Patents by Inventor Simran K. Kalra

Simran K. Kalra has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8417635
    Abstract: A system, method, and computer program product are used for saving through use of transaction cards. This is done through associating a transaction account of the transaction card with one or more deposit accounts. An amount of funds to be deposited from the transaction account into the deposit account is established. A number of times a deposit will be made is established. A time duration between the deposits when more than one deposit will be made is established. An event that initiates at least a first one of the deposits is established. The amount of funds from the transaction card account is deposited into the deposit account based on the above criteria.
    Type: Grant
    Filed: January 31, 2011
    Date of Patent: April 9, 2013
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Simran K. Kalra, Greg Keeley, Jeannette J. Yee
  • Publication number: 20110125637
    Abstract: A system, method, and computer program product are used for saving through use of transaction cards. This is done through associating a transaction account of the transaction card with one or more deposit accounts. An amount of funds to be deposited from the transaction account into the deposit account is established. A number of times a deposit will be made is established. A time duration between the deposits when more than one deposit will be made is established. An event that initiates at least a first one of the deposits is established. The amount of funds from the transaction card account is deposited into the deposit account based on the above criteria.
    Type: Application
    Filed: January 31, 2011
    Publication date: May 26, 2011
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Simran K. Kalra, Greg Keeley, Jeannette J. Yee
  • Patent number: 7904386
    Abstract: A system, method, and computer program product are used for saving through use of transaction cards. This is done through associating a transaction account of the transaction card with one or more deposit accounts. An amount of funds to be deposited from the transaction account into the deposit account is established. A number of times a deposit will be made is established. A time duration between the deposits when more than one deposit will be made is established. An event that initiates at least a first one of the deposits is established. The amount of funds from the transaction card account is deposited into the deposit account based on the above criteria.
    Type: Grant
    Filed: July 27, 2006
    Date of Patent: March 8, 2011
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Simran K. Kalra, Greg Keeley, Jeannette J. Yee
  • Publication number: 20070185810
    Abstract: A system, method, and computer program product are used for saving through use of transaction cards. This is done through associating a transaction account of the transaction card with one or more deposit accounts. An amount of funds to be deposited from the transaction account into the deposit account is established. A number of times a deposit will be made is established. A time duration between the deposits when more than one deposit will be made is established. An event that initiates at least a first one of the deposits is established. The amount of funds from the transaction card account is deposited into the deposit account based on the above criteria.
    Type: Application
    Filed: July 27, 2006
    Publication date: August 9, 2007
    Applicant: American Express Travel Related Services Company Inc.
    Inventors: Simran K. Kalra, Greg Keeley, Jeannette J. Yee
  • Publication number: 20030144907
    Abstract: The present invention is directed toward a system and method for administering incentive offers. A system for administering incentive offers includes a centralized repository for storing offer information, a maintenance engine for updating and maintaining the offer information in the repository, and a retrieval engine for finding and retrieving offers. The system cooperates with an offer presentation engine for configuring and presenting offers based on offeree traits and the environment in which the offer is to be presented. An exemplary system formulates tests to determine effects of changes in content or context, tracks events related to presentation and acceptance of offers, evaluates impact of offer changes on offer effectiveness, and predicts optimum offer content and context based on results of such tests.
    Type: Application
    Filed: February 3, 2003
    Publication date: July 31, 2003
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Jerome A. Cohen, Shashikant A. Rao, Corbett Bloom, Laxmikant Dash, Simran K. Kalra, Aric L. Allen, Kimberlee M. Lucas, William A. DeSimone, Paige L. Bridges