Patents by Inventor Sridher Swaminathan

Sridher Swaminathan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • INSTANT DIGITAL ISSUANCE
    Publication number: 20240127204
    Abstract: Described herein are techniques for facilitating push provisioning of a user payment source into a user's digital wallet without the user having a physical card. The techniques allow an issuer to provide a button in an issuer's application for the user to simply push the button to request that the payment source be imported into a pay wallet or a merchant. In this way, the payment source information is “pushed” into the pay wallet. Using push provisioning, the user need not enter any physical card information. The described techniques generate a chain of trust that can be used to ensure that a user, through an issuer and using a gateway, authorizes a token service provider to provision the payment source into the pay wallet or merchant.
    Type: Application
    Filed: December 12, 2023
    Publication date: April 18, 2024
    Applicant: First Data Corporation
    Inventors: Vijay ROYYURU, Sridher SWAMINATHAN
  • Instant digital issuance
    Patent number: 11887080
    Abstract: Described herein are techniques for facilitating push provisioning of a user payment source into a user's digital wallet without the user having a physical card. The techniques allow an issuer to provide a button in an issuer's application for the user to simply push the button to request that the payment source be imported into a pay wallet or a merchant. In this way, the payment source information is “pushed” into the pay wallet. Using push provisioning, the user need not enter any physical card information. The described techniques generate a chain of trust that can be used to ensure that a user, through an issuer and using a gateway, authorizes a token service provider to provision the payment source into the pay wallet or merchant.
    Type: Grant
    Filed: May 19, 2021
    Date of Patent: January 30, 2024
    Assignee: FIRST DATA CORPORATION
    Inventors: Vijay Royyuru, Sridher Swaminathan
  • INSTANT DIGITAL ISSUANCE
    Publication number: 20210279699
    Abstract: Described herein are techniques for facilitating push provisioning of a user payment source into a user's digital wallet without the user having a physical card. The techniques allow an issuer to provide a button in an issuer's application for the user to simply push the button to request that the payment source be imported into a pay wallet or a merchant. In this way, the payment source information is “pushed” into the pay wallet. Using push provisioning, the user need not enter any physical card information. The described techniques generate a chain of trust that can be used to ensure that a user, through an issuer and using a gateway, authorizes a token service provider to provision the payment source into the pay wallet or merchant.
    Type: Application
    Filed: May 19, 2021
    Publication date: September 9, 2021
    Applicant: First Data Corporation
    Inventors: Vijay ROYYURU, Sridher SWAMINATHAN
  • Mobile device contactless payments
    Patent number: 10504090
    Abstract: Devices and systems for performing contactless payments. The devices are configured such that account issuers have increased flexibility, and such that the systems and methods are extensible to encompass new technologies.
    Type: Grant
    Filed: December 4, 2015
    Date of Patent: December 10, 2019
    Assignee: First Data Corporation
    Inventors: Vijay K. Royyuru, Robert P. Klotz, Christopher T. Cox, Kelly B. Urban, Sridher Swaminathan
  • MOBILE DEVICE CONTACTLESS PAYMENTS
    Publication number: 20160162862
    Abstract: Devices and systems for performing contactless payments. The devices are configured such that account issuers have increased flexibility, and such that the systems and methods are extensible to encompass new technologies.
    Type: Application
    Filed: December 4, 2015
    Publication date: June 9, 2016
    Applicant: First Data Corporation
    Inventors: Vijay K. Royyuru, Robert P. Klotz, Christopher T. Cox, Kelly B. Urban, Sridher Swaminathan