Patents by Inventor Simona HEATH

Simona HEATH has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11443066
    Abstract: This application provides for determining a suggested action initiation time for an interaction with an interacting party. Some aspects comprise: determining an interaction settlement due date; querying an interaction database storing historical interaction records to determine if there is one or more of the historical interaction records related by one or more factors to the interacting party; retrieving, from the interaction database (where there is one or more historical interaction record(s) related to the interacting party), historical interaction data; determining from the retrieved historical interaction data a predicted processing time for the interaction; and determining, based on the interaction settlement due date and the predicted processing time, the suggested action initiation time.
    Type: Grant
    Filed: September 29, 2017
    Date of Patent: September 13, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Nasim Sarir, John William Thomas, Simona Heath, Diane Lee, Richard Thomas, John Jong-Suk Lee, Arun Victor Jagga
  • Patent number: 10936755
    Abstract: Methods and devices for generated and handling an alert are described. In one aspect, an electronic device includes an input interface and an output interface. The electronic device also includes a memory storing an application and a processor coupled to the input interface, the output interface and the memory. The processor is configured to generate a selectable alert on the output interface while the electronic device is in a device lock mode. The selectable alert is associated with the secure application. The processor is also configured to, while the electronic device is in the device lock mode, receive, from the input interface, a signal representing a command to activate the selectable alert. The processor is also configured to, responsive to receiving the command to activate the selectable alert, execute a secure event in the secure application while the electronic device remains in the device lock mode.
    Type: Grant
    Filed: August 1, 2019
    Date of Patent: March 2, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Dean C. N. Tseretopoulos, Gregory Richard Harper, Sarabjit Singh Walia, Sarir Nasim, Diane Lee, John Jong-Suk Lee, John William Thomas, Richard Thomas, Simona Heath
  • Publication number: 20190354707
    Abstract: Methods and devices for generated and handling an alert are described. In one aspect, an electronic device includes an input interface and an output interface. The electronic device also includes a memory storing an application and a processor coupled to the input interface, the output interface and the memory. The processor is configured to generate a selectable alert on the output interface while the electronic device is in a device lock mode. The selectable alert is associated with the secure application. The processor is also configured to, while the electronic device is in the device lock mode, receive, from the input interface, a signal representing a command to activate the selectable alert. The processor is also configured to, responsive to receiving the command to activate the selectable alert, execute a secure event in the secure application while the electronic device remains in the device lock mode.
    Type: Application
    Filed: August 1, 2019
    Publication date: November 21, 2019
    Applicant: The Toronto-Dominion Bank
    Inventors: Dean C.N. TSERETOPOULOS, Gregory Richard HARPER, Sarabjit Singh WALIA, Sarir NASIM, Diane LEE, John Jong-Suk LEE, John William THOMAS, Richard THOMAS, Simona HEATH
  • Patent number: 10410017
    Abstract: Methods and devices for generated and handling an alert are described. In one aspect, an electronic device includes an input interface and an output interface. The electronic device also includes a memory storing an application and a processor coupled to the input interface, the output interface and the memory. The processor is configured to generate a selectable alert on the output interface while the electronic device is in a device lock mode. The selectable alert is associated with the secure application. The processor is also configured to, while the electronic device is in the device lock mode, receive, from the input interface, a signal representing a command to activate the selectable alert. The processor is also configured to, responsive to receiving the command to activate the selectable alert, execute a secure event in the secure application while the electronic device remains in the device lock mode.
    Type: Grant
    Filed: June 9, 2017
    Date of Patent: September 10, 2019
    Assignee: The Toronto-Dominion Bank
    Inventors: Dean C. N. Tseretopoulos, Gregory Richard Harper, Sarabjit Singh Walia, Sarir Nasim, Diane Lee, John Jong-Suk Lee, John William Thomas, Richard Thomas, Simona Heath
  • Publication number: 20180096311
    Abstract: This application provides for determining a suggested action initiation time for an interaction with an interacting party. Some aspects comprise: determining an interaction settlement due date; querying an interaction database storing historical interaction records to determine if there is one or more of the historical interaction records related by one or more factors to the interacting party; retrieving, from the interaction database (where there is one or more historical interaction record(s) related to the interacting party), historical interaction data; determining from the retrieved historical interaction data a predicted processing time for the interaction; and determining, based on the interaction settlement due date and the predicted processing time, the suggested action initiation time.
    Type: Application
    Filed: September 29, 2017
    Publication date: April 5, 2018
    Inventors: Nasim Sarir, John William Thomas, Simona Heath, Diane Lee, Richard Thomas
  • Publication number: 20180096156
    Abstract: Methods and devices for generated and handling an alert are described. In one aspect, an electronic device includes an input interface and an output interface. The electronic device also includes a memory storing an application and a processor coupled to the input interface, the output interface and the memory. The processor is configured to generate a selectable alert on the output interface while the electronic device is in a device lock mode. The selectable alert is associated with the secure application. The processor is also configured to, while the electronic device is in the device lock mode, receive, from the input interface, a signal representing a command to activate the selectable alert. The processor is also configured to, responsive to receiving the command to activate the selectable alert, execute a secure event in the secure application while the electronic device remains in the device lock mode.
    Type: Application
    Filed: June 9, 2017
    Publication date: April 5, 2018
    Applicant: The Toronto-Dominion Bank
    Inventors: Dean C.N. TSERETOPOULOS, Gregory Richard HARPER, Sarabjit Singh WALIA, Sarir NASIM, Diane LEE, John Jong-Suk LEE, John William THOMAS, Richard THOMAS, Simona HEATH
  • Publication number: 20180095956
    Abstract: An entity computing system for retrieving and consolidating data associated with a plurality of records for transmission to a second entity computing system is described. The entity computing system comprises a memory storing computer-executable instructions and at least one processing device. The processing device(s) receive request(s) to retrieve and consolidate data from multiple data sources associated with multiple records. The request comprises an apportionment rule indicating data to be retrieved from each of the data sources and consolidated for transmission to the second entity computing system via a secure network. The record(s) and data source(s) associated with the entity computing system are determined. Data in respect of the data source(s) associated with the entity computing system is retrieved according to the apportionment rule, stored in a consolidated data source and transmitted for receipt by the second entity computing system.
    Type: Application
    Filed: September 29, 2017
    Publication date: April 5, 2018
    Inventors: Nasim SARIR, John William THOMAS, Simona HEATH, Diane LEE, Richard THOMAS
  • Publication number: 20180095857
    Abstract: Described are processing devices for detecting and addressing anomalies in data retrieval requests. According to some aspects, the processing device(s) are part of a first entity computing system and receives data retrieval request(s) from a second entity computing system. The processing device(s): extracts profile identity data, data retrieval parameter(s) and request type data from the data retrieval request(s); and retrieves data retrieval rules comprising an indication that the requested is to be retrieved automatically and historical retrieval request data associated with the second entity computing system comprising at least one prior data retrieval request of the second entity computing system. In response to determining that the data retrieval request comprises a request anomaly based on the historical retrieval request data, the processing device(s) generates and transmits alert data for receipt by a computing device and receives reply data responsive to the alert from the computing device.
    Type: Application
    Filed: September 29, 2017
    Publication date: April 5, 2018
    Inventors: Nasim SARIR, John William THOMAS, Simona HEATH, Diane LEE, Richard THOMAS