Patents by Inventor Sishuang WAN
Sishuang WAN has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11811756Abstract: The present invention relates to a biometric-based identity authentication method and system.Type: GrantFiled: August 24, 2020Date of Patent: November 7, 2023Assignee: CHINA UNIONPAY CO., LTD.Inventors: Weiqi Yu, Sishuang Wan, Shuo He
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Publication number: 20230214815Abstract: A transaction method, a terminal device, a payment system, a merchant system, and a storage medium. The transaction method comprises: generating a payment request (101); sending the payment request in a rich media message format to a payment system (102); and receiving a payment processing result in a rich media message format from the payment system, wherein the payment processing result corresponds to the payment request (104). A user can make payment by sending and receiving rich media messages without needing to install multiple payment applications, thereby enabling convenient operation.Type: ApplicationFiled: September 7, 2021Publication date: July 6, 2023Inventors: Zheng ZHANG, Wenbin QI, Hua CAI, Sishuang WAN
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Publication number: 20230186257Abstract: Embodiments of the present application provide a payment method, a gateway device, a server and a storage medium. The method is applied to the gateway device, and the method includes: obtaining target identification information and payment amount of a target IoT device connected to the gateway device, wherein the target identification information includes a first device identification of the target IoT device and/or a feature identification of a physical layer between the target IoT device and the gateway device; sending a first payment request to the server, wherein the first payment request includes the target identification information, a second device identification of the gateway device and the payment amount, and the first payment request is configured to instruct the server to search a target payment account associated with the target identification information and the second device identification, and to deduct from the target payment account according to the payment amount.Type: ApplicationFiled: September 18, 2021Publication date: June 15, 2023Applicant: CHINA UNIONPAY CO., LTD.Inventors: Wenbin QI, Zhijie XU, Weiqi YU, Sishuang WAN, Qi ZHANG, Teng HOU
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Patent number: 11586658Abstract: A method for matching semantic text data with tags.Type: GrantFiled: July 4, 2019Date of Patent: February 21, 2023Assignee: CHINA UNIONPAY CO., LTD.Inventors: Yu Wang, Xuetao Qiu, Sishuang Wan, Xiaohan She, Yang Wang, Qi Zhang, Zhijun Fei
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Patent number: 11474187Abstract: A positioning method comprises acquiring positioning information of a 5G base station from a satellite, obtaining calibration information based on the positioning information, and broadcasting outwards the calibration information; acquiring initial positioning information of a user terminal from the satellite; accessing a nearest 5G base station in real time, monitoring and acquiring calibration information broadcasted by the nearest 5G base station; and calibrating the initial positioning information acquired in the initial positioning step according to the calibration information acquired in the monitoring step to obtain positioning result information. As described above, the positioning of centimeter level precision can be realized by utilizing the 5G base station, and there is no need to additionally establish a CORS base station and a data center, thereby the cost of precise positioning can be reduced.Type: GrantFiled: July 8, 2019Date of Patent: October 18, 2022Assignee: CHINA UNIONPAY CO., LTD.Inventors: Weiqi Yu, Sishuang Wan, Xiaoyun Wang, Guobao Liu, Yue Jin, Yinhe Lan
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Publication number: 20220321559Abstract: The present invention relates to a biometric-based identity authentication method and system.Type: ApplicationFiled: August 24, 2020Publication date: October 6, 2022Inventors: Weiqi Yu, SIshuang Wan, Shuo He
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Patent number: 11282085Abstract: Disclosed in the present invention are a vehicle-borne payment method and device, relating to the technical field of vehicle-borne security payment. The method includes: receiving a vehicle-borne payment request sent by a vehicle, the vehicle-borne payment request including vehicle identification information; according to the vehicle identification information, after the vehicle is determined as a registered vehicle, obtaining driving attribute data of the vehicle within the current time period, and a vehicle driving strategy of the vehicle; according to the driving attribute data in the current time period, and the vehicle driving strategy, determining a risk level corresponding to the vehicle-borne payment request; and sending the risk level to a transaction platform so that the transaction platform determines whether to make a payment according to the risk level. The vehicle driving strategy is, after the vehicle applies for registration, formed according to driving attribute data in a preset time period.Type: GrantFiled: October 12, 2017Date of Patent: March 22, 2022Assignee: CHINA UNIONPAY CO., LTD.Inventors: Limin Zhang, Jinzhi Hua, Sishuang Wan, Weiqi Yu, Xiang Liu
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Patent number: 11250434Abstract: A payment method and device are provided. The payment method includes: a server receives a passwordless payment request transmitted from a terminal, and receives a current neighboring apparatus identifier search-detected and reported by the terminal; the server performs, according to the current neighboring apparatus identifier, and a corresponding relationship of a preconfigured terminal and a neighboring apparatus identifier, risk evaluation on the terminal, to obtain an overall risk evaluation score; and the server determines, according to the overall risk evaluation score, a passwordless payment strategy corresponding to the passwordless payment request.Type: GrantFiled: October 20, 2017Date of Patent: February 15, 2022Assignee: CHINA UNIONPAY CO., LTD.Inventors: Weiqi Yu, Sishuang Wan, Limin Zhang, Jinzhi Hua, Shuo He
