Patents by Inventor Sriram Sethumadhavan

Sriram Sethumadhavan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240394718
    Abstract: A computer-implemented method is provided. A first transaction from a sender made via the sender PSP server to a receiver via a receiver PSP server is identified. When the first transaction is pending, at least one subsequent transaction from the sender to the receiver is detected. Transaction parameters of the at least one subsequent transaction is compared with transaction parameters of the first transaction for determining that the first transaction and the at least one subsequent transaction are associated with a single payment. One or more messages are transmitted, when one of the first transaction and the at least one subsequent transaction is identified as successful to indicate that one of the first transaction and the at least one subsequent transaction is successful and to discard other transactions.
    Type: Application
    Filed: August 1, 2024
    Publication date: November 28, 2024
    Inventors: Rakesh Ramamurthy, Sandeep Doddipalli, Rajeev Gangapura Cho Iyer, Sriram Sethumadhavan, Sudhir Krishna V L, Alkondan Chockalinga Mooppanar
  • Patent number: 12073411
    Abstract: A computer-implemented method is provided. A first transaction from a sender made via the sender PSP server to a receiver via a receiver PSP server is identified. When the first transaction is pending, at least one subsequent transaction from the sender to the receiver is detected. Transaction parameters of the at least one subsequent transaction is compared with transaction parameters of the first transaction for determining that the first transaction and the at least one subsequent transaction are associated with a single payment. One or more messages are transmitted, when one of the first transaction and the at least one subsequent transaction is identified as successful to indicate that one of the first transaction and the at least one subsequent transaction is successful and to discard other transactions.
    Type: Grant
    Filed: June 11, 2020
    Date of Patent: August 27, 2024
    Assignee: Visa International Service Association
    Inventors: Rakesh Ramamurthy, Sandeep Doddipalli, Rajeev Gangapura Cho Iyer, Sriram Sethumadhavan, Sudhir Krishna V L, Alkondan Chockalinga Mooppanar
  • Publication number: 20230100928
    Abstract: A computer-implemented method is provided. A first transaction from a sender made via the sender PSP server to a receiver via a receiver PSP server is identified. When the first transaction is pending, at least one subsequent transaction from the sender to the receiver is detected. Transaction parameters of the at least one subsequent transaction is compared with transaction parameters of the first transaction for determining that the first transaction and the at least one subsequent transaction are associated with a single payment. One or more messages are transmitted, when one of the first transaction and the at least one subsequent transaction is identified as successful to indicate that one of the first transaction and the at least one subsequent transaction is successful and to discard other transactions.
    Type: Application
    Filed: June 11, 2020
    Publication date: March 30, 2023
    Inventors: Rakesh Ramamurthy, Sandeep Doddipalli, Rajeev Gangapura Cho Iyer, Sriram Sethumadhavan, Sudhir Krishna V L, Alkondan Chockalinga Mooppanar
  • Patent number: 11238436
    Abstract: The present disclosure relates to a transaction processing system and a method for sharing expenses among multiple peers using a dual-chip payment card. The method includes receiving a request for creating a temporary pool session for a plurality of users from one of the plurality of users having a dual-chip payment card. In response to the request, the method includes creating the temporary pool session, holding a proportional credit amount of each of the plurality of users. Subsequently, the method includes associating the temporary pool session with a secondary chip of the dual-chip payment card of at least one of the plurality of users. Finally, the method includes processing one or more transaction requests received through the secondary chip of the dual-chip payment card of at least one of the plurality of users, using the temporary pool session.
    Type: Grant
    Filed: July 23, 2019
    Date of Patent: February 1, 2022
    Assignee: Visa International Service Association
    Inventors: Alkondan Chockalinga Mooppanar, Sudhir Krishna V L, Rakesh Ramamurthy, Rajeev Gangapura Cho Iyer, Sriram Sethumadhavan
  • Publication number: 20210027275
    Abstract: The present disclosure relates to a transaction processing system and a method for sharing expenses among multiple peers using a dual-chip payment card. The method includes receiving a request for creating a temporary pool session for a plurality of users from one of the plurality of users having a dual-chip payment card. In response to the request, the method includes creating the temporary pool session, holding a proportional credit amount of each of the plurality of users. Subsequently, the method includes associating the temporary pool session with a secondary chip of the dual-chip payment card of at least one of the plurality of users. Finally, the method includes processing one or more transaction requests received through the secondary chip of the dual-chip payment card of at least one of the plurality of users, using the temporary pool session.
    Type: Application
    Filed: July 23, 2019
    Publication date: January 28, 2021
    Inventors: Alkondan Chockalinga Mooppanar, Sudhir Krishna V L, Rakesh Ramamurthy, Rajeev Gangapura Cho Iyer, Sriram Sethumadhavan
  • Publication number: 20180300717
    Abstract: A data object is encrypted by an authority and downloaded to a first device. Responsive to a command, the data object may be transferred to a second device and decrypted using a cryptographic key of the authority. A payload extracted from the data object may be executed to change a memory location in the second device after which the data object is deleted from both the first and second devices.
    Type: Application
    Filed: April 18, 2017
    Publication date: October 18, 2018
    Inventors: ZEESHANUL HAQUE, Rajeev Gangapura Cho Lyer, Rakesh Ramamurthy, Sriram Sethumadhavan