Abstract: A digital health or life claim processing system providing electronic integration of multiple digital automated claims channels, in which a digital claims channel includes a claims data set, a policy data set regarding a claim event and/or a services data set, and processing one or more claims of a customer based on at least one claims channel related to the customer, the system including a cloud-based infrastructure platform accessible via a digital network, which hosts a storage module, a data modelling module, a claims processing module, and a communication module, and at least one data transmission interface for exchanging data and/or information provided by at least one user device with the infrastructure platform.