Patents by Inventor Sonu Chopra-Khullar

Sonu Chopra-Khullar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11775975
    Abstract: Disclosed are systems and methods for mitigation of fraudulent transactions. In some embodiments, a server is communicatively coupled to a user device, and is configured to receive a proposed transaction from a merchant device communicatively coupled to the server, apply a dynamic classification algorithm to the proposed transaction to determine if the proposed transactions appears to be fraudulent, generate a user verification request when the proposed transaction appears to be fraudulent, transmit the user verification request to a user computing device communicatively coupled to the server, receive an approval or a refusal of the proposed transaction based on the user verification request, and process the proposed transaction based on the received approval or refusal of the proposed transaction.
    Type: Grant
    Filed: July 23, 2021
    Date of Patent: October 3, 2023
    Assignee: Capital One Services, LLC
    Inventors: Kenneth Kuo, Jeremy J. Phillips, Sonu Chopra-Khullar, Maxime Moise
  • Publication number: 20210350380
    Abstract: Disclosed are systems and methods for mitigation of fraudulent transactions. In some embodiments, a server is communicatively coupled to a user device, and is configured to receive a proposed transaction from a merchant device communicatively coupled to the server, apply a dynamic classification algorithm to the proposed transaction to determine if the proposed transactions appears to be fraudulent, generate a user verification request when the proposed transaction appears to be fraudulent, transmit the user verification request to a user computing device communicatively coupled to the server, receive an approval or a refusal of the proposed transaction based on the user verification request, and process the proposed transaction based on the received approval or refusal of the proposed transaction.
    Type: Application
    Filed: July 23, 2021
    Publication date: November 11, 2021
    Applicant: Capital One Services, LLC
    Inventors: Kenneth KUO, Jeremy J. PHILLIPS, Sonu CHOPRA-KHULLAR, Maxime MOISE
  • Patent number: 11074587
    Abstract: Disclosed are systems and methods for mitigation of fraudulent transactions. In some embodiments, a server is communicatively coupled to a user device, and is configured to receive a proposed transaction from a merchant device communicatively coupled to the server, apply a dynamic classification algorithm to the proposed transaction to determine if the proposed transactions appears to be fraudulent, generate a user verification request when the proposed transaction appears to be fraudulent, transmit the user verification request to a user computing device communicatively coupled to the server, receive an approval or a refusal of the proposed transaction based on the user verification request, and process the proposed transaction based on the received approval or refusal of the proposed transaction.
    Type: Grant
    Filed: June 1, 2020
    Date of Patent: July 27, 2021
    Assignee: Capital One Services, LLC
    Inventors: Kenneth Kuo, Jeremy J. Phillips, Sonu Chopra-Khullar, Maxime Moise
  • Publication number: 20210012347
    Abstract: Disclosed are systems and methods for mitigation of fraudulent transactions. In some embodiments, a server is communicatively coupled to a user device, and is configured to receive a proposed transaction from a merchant device communicatively coupled to the server, apply a dynamic classification algorithm to the proposed transaction to determine if the proposed transactions appears to be fraudulent, generate a user verification request when the proposed transaction appears to be fraudulent, transmit the user verification request to a user computing device communicatively coupled to the server, receive an approval or a refusal of the proposed transaction based on the user verification request, and process the proposed transaction based on the received approval or refusal of the proposed transaction.
    Type: Application
    Filed: June 1, 2020
    Publication date: January 14, 2021
    Applicant: Capital One Services, LLC
    Inventors: Kenneth KUO, Jeremy J. PHILLIPS, Sonu CHOPRA-KHULLAR, Maxime MOISE
  • Patent number: 10706423
    Abstract: Disclosed are systems and methods for mitigation of fraudulent transactions. In some embodiments, a server is communicatively coupled to a user device, and is configured to receive a proposed transaction from a merchant device communicatively coupled to the server, apply a dynamic classification algorithm to the proposed transaction to determine if the proposed transactions appears to be fraudulent, generate a user verification request when the proposed transaction appears to be fraudulent, transmit the user verification request to a user computing device communicatively coupled to the server, receive an approval or a refusal of the proposed transaction based on the user verification request, and process the proposed transaction based on the received approval or refusal of the proposed transaction.
    Type: Grant
    Filed: July 9, 2019
    Date of Patent: July 7, 2020
    Assignee: Capital One Services, LLC
    Inventors: Kenneth Kuo, Jeremy J. Phillips, Sonu Chopra-Khullar, Maxime Moise