Patents by Inventor Smitha Menon

Smitha Menon has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11941593
    Abstract: A system and method for payment notification using blockchain. The system and method relate to real-time monitoring and updating of a list of accounts that have not satisfied a minimum payment amount due. The real-time monitoring and updating of the list occurs through the use of a blockchain monitoring payment information by a user to the account. The blockchain is continually updated every time a payment is made. A notification system receives each update and is aware, in real-time, whether a user has satisfied a minimum payment amount due and thus whether an account is current or in need of a collections notification.
    Type: Grant
    Filed: October 11, 2022
    Date of Patent: March 26, 2024
    Assignee: Capital One Services, LLC
    Inventors: Rajendra Mokshagundam, Smitha Menon, Rajeesh Koythatta Mee
  • Publication number: 20230206194
    Abstract: A system and method for payment notification using blockchain. The system and method relate to real-time monitoring and updating of a list of accounts that have not satisfied a minimum payment amount due. The real-time monitoring and updating of the list occurs through the use of a blockchain monitoring payment information by a user to the account. The blockchain is continually updated every time a payment is made. A notification system receives each update and is aware, in real-time, whether a user has satisfied a minimum payment amount due and thus whether an account is current or in need of a collections notification.
    Type: Application
    Filed: October 11, 2022
    Publication date: June 29, 2023
    Inventors: Rajendra MOKSHAGUNDAM, Smitha MENON, Rajeesh KOYTHATTA MEE
  • Patent number: 11488123
    Abstract: A system and method for payment notification using blockchain. The system and method relate to real-time monitoring and updating of a list of accounts that have not satisfied a minimum payment amount due. The real-time monitoring and updating of the list occurs through the use of a blockchain monitoring payment information by a user to the account. The blockchain is continually updated every time a payment is made. A notification system receives each update and is aware, in real-time, whether a user has satisfied a minimum payment amount due and thus whether an account is current or in need of a collections notification.
    Type: Grant
    Filed: November 12, 2020
    Date of Patent: November 1, 2022
    Assignee: Capital One Services, LLC
    Inventors: Rajendra Mokshagundam, Smitha Menon, Rajeesh Koythatta Mee
  • Publication number: 20210158313
    Abstract: A system and method for payment notification using blockchain. The system and method relate to real-time monitoring and updating of a list of accounts that have not satisfied a minimum payment amount due. The real-time monitoring and updating of the list occurs through the use of a blockchain monitoring payment information by a user to the account. The blockchain is continually updated every time a payment is made. A notification system receives each update and is aware, in real-time, whether a user has satisfied a minimum payment amount due and thus whether an account is current or in need of a collections notification.
    Type: Application
    Filed: November 12, 2020
    Publication date: May 27, 2021
    Applicant: Capital One Services, LLC
    Inventors: Rajendra MOKSHAGUNDAM, Smitha MENON, Rajeesh KOYTHATTA MEE
  • Patent number: 10867288
    Abstract: A system and method for payment notification using blockchain. The system and method relate to real-time monitoring and updating of a list of accounts that have not satisfied a minimum payment amount due. The real-time monitoring and updating of the list occurs through the use of a blockchain monitoring payment information by a user to the account. The blockchain is continually updated every time a payment is made. A notification system receives each update and is aware, in real-time, whether a user has satisfied a minimum payment amount due and thus whether an account is current or in need of a collections notification.
    Type: Grant
    Filed: November 25, 2019
    Date of Patent: December 15, 2020
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Rajendra Mokshagundam, Smitha Menon, Rajeesh Koythatta Mee