Patents by Inventor Simon Wright Lakin

Simon Wright Lakin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • MULTI-PARTY PAYMENT CARD PROCESSING SYSTEMS AND METHODS INCLUDING VIRTUAL PREPAID FOREIGN CURRENCY ACCOUNT MANAGEMENT
    Publication number: 20200111084
    Abstract: A payment card processing system and method includes a computing device in communication with a multi-party payment processing system and network for processing payment card transactions. The computing device accepts a foreign currency deposit into a virtual foreign currency account linked to a cardholder account designated for payment in a home currency, receives payment card transaction data, identifies a foreign exchange transaction between the cardholder and a merchant designated for payment in a foreign currency, and applies at least a portion of the foreign currency deposit in the virtual foreign currency account to satisfy the payment for the transaction.
    Type: Application
    Filed: October 3, 2018
    Publication date: April 9, 2020
    Inventors: Robert Ward, Simon Wright Lakin, Amy Mizon
  • Methods and systems for providing payment cards
    Patent number: 10269008
    Abstract: A system and method of activating a payment card for use by a user are provided, wherein a processor associated with a network node is operated to: receive an indication of an identity of the payment card; associate the payment card identity with a first payment rule; receive registration information pertaining to the user; and responsive to determining that the registration information meets a predefined criterion, operating the processor to associate the payment card identity with a second payment rule different to the first payment rule.
    Type: Grant
    Filed: June 4, 2015
    Date of Patent: April 23, 2019
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Simon Wright Lakin
  • Methods and Systems for Providing Payment Cards
    Publication number: 20150356550
    Abstract: A system and method of activating a payment card for use by a user are provided, wherein a processor associated with a network node is operated to: receive an indication of an identity of the payment card; associate the payment card identity with a first payment rule; receive registration information pertaining to the user; and responsive to determining that the registration information meets a predefined criterion, operating the processor to associate the payment card identity with a second payment rule different to the first payment rule.
    Type: Application
    Filed: June 4, 2015
    Publication date: December 10, 2015
    Inventor: Simon Wright Lakin