Abstract: A method for using an existing credit card of an individual in a foreign country includes receiving a request to allocate an amount of money for use with the credit card in the foreign country. The foreign country in which the individual is to travel is identified. A collaborative bank in the foreign country is identified. The collaborative bank is a financial institution that can implement a virtual account for the individual. A request is sent to the collaborative bank to allocate the amount of money for the virtual account. The credit card is permitted to be used to make purchases in the foreign country using the amount of money allocated to the virtual account.

Abstract: A method, system, and computer program product for data mining and analytics from social networking sites. One method commences upon receiving a social event from a first social networking site, classifying the social event to determine a social site action, and modifying at least some aspect of the social event to create a modified social event based at least in part on the classification. The modified social event is broadcasted to additional social networking sites. An incoming social event may be subjected to security processing before classification, and social networking sites to receive a broadcasted message may be determined based at least in part on the classification.

Abstract: Disclosed are compositions comprising betamethasone, such as betamethasone dipropionate or betamethasone valerate, and a biopolymer in a cream base, wherein the cream base comprises a primary and a secondary emulsifier, a waxy material, a co-solvent, a preservative, an acid, a chelating agent, a buffering agent, and water. The biopolymer comprises chitosan. The compositions disclosed herein are suitable for the treatment of dermatological conditions including but not limited to healing wounds and treatment of dermatitis.

Abstract: Disclosed are compositions comprising topical corticosteroids, such as fluticasone and mometasone, and a biopolymer in a cream base, wherein the cream base comprises a primary and a secondary emulsifier, a waxy material, a co-solvent, a preservative, an acid, a chelating agent, a penetration enhancer, a buffering agent, and water. The biopolymer comprises chitosan. The compositions disclosed herein are suitable for the treatment of dermatological conditions including but not limited to healing wounds and treatment of dermatitis.

Abstract: Disclosed are compositions comprising topical corticosteroids, such as clobetasol propionate and halobetasol propionate, and a biopolymer in a cream base, wherein the cream base comprises a primary and a secondary emulsifier, a waxy material, a co-solvent, a preservative, an acid, a chelating agent, a buffering agent, and water. The biopolymer comprises chitosan. The compositions disclosed herein are suitable for the treatment of dermatological conditions including but not limited to healing wounds and treatment of dermatitis.

Abstract: Disclosed are compositions comprising hydrocortisone acetate and a biopolymer, chitosan, in a cream base, wherein the cream base comprises a primary and a secondary emulsifier, a waxy material, a co-solvent, a preservative, an acid, a chelating agent, a buffering agent, and water. The compositions disclosed herein are suitable for the treatment of dermatological conditions including but not limited to healing wounds and treatment of dermatitis.

Abstract: Techniques are disclosed for adapting digital content responsive to the manner in which the digital content is consumed by its users or consumers. Certain techniques are disclosed for changing the organization and/or behavior of a document, such as a webpage, in response to user interactions with the document. For example, the manner in which a webpage is consumed by its consumers is monitored and usage patterns determined therefrom. The webpage is then dynamically adapted or modified responsive to the usage patterns. In certain embodiments, the adaptations involve dynamically modifying the organization and/or behavior of the webpage responsive to the usage patterns. Since the usage patterns for different sets of users can be different, the modification made to the document for a first set of users may be different from the modifications made for a second set of users.

Abstract: Techniques are disclosed for adapting digital content responsive to the manner in which the digital content is consumed by its users or consumers. Certain techniques are disclosed for changing the organization and/or behavior of a document, such as a webpage, in response to user interactions with the document. For example, the manner in which a webpage is consumed by its consumers is monitored and usage patterns determined therefrom. The webpage is then dynamically adapted or modified responsive to the usage patterns. In certain embodiments, the adaptations involve dynamically modifying the organization and/or behavior of the webpage responsive to the usage patterns. Since the usage patterns for different sets of users can be different, the modification made to the document for a first set of users may be different from the modifications made for a second set of users.

Abstract: Techniques are disclosed for adapting digital content responsive to the manner in which the digital content is consumed by its users or consumers. Certain techniques are disclosed for changing the organization and/or behavior of a document, such as a webpage, in response to user interactions with the document. For example, the manner in which a webpage is consumed by its consumers is monitored and usage patterns determined therefrom. The webpage is then dynamically adapted or modified responsive to the usage patterns. In certain embodiments, the adaptations involve dynamically modifying the organization and/or behavior of the webpage responsive to the usage patterns. Since the usage patterns for different sets of users can be different, the modification made to the document for a first set of users may be different from the modifications made for a second set of users.

Abstract: The present invention is directed to a composition for treating bacterial skin infections, along with skin rejuvenation. More particularly, the present invention relates to a pharmaceutical cream comprising a biopolymer, and an antibacterial active ingredient. It discloses a composition for treating fungal skin infections along with skin rejuvenation containing a) a biopolymer in the form of chitosan, b) an active pharmaceutical ingredient (API) composition in the form of silver sulphadiazine used in treating bacterial skin infections, c) a cream base containing primary and secondary emulsifiers, waxy materials, co-solvents, acids, preservatives, buffering agents, anti oxidants, chelating agents, and humectants and d) water.

Abstract: A method, system, and computer program product for data mining and analytics from social networking sites. One method commences upon receiving a social event from a first social networking site, classifying the social event to determine a social site action, and modifying at least some aspect of the social event to create a modified social event based at least in part on the classification. The modified social event is broadcasted to additional social networking sites. An incoming social event may be subjected to security processing before classification, and social networking sites to receive a broadcasted message may be determined based at least in part on the classification.

Abstract: The present invention is directed to a composition for treating bacterial skin infections, along with skin rejuvenation. More particularly, the present invention relates to a pharmaceutical cream comprising a biopolymer, and an antibacterial active ingredient. It discloses a composition for treating fungal skin infections along with skin rejuvenation containing a) a biopolymer in the form of chitosan, b) an active pharmaceutical ingredient (API) composition in the form of silver sulphadiazine used in treating bacterial skin infections, c) a cream base containing primary and secondary emulsifiers, waxy materials, co-solvents, acids, preservatives, buffering agents, anti oxidants, chelating agents, and humectants and d) water.