Patents by Inventor Srikumar Puthupadi Kanthadai

Srikumar Puthupadi Kanthadai has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11924213
    Abstract: A user permission system manages and regulates access to secure data at one or more third-party data sites. The system may provide access to one or more databases or other data structures based on user authentication and access rules that have been established, such as by a user associated with the data being accessed at the third party data store. Access may be provided via an API to the third-party data site, along with access credentials of a user with data stored with the third-party data site, allowing the system to access data on behalf of the user.
    Type: Grant
    Filed: January 18, 2022
    Date of Patent: March 5, 2024
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Michelle Felice-Steele, Michele Raneri, Paul DeSaulniers, Joe Manna, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Pat Finneran, Donna Meryl Smith, Gregory Lennox Wright, Marizette Galvez, Ujjayan Banerjee, Ravi Devesetti, Shivakumar Ramanathan, Mukeshkumar G. Patel
  • Patent number: 11729230
    Abstract: Methods and systems are provided for generating alerts in association with a request for credit data or an update to credit data. For example, information identifying an individual may be received from a credit bureau when an individual applies for a product or service from a requesting entity. The requesting entity may be a product or service provider that requests credit data of potential purchasers of its products. An electronic notification may then be sent in association with an event object generated by a notification system that is broadcast for delivery to one or more other systems, where the event object may be broadcast substantially in real time, such as via an enterprise server bus, relative to the requesting entity's initial request.
    Type: Grant
    Filed: September 22, 2021
    Date of Patent: August 15, 2023
    Assignee: Experian Information Solutions, Inc.
    Inventors: Dwayne Charles Jacobs, Srikumar Puthupadi Kanthadai
  • Publication number: 20230007007
    Abstract: A data processing system communicates with a secure third-party database to obtain information about a user that is usable to determine one or more items associated with the user. The system then coordinates gathering and identification of additional data relevant to the user from other third-party data sources, to potentially update the user's information stored with the secure third-party database.
    Type: Application
    Filed: June 17, 2022
    Publication date: January 5, 2023
    Inventors: Joe Manna, Michelle Felice-Steele, Michele Raneri, Paul DeSaulniers, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Pat Finneran, Donna Meryl Smith, Gregory Lennox Wright, Marizette Galvez, Ujjayan Banerjee, Ravi Devesetti, Shivakumar Ramanathan, Mukeshkumar G. Patel
  • Patent number: 11399029
    Abstract: A data processing system communicates with a secure third-party database to obtain information about a user that is usable to determine one or more items associated with the user. The system then coordinates gathering and identification of additional data relevant to the user from other third-party data sources, to potentially update the user's information stored with the secure third-party database. The updated information may then be accessed at the secure third-party database to determine items associated with the user, which may include additional items in view of the additional data.
    Type: Grant
    Filed: November 24, 2020
    Date of Patent: July 26, 2022
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Joe Manna, Michelle Felice-Steele, Michele Raneri, Paul DeSaulniers, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Pat Finneran, Donna Meryl Smith, Gregory Lennox Wright, Marizette Galvez, Ujjayan Banerjee, Ravi Devesetti, Shivakumar Ramanathan, Mukeshkumar G. Patel
  • Publication number: 20220217146
    Abstract: A user permission system manages and regulates access to secure data at one or more third-party data sites. The system may provide access to one or more databases or other data structures based on user authentication and access rules that have been established, such as by a user associated with the data being accessed at the third party data store. Access may be provided via an API to the third-party data site, along with access credentials of a user with data stored with the third-party data site, allowing the system to access data on behalf of the user.
    Type: Application
    Filed: January 18, 2022
    Publication date: July 7, 2022
    Inventors: Michelle Felice-Steele, Michele Raneri, Paul DeSaulniers, Joe Manna, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Pat Finneran, Donna Meryl Smith, Gregory Lennox Wright, Marizette Galvez, Ujjayan Banerjee, Ravi Devesetti, Shivakumar Ramanathan, Mukeshkumar G. Patel
  • Patent number: 11265324
    Abstract: A user permission system manages and regulates access to secure data at one or more third-party data sites. The system may provide access to one or more databases or other data structures based on user authentication and access rules that have been established, such as by a user associated with the data being accessed at the third party data store. Access may be provided via an API to the third-party data site, along with access credentials of a user with data stored with the third-party data site, allowing the system to access data on behalf of the user.
