information to a smart card personalization service server to facilitate creation of a smart card with the payment account information that is associated with the media device. The server is also operable to produce the media device ID to the smart card personalization service server to facilitate creation of a smart card with the payment account information based in part on the media device ID.Type: ApplicationFiled: February 11, 2013Publication date: August 29, 2013Inventor: Simon Hurry
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Patent number: 8516560Abstract: A method for securely authenticating a user of a portable consumer device at an access device comprising the following steps. First, a dynamic data element and a first set of transactional information is sent to the portable consumer device from the access device. Next, the portable consumer device creates an authentication code as a function of at least the dynamic data element, a subset of the first set of transactional information, and a password. The authentication code, along with other data, is then sent from the portable consumer device back to the access device. The access device then uses the authentication code to send an authentication request message to the service provider of the user. The service provider then attempts to authenticate the user by recreating the authentication code and comparing the recreated authentication code with the authentication code received from the access device.Type: GrantFiled: January 16, 2009Date of Patent: August 20, 2013Inventors: John F. Sheets, Simon Hurry
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Publication number: 20130197946Abstract: Embodiments of the invention relate to systems and methods for provisioning and using a multi-purpose device. The device contains information regarding a plurality of memberships. The device contains one or more membership certificate chains, comprising multiple certificates, wherein a membership provider certificate is signed by a private key associated with a membership root certificate authority, and wherein a member certificate is signed by a private key associated with the membership provider certificate. The member certificate includes member attributes regarding the user, such as member benefit information. The device also includes a payment certificate chain, comprising multiple certificates, wherein a payment provider certificate is signed by a private key associated with a payment root certificate authority, and wherein a payment certificate is signed by a private key associated with the payment provider certificate.Type: ApplicationFiled: December 6, 2012Publication date: August 1, 2013Inventor: Simon Hurry
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Publication number: 20130191285Abstract: Systems and associated apparatuses and methods for processing payment transactions. A merchant's data processing system may provide payment transaction data in a first format (e.g., Track 1) to a payment processing network. The payment processing network may determine the issuer to which the data will be provided as part of a process for authorizing the payment transaction. It is determined if the issuer is one that is expecting or requires that the data be provided in a second format (e.g., Track 2). If the issuer is one that is expecting or requires that the transaction data be supplied in the second format, then it is determined if the issuer is enrolled in the appropriate data mapping service. If the issuer is enrolled in the data mapping service, then the inventive system performs the data mapping processes needed to provide the data in the second format to the issuer. The issuer may then use the received data to determine whether to authorize the payment transaction.Type: ApplicationFiled: December 20, 2012Publication date: July 25, 2013Inventors: Mark Rigby, Simon Hurry
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Patent number: 8364591Abstract: Systems and associated apparatuses and methods for processing payment transactions. A merchant's data processing system may provide payment transaction data in a first format (e.g., Track 1) to a payment processing network. The payment processing network may determine the issuer to which the data will be provided as part of a process for authorizing the payment transaction. It is determined if the issuer is one that is expecting or requires that the data be provided in a second format (e.g., Track 2). If the issuer is one that is expecting or requires that the transaction data be supplied in the second format, then it is determined if the issuer is enrolled in the appropriate data mapping service. If the issuer is enrolled in the data mapping service, then the inventive system performs the data mapping processes needed to provide the data in the second format to the issuer. The issuer may then use the received data to determine whether to authorize the payment transaction.Type: GrantFiled: August 9, 2010Date of Patent: January 29, 2013Assignee: Visa International Service AssociationInventors: Mark Rigby, Simon Hurry
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Publication number: 20120225026Abstract: The present invention relates to the field of perfumery. It relates more particularly to a gel device which allows for an effective and prolonged evaporation of an active volatile ingredient. The gel device of the present invention includes an active volatile ingredient and a gelling agent of dibutyl lauroyl glutamide and dibutyl ethylhexanoyl glutamide.Type: ApplicationFiled: November 29, 2010Publication date: September 6, 2012Applicant: FIRMENICH SAInventors: Simon Hurry, Jane Summers