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Publication number: 20220043098Abstract: A positioning method comprises acquiring positioning information of a 5G base station from a satellite, obtaining calibration information based on the positioning information, and broadcasting outwards the calibration information; acquiring initial positioning information of a user terminal from the satellite; accessing a nearest 5G base station in real time, monitoring and acquiring calibration information broadcasted by the nearest 5G base station; and calibrating the initial positioning information acquired in the initial positioning step according to the calibration information acquired in the monitoring step to obtain positioning result information. As described above, the positioning of centimeter level precision can be realized by utilizing the 5G base station, and there is no need to additionally establish a CORS base station and a data center, thereby the cost of precise positioning can be reduced.Type: ApplicationFiled: July 8, 2019Publication date: February 10, 2022Applicant: CHINA UNIONPAY CO., LTD.Inventors: Weiqi YU, Sishuang WAN, Xiaoyun WANG, Guobao LIU, Yue JIN, Yinhe LAN
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Publication number: 20210312465Abstract: Transaction processing method, apparatus, device, medium and system are disclosed in the embodiments of the present application. The method includes: acquiring biometric characteristic information of a user; transmitting the biometric characteristic information to a target biometric information server, so that the target biometric information server determines card information of the user according to the biometric characteristic information for feedback; receiving the card information of the user fed back by the target biometric information server; transmitting a transaction request to an authorization server corresponding to the card information, so that the authorization server performs authorization verification on a transaction corresponding to the transaction request; receiving a transaction authorization verification result fed back by the authorization server; and performing the transaction according to the transaction authorization verification result.Type: ApplicationFiled: January 14, 2020Publication date: October 7, 2021Applicant: CHINA UNIONPAY CO., LTD.Inventors: Xiaonan HOU, Yuemin QI, Shuo HE, Sishuang WAN, Xuetao QIU, Yang YANG
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Publication number: 20210286835Abstract: A method for matching semantic text data with tags.Type: ApplicationFiled: July 4, 2019Publication date: September 16, 2021Applicant: CHINA UNIONPAY CO., LTD.Inventors: Yu WANG, Xuetao QIU, Sishuang WAN, Xiaohan SHE, Yang WANG, Qi ZHANG, Zhijun FEI
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Patent number: 11120153Abstract: The present invention provides a resource file processing method based on a blockchain structure. The method includes a member node in a blockchain including at least one supervision node and at least one member node constructs a resource file registration request according to a user instruction, and sends the resource file registration request to one of the at least one supervision node. According to the resource file registration request from any member node, the at least one supervision node audits and registers a resource file indicated by the resource file registration request, and transmits the registration result back to the member node initiating the resource file registration request. The at least one member node performs an operation on a real physical resource associated with the registered resource file by performing data communication with another member node.Type: GrantFiled: September 8, 2017Date of Patent: September 14, 2021Assignee: CHINA UNIONPAY CO., LTD.Inventors: Limin Zhang, Jinzhi Hua, Sishuang Wan, Weiqi Yu, Xu Le
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Publication number: 20200398692Abstract: The present disclosure provides a fee calculation apparatus. The fee calculation apparatus includes: a first receiving unit configured to receive a unique identification of a vehicle; a transmission unit configured to send a first request to a vehicle payment system after completing a fee calculation, the first request including the unique identification of the vehicle; and a second receiving unit configured to receive a response to the first request from the vehicle payment system. The disclosure also provides a fee calculation method, a charging post including the fee calculation apparatus, a vehicle communicating with the fee calculation apparatus or the charging post, a vehicle payment system, a signaling transmission method and a computer storage medium for the vehicle payment system.Type: ApplicationFiled: December 11, 2018Publication date: December 24, 2020Inventors: Lijun ZU, Sishuang WAN, Yue JIN, Shuo HE
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Patent number: 10671994Abstract: The invention relates to a mobile terminal having an offline trade notification function and a notification method that is implemented using the mobile terminal. The mobile terminal having an offline trade notification function comprises: a storage module for storing an offline trade application described below; a wireless communication module having a field inductor that is used for detecting surrounding radio frequency signals and for generating a control signal; a processing module which generates an interruption event when it receives the control signal; an application module which can read trade data of the offline trade application according to the notification from the processing module, calculate trade data variation of the offline trade application, and inform an input/output module described below of the trade data variation; and the input/output module for informing the user of the event of data variation.Type: GrantFiled: March 17, 2016Date of Patent: June 2, 2020Assignee: CHINA UNIONPAY CO., LTD.Inventors: Sishuang Wan, Zhijun Lu, Shuo He, Yawei Yin, Guobao Liu
