Abstract: An Internet banking center (center) is established which mediates between fund transfer utilizing business enterprises and a fund transfer dealing financial institution system, and fund transfer fee databases of customers and a beneficiary's account database in which a beneficiary's account fee for each of customers is stored are held in the Internet banking system. The remote maintenance of the fund transfer fee databases is carried out from the financial institution side, while with respect to the beneficiary's account database, each of customers maintains a part thereof associated with himself/herself.

Abstract: A center apparatus includes recording units connected to a remitter terminal and financial agency apparatuses. The center apparatus receives the remittance information containing the customer identification information, a remittance amount desired to be remitted by the remitter, a receipt date which is a time limit date of payment and a remittee account and extracts an account possessed by the remitter from the customer data recording unit on the basis of the customer identification information, extracting transmission processing methods capable of making remittance to the remittee account from the extracted account until the receipt date on the basis of the transmission term stored in the term recording unit, selecting to provide one of the extracted transmission processing methods on the basis of the charge stored in the charge recording unit.