Abstract: This document discusses, among other things, a system and method of allowing access to a value holding account. In various example embodiments, the value holding account is associated with a first account code that allows access to the value holding account. Some example embodiments include receiving a request for a second account code that is based on the first account code, and providing the second account code based on receiving the request for the second account code. The first account code may to allow access to the value holding account for a first determinable period and the second account code may allow access to the value holding account for a second determinable period that is different from the first determinable period.

Abstract: A transaction fee imposed by a payment provider may be allocated between the parties to an on-line transaction in any way and at any time. This adds flexibility to the transaction and allows the parties to allocate the transaction fee on a per transaction basis that best suits the parties.

Abstract: A system for facilitating financial transactions over a network includes a first user device, a second user device and a payment processing device. The first user device is adapted to allow a first user to send an invitation to a second user, via a network, to accept a promise to pay (IOU). The second user device is adapted to allow the second user to generate a response to the invitation via the network. The payment processing device is adapted to receive the invitation and the response and to schedule a payment if the response is an affirmative response.

Abstract: This document discusses, among other things, a system and method of allowing access to a value holding account. In various example embodiments, the value holding account is associated with a first account code that allows access to the value holding account. Some example embodiments include receiving a request for a second account code that is based on the first account code, and providing the second account code based on receiving the request for the second account code. The first account code may to allow access to the value holding account for a first determinable period and the second account code may allow access to the value holding account for a second determinable period that is different from the first determinable period.

Abstract: This document discusses, among other things, initiating a function with an email message. Various example embodiments relate to a machine that is to receive an email message. The machine may determine, based on an email address of the sender, whether the sender is a valid sender. In some example embodiments, based on the machine determining that the sender is valid, the machine may execute a command included within the email message.

Abstract: A system for facilitating financial transactions over a network includes a first user device, a second user device and a payment processing device. The first user device is adapted to allow a first user to send an invitation to a second user, via a network, to accept a promise to pay (IOU). The second user device is adapted to allow the second user to generate a response to the invitation via the network. The payment processing device is adapted to receive the invitation and the response and to schedule a payment if the response is an affirmative response.

Abstract: System, method, data structures and software are disclosed wherein at least one end-user computer executes a calendaring application, wherein the calendaring application includes data representing an appointment for a teleconference, and wherein the appointment specifies one or more participants scheduled to join the teleconference. The end-user computer may include a VoIP software application adapted to establish a VoIP connection. The VoIP software application at least in part executes on the end-user computer to initiate a VoIP connection to the teleconference. Further the calendaring application executes on the end-user computer to at least in part communicate with the VoIP software application in order to initiate the VoIP connection.