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Publication number: 20190354983Abstract: A payment method and device are provided. The payment method includes: a server receives a passwordless payment request transmitted from a terminal, and receives a current neighboring apparatus identifier search-detected and reported by the terminal; the server performs, according to the current neighboring apparatus identifier, and a corresponding relationship of a preconfigured terminal and a neighboring apparatus identifier, risk evaluation on the terminal, to obtain an overall risk evaluation score; and the server determines, according to the overall risk evaluation score, a passwordless payment strategy corresponding to the passwordless payment request.Type: ApplicationFiled: October 20, 2017Publication date: November 21, 2019Inventors: Weiqi YU, Sishuang WAN, Limin ZHANG, Jinzhi HUA, Shuo HE
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Publication number: 20190279219Abstract: Method and device for vehicle-borne payment are provided A vehicle-borne payment request sent by a vehicle is received and includes vehicle identification information. According to the vehicle identification information, after the vehicle is determined as a registered vehicle, driving attribute data of the vehicle within a current time period, and a vehicle driving strategy of the vehicle are acquired. According to the driving attribute data in the current time period, and the vehicle driving strategy, a risk level corresponding to the vehicle-borne payment request is determined. The risk level is transmitted to a transaction platform so that the transaction platform determines whether to make a payment according to the risk level. The vehicle driving strategies are created after the vehicle applies for registration, according to driving attribute data within a preset time period.Type: ApplicationFiled: October 12, 2017Publication date: September 12, 2019Inventors: Limin ZHANG, Jinzhi HUA, Sishuang WAN, Weiqi YU, Xiang LIU
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Publication number: 20190259024Abstract: A security electronic file processing method based on a block chain structure is proposed by the present disclosure, including: constructing a security electronic file generation request based on an occurrence of a trigger event by a member node in a block chain formed by a master node and at least one member node, and transmitting the security electronic file generation request to the master node, wherein the master node and each of the at least one member node, each as independent block respectively, are connected to each other; generating a security electronic file by the master node based on the received security electronic file generation request, and transmitting the generated security electronic file to the member node specified by the security electronic file generation request; and performing operations on the security electronic file by any of the at least one member node after receiving the security electronic file by performing data communication with another member node.Type: ApplicationFiled: September 5, 2017Publication date: August 22, 2019Applicant: CHINA UNIONPAY CO., LTD.Inventors: Limin ZHANG, Jinzhi HUA, Sishuang WAN, Xu LE
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Publication number: 20180096342Abstract: The invention relates to a mobile terminal having an offline trade notification function and a notification method that is implemented using the mobile terminal. The mobile terminal having an offline trade notification function comprises: a storage module for storing an offline trade application described below; a wireless communication module having a field inductor that is used for detecting surrounding radio frequency signals and for generating a control signal; a processing module which generates an interruption event when it receives the control signal; an application module which can read trade data of the offline trade application according to the notification from the processing module, calculate trade data variation of the offline trade application, and inform an input/output module described below of the trade data variation; and the input/output module for informing the user of the event of data variation.Type: ApplicationFiled: March 17, 2016Publication date: April 5, 2018Applicant: CHINA UNIONPAY CO., LTDInventors: Sishuang WAN, Zhijun Lu, Shuo He, Yawei Yin, Guobao Liu
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Publication number: 20180089690Abstract: The present invention relates to a mobile payment device, comprising: a data exchange module, which is used for exchanging data with the external device; a security management module, which is used for installing and managing applications for electronic transactions, the security management module comprises a Security Element, which is used for storing information of user's transaction account; and an identity verification module, which is used for verifying information of user identity; wherein, both the security management module and the identity verification module operates under a Trusted execution environment, the data exchange module operates under a Rich execution environment, the Trusted execution environment and the Rich execution environment being active non-simultaneously. The complete flow of the transaction is under safety protection.Type: ApplicationFiled: April 14, 2016Publication date: March 29, 2018Applicant: CHINA UNIONPAY CO., LTD.Inventors: Sishuang WAN, Hongfeng Chai, Zhijun Lu, Shuo He, Yawei Yin, Guobao Liu, Wei Guo
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Publication number: 20180075446Abstract: A method of data transmission for mobile near-field payment that is performed in a user equipment, comprising: establishing a first communication link based on near-field communication with a POS terminal; after the establishment of the first communication link, establishing a secure channel with the POS terminal, in order to conduct the first interaction related to the transaction request with the POS terminal through the secure channel; establishing a second communication link with the POS terminal, wherein the second communication link has longer communication distance and faster transmission speed compared to the first communication link, and the second communication link is arranged to conduct data transmission in an encryption manner; via the second communication link, the user equipment conducts the second interaction related to the transaction reply with the POS terminal. Also included is a user equipment for mobile near-field payment.Type: ApplicationFiled: March 7, 2016Publication date: March 15, 2018Applicant: CHINA UNIONPAY CO., LTD.Inventors: Yawei Yin, Liang Feng, Guobao Liu, Sishuang Wan