    Type: Grant
    Filed: June 19, 2019
    Date of Patent: March 1, 2022
    Assignee: CONSUMERINFO.COM, INC.
    Inventors: Michelle Felice-Steele, Michele Raneri, Paul DeSaulniers, Joe Manna, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Pat Finneran, Donna Meryl Smith, Gregory Lennox Wright, Marizette Galvez, Ujjayan Banerjee, Ravi Devesetti, Shivakumar Ramanathan, Mukeshkumar G. Patel
  • Patent number: 11159593
    Abstract: Methods and systems are provided for generating alerts in association with a request for credit data or an update to credit data. For example, information identifying an individual may be received from a credit bureau when an individual applies for a product or service from a requesting entity. The requesting entity may be a product or service provider that requests credit data of potential purchasers of its products. An electronic notification may then be sent in association with an event object generated by a notification system that is broadcast for delivery to one or more other systems, where the event object may be broadcast substantially in real time, such as via an enterprise server bus, relative to the requesting entity's initial request.
    Type: Grant
    Filed: August 21, 2020
    Date of Patent: October 26, 2021
    Assignee: Experian Information Solutions, Inc.
    Inventors: Dwayne Charles Jacobs, Srikumar Puthupadi Kanthadai
  • Publication number: 20210194885
    Abstract: A data processing system communicates with a secure third-party database to obtain information about a user that is usable to determine one or more items associated with the user. The system then coordinates gathering and identification of additional data relevant to the user from other third-party data sources, to potentially update the user's information stored with the secure third-party database.
    Type: Application
    Filed: November 24, 2020
    Publication date: June 24, 2021
    Inventors: Joe Manna, Michelle Felice-Steele, Michele Raneri, Paul DeSaulniers, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Pat Finneran, Donna Meryl Smith, Gregory Lennox Wright, Marizette Galvez, Ujjayan Banerjee, Ravi Devesetti, Shivakumar Ramanathan, Mukeshkumar G. Patel
  • Patent number: 10880313
    Abstract: A data processing system communicates with a secure third-party database to obtain information about a user that is usable to determine one or more items associated with the user. The system then coordinates gathering and identification of additional data relevant to the user from other third-party data sources, to potentially update the user's information stored with the secure third-party database. The updated information may then be accessed at the secure third-party database to determine items associated with the user, which may include additional items in view of the additional data.
    Type: Grant
    Filed: June 19, 2019
    Date of Patent: December 29, 2020
    Assignee: CONSUMERINFO.COM, INC.
    Inventors: Joe Manna, Michelle Felice-Steele, Michele Raneri, Paul DeSaulniers, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Pat Finneran, Donna Meryl Smith, Gregory Lennox Wright, Marizette Galvez, Ujjayan Banerjee, Ravi Devesetti, Shivakumar Ramanathan, Mukeshkumar G. Patel
  • Publication number: 20200389461
    Abstract: A data processing system is disclosed for data processing, including database and file management, as well accessing one or more databases or other data structures, authenticating users, and categorizing data items for addition to the database system. In some embodiments, the system may be configured to coordinate access to user account information via user-provided authentication credentials; apply account identification rules to the accessed account information to identify a plurality of accounts of the user; and initiate updates to a database record associated with the user indicative of any accounts identified.
    Type: Application
    Filed: April 22, 2020
    Publication date: December 10, 2020
    Inventors: Michelle Felice-Steele, Michele Raneri, Paul DeSaulniers, Joe Manna, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Pat Finneran, Donna Meryl Smith, Gregory Lennox Wright, Marizette Galvez, Ujjayan Banerjee, Ravi Devesetti, Shivakumar Ramanathan, Mukeshkumar G. Patel
  • Patent number: 10757154
    Abstract: Methods and systems are provided for generating alerts in association with a request for credit data or an update to credit data. For example, information identifying an individual may be received from a credit bureau when an individual applies for a product or service from a requesting entity. The requesting entity may be a product or service provider that requests credit data of potential purchasers of its products. An electronic notification may then be sent in association with an event object generated by a notification system that is broadcast for delivery to one or more other systems, where the event object may be broadcast substantially in real time, such as via an enterprise server bus, relative to the requesting entity's initial request.
    Type: Grant
    Filed: November 23, 2016
    Date of Patent: August 25, 2020
    Assignee: Experian Information Solutions, Inc.