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Publication number: 20110218880Abstract: Systems and methods for performing a payment transaction are disclosed. In the embodiments of the invention, a mobile device is used by a user to receive an identifier associated with a piece of merchandise or a service from a merchant. The user then initiates a payment transaction with a remote payment server computer hosted by a third party processor. Upon completion of the payment transaction, the remote payment server computer notifies the user and the merchant that a payment has been made. The merchant then provide the merchandise or the service to the user. In the embodiments of the invention, a payment transaction is performed without exposing or disclosing financial account information of the user to the merchant.Type: ApplicationFiled: March 2, 2011Publication date: September 8, 2011Inventors: Ayman Hammad, Simon Hurry
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Publication number: 20110173684Abstract: Systems and method for producing, validating, and registering authentic verification tokens are disclosed. Such systems and methods include generating verification token specific key pairs. The key pairs can be signed by a verification token manufacturer master key or public key certificate for an additional level of authenticity. Related methods and systems for authenticating and registering authorized verification token manufacturers are also disclosed. Once a verification token manufacturer is authenticated, it can be assigned a manufacturer-specific key pair or certificate and in some cases, a predetermined set of serial numbers to assign to the verification tokens it produces. Each serial number can be used to generate a verification token specific key pair specific to the associated verification token. One component of the verification token key pair can be stored to the verification token.Type: ApplicationFiled: January 12, 2011Publication date: July 14, 2011Inventors: Simon Hurry, Ayman Hammad
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Publication number: 20110087593Abstract: Systems and associated apparatuses and methods for processing payment transactions. A merchant's data processing system may provide payment transaction data in a first format (e.g., Track 1) to a payment processing network. The payment processing network may determine the issuer to which the data will be provided as part of a process for authorizing the payment transaction. It is determined if the issuer is one that is expecting or requires that the data be provided in a second format (e.g., Track 2). If the issuer is one that is expecting or requires that the transaction data be supplied in the second format, then it is determined if the issuer is enrolled in the appropriate data mapping service. If the issuer is enrolled in the data mapping service, then the inventive system performs the data mapping processes needed to provide the data in the second format to the issuer. The issuer may then use the received data to determine whether to authorize the payment transaction.Type: ApplicationFiled: August 9, 2010Publication date: April 14, 2011Inventors: Mark Rigby, Simon Hurry
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Patent number: 7815111Abstract: A system and method for managing one or more applications deployed on a mobile electronic device, such as a cellular phone, are disclosed. The system and method enable the user of a mobile electronic device to select one of a plurality of applications deployed on the mobile electronic device for use in a transaction and to authenticate himself or herself prior to initiating the transaction. The transaction may occur via a wireless interface and/or a contact-based interface. In addition, the system and method allow the user to manage applications deployed on a mobile electronic device, including adding new applications, designating nicknames for the applications and setting security codes for each application.Type: GrantFiled: December 19, 2006Date of Patent: October 19, 2010Assignee: Visa International Service AssociationInventors: Gavin Shenker, Thanigaivel Ashwin Raj, Jagdeep Singh Sahota, Forough Kashef, Simon Hurry
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Publication number: 20100180327Abstract: A method for securely authenticating a user of a portable consumer device at an access device comprising the following steps. First, a dynamic data element and a first set of transactional information is sent to the portable consumer device from the access device. Next, the portable consumer device creates an authentication code as a function of at least the dynamic data element, a subset of the first set of transactional information, and a password. The authentication code, along with other data, is then sent from the portable consumer device back to the access device. The access device then uses the authentication code to send an authentication request message to the service provider of the user. The service provider then attempts to authenticate the user by recreating the authentication code and comparing the recreated authentication code with the authentication code received from the access device.Type: ApplicationFiled: January 16, 2009Publication date: July 15, 2010Inventors: John F. Sheets, Simon Hurry