Abstract: Embodiments present different password-less sign-in alternatives for selection by the user for a subsequent future login to the service provider account interface, and in response to determining that data inputs from a user satisfy associated data requests, enable the selected password-less sign-in alternative for a subsequent login of the user into the service provider account interface, wherein the subsequent login of the user into service provider account interface via the enabled selected password-less sign-in alternative does not require the user to enter the password.

Abstract: A method, a computer system, and a computer program product for authenticating a transaction are provided. An authentication system receives the transaction over a particular channel of a plurality of support channels. A risk score is determined for the transaction based on a number of contextual risk factors. An authentication scheme is determined from a number of authentication schemes for authenticating an identity of the user within an authentication context. The authentication scheme is determined based on the particular channel and the risk score. In response to successfully authenticating the identity of the user within the authentication context, the authentication system determines whether the transaction is a permitted transaction based on an assurance level associated with the authentication context. In response to determining that the transaction is the permitted transaction, the transaction is authenticated.

Abstract: A method, a computer system, and a computer program product for authenticating a transaction are provided. An authentication system receives the transaction over a particular channel of a plurality of support channels. A risk score is determined for the transaction based on a number of contextual risk factors. An authentication scheme is determined from a number of authentication schemes for authenticating an identity of the user within an authentication context. The authentication scheme is determined based on the particular channel and the risk score. In response to successfully authenticating the identity of the user within the authentication context, the authentication system determines whether the transaction is a permitted transaction based on an assurance level associated with the authentication context. In response to determining that the transaction is the permitted transaction, the transaction is authenticated.