Patents by Inventor Sophia O. Smith

Sophia O. Smith has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Enhancing investment account security
    Patent number: 12081547
    Abstract: A method, computer system, and a computer program product for account security is provided. The present invention may include analyzing one or more financial accounts of a user and assigning a risk threshold to each of the one or more financial accounts. The present invention may include monitoring a vulnerability of each of the one or more financial accounts, wherein the vulnerability is monitored using a vulnerability score, the vulnerability score being generated based on user data. The present invention may include determining the risk threshold has been exceeded for at least one financial account based on a comparison of the vulnerability score and the risk threshold of the at least one financial account. The present invention may include preventing access to the at least one financial account in which the risk threshold has been exceeded.
    Type: Grant
    Filed: September 23, 2021
    Date of Patent: September 3, 2024
    Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATION
    Inventors: Uri Kartoun, Sophie Batchelder, Sophia O Smith, Jayanth Krishnan
  • ENHANCING INVESTMENT ACCOUNT SECURITY
    Publication number: 20230092596
    Abstract: A method, computer system, and a computer program product for account security is provided. The present invention may include analyzing one or more financial accounts of a user and assigning a risk threshold to each of the one or more financial accounts. The present invention may include monitoring a vulnerability of each of the one or more financial accounts, wherein the vulnerability is monitored using a vulnerability score, the vulnerability score being generated based on user data. The present invention may include determining the risk threshold has been exceeded for at least one financial account based on a comparison of the vulnerability score and the risk threshold of the at least one financial account. The present invention may include preventing access to the at least one financial account in which the risk threshold has been exceeded.
    Type: Application
    Filed: September 23, 2021
    Publication date: March 23, 2023
    Inventors: Uri Kartoun, Sophie Batchelder, Sophia O. Smith, Jayanth Krishnan