    Inventors: Dwayne Charles Jacobs, Srikumar Puthupadi Kanthadai
  • Patent number: 10671749
    Abstract: A data processing system is disclosed for data processing, including database and file management, as well accessing one or more databases or other data structures, authenticating users, and categorizing data items for addition to the database system. In some embodiments, the system may be configured to coordinate access to user account information via user-provided authentication credentials; apply account identification rules to the accessed account information to identify a plurality of accounts of the user; and initiate updates to a database record associated with the user indicative of any accounts identified.
    Type: Grant
    Filed: June 19, 2019
    Date of Patent: June 2, 2020
    Assignee: ConsumerInfo.com, Inc.
    Inventors: Michelle Felice-Steele, Michele Raneri, Paul DeSaulniers, Joe Manna, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Pat Finneran, Donna Meryl Smith, Gregory Lennox Wright, Marizette Galvez, Ujjayan Banerjee, Ravi Devesetti, Shivakumar Ramanathan, Mukeshkumar G. Patel
  • Publication number: 20200076813
    Abstract: A user permission system manages and regulates access to secure data at one or more third-party data sites. The system may provide access to one or more databases or other data structures based on user authentication and access rules that have been established, such as by a user associated with the data being accessed at the third party data store. Access may be provided via an API to the third-party data site, along with access credentials of a user with data stored with the third-party data site, allowing the system to access data on behalf of the user.
    Type: Application
    Filed: June 19, 2019
    Publication date: March 5, 2020
    Inventors: Michelle Felice-Steele, Michele Raneri, Paul DeSaulniers, Joe Manna, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Pat Finneran, Donna Meryl Smith, Gregory Lennox Wright
  • Publication number: 20200074100
    Abstract: A data processing system communicates with a secure third-party database to obtain information about a plurality of users and generates a model usable to identify other users with similar characteristics. A scoring algorithm may be selected for use on user data based on the associated users identified with the model. The scoring algorithm determines an estimated score change for the user, and may provide the user information regarding how the user can achieve the estimated score change.
    Type: Application
    Filed: June 19, 2019
    Publication date: March 5, 2020
    Inventors: Michele Raneri, Michelle Felice-Steele, Paul DeSaulniers, Joe Manna, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Pat Finneran, Donna Meryl Smith, Gregory Lennox Wright
  • Publication number: 20200074542
    Abstract: A data processing system communicates with a secure third-party database to obtain information about a user that is usable to determine one or more items associated with the user. The system then coordinates gathering and identification of additional data relevant to the user from other third-party data sources, to potentially update the user's information stored with the secure third-party database.
    Type: Application
    Filed: June 19, 2019
    Publication date: March 5, 2020
    Inventors: Joe Manna, Michelle Felice-Steele, Michele Raneri, Paul DeSaulniers, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Pat Finneran, Donna Meryl Smith, Gregory Lennox Wright
  • Publication number: 20200074541
    Abstract: A data processing system communicates with a secure third-party database to provide updated user data that is then usable by a plurality of other entities. In some embodiments, the system may be configured to coordinate access to user account information via user-provided authentication credentials, apply account identification rules to the accessed account information to identify a plurality of accounts of the user, and initiate updates to a database record of the user at the secure third-party database associated indicative of any accounts identified.
    Type: Application
    Filed: June 19, 2019
    Publication date: March 5, 2020
    Inventors: Pat Finneran, Michelle Felice-Steele, Michele Raneri, Paul DeSaulniers, Joe Manna, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Donna Meryl Smith, Gregory Lennox Wright
  • Publication number: 20200074099
    Abstract: A data processing system is disclosed for data processing, including database and file management, as well accessing one or more databases or other data structures, authenticating users, and categorizing data items for addition to the database system. In some embodiments, the system may be configured to coordinate access to user account information via user-provided authentication credentials; apply account identification rules to the accessed account information to identify a plurality of accounts of the user; and initiate updates to a database record associated with the user indicative of any accounts identified.
    Type: Application
    Filed: June 19, 2019
    Publication date: March 5, 2020
    Inventors: Michelle Felice-Steele, Michele Raneri, Paul DeSaulniers, Joe Manna, Jeff Softley, Srikumar Puthupadi Kanthadai, Aga Dzhafar Hady Ogiu Dzhafarov, Pat Finneran, Donna Meryl Smith, Gregory Lennox Wright