Abstract: The disclosure herein describes providing access to documents in a document storage platform using a document access facilitator. A base address and a security key associated with the document storage platform is obtained. A document summary presentation message is received from a presenter including a document identifier of a document and a recipient identifier of a recipient. A document summary presentation notification is sent to the recipient using the recipient identifier, the notification including the document identifier, and a document presentation request is received from the recipient. A secure access link to the document is generated using the base address, the document identifier, and the security key associated with the document storage platform. The secure access link is then sent to the recipient in response to the received document presentation request, whereby the recipient is enabled use the secure access link to access the document in the document storage platform.

Abstract: A billing management system providing for the submission and processing of request for payment messages, which includes a bill pay exchange (BPX) computing system having at least one processor, a database in electronic communication with the BPX computing system, the database storing data on consumers and billers that subscribed to the BPX computing system, one or more biller service providers, each of the biller service providers associated with one or more of the billers, a plurality of commercial financial institutions, each of the commercial financial institutions associated with one or more of the consumers, and a payment processing network electronically connecting the BPX computing system, the one or more biller service providers, and the plurality of commercial financial institutions.

Abstract: According to one implementation of the present disclosure, a method for bill presentment is disclosed. At a computing device associated with a consumer, the computing device having one or more processors, memory, and a display, the method includes: receiving, at a network integrator interface on a digital messaging system, authentication or transaction data from the consumer on the computing device; matching, by the network integrator interface, authentication or transaction data of the consumer with billing data of one or more biller systems associated with the consumer; and providing, by the network integrator interface, the billing data to the consumer.

Abstract: A payment processing network operator obtains, from customer service providers, a first plurality of messages specifying a plurality of bill payments to a plurality of biller entities. Said first plurality of messages specifies, for each of the bill payments, an amount and an intended one of the biller entities to be paid. Based on the first plurality of messages, the operator of the payment processing network dispatches, to the plurality of biller entities, a second plurality of messages to initiate the plurality of bill payments. The operator of the payment processing network obtains data that specifies when at least some of the first plurality of messages are to be obtained and/or when at least some of the second plurality of messages are to be dispatched. Obtaining the first plurality of messages and/or scheduling dispatching the second plurality of messages are carried out in accordance with the data.