Abstract: The present disclosure involves systems, software, and computer implemented methods for automatically providing a lending offer for loyalty points based on a customer account analysis. One example method includes initiating an offer analysis for a customer account associated with a particular customer and storing an account balance and a point deficit balance. The offer analysis determines whether to provide an offer for a point loan, and is based on profile information of the customer, a current point balance, and a reward identified from the loyalty account. If an offer is to be provided, an offer for a loan of points equal to the difference between the current point balance of a loyalty account and the point value cost of the reward is transmitted to a client device of the customer. If accepted, the current point balance and the point deficit are both incremented by the amount of the offer.

Abstract: A method for the production of metallic copper in a substantially dendrite-free crystalline form is described, comprising an electrowinning from a cuprous and/or cupric chloride solution carried out in a spouted bed cell comprising a cathode consisting of a descending bed of metallic beads.

Abstract: A cell (100) for metal electrowinning from metal ion solutions is described, wherein the cathode (1) consists of a falling bed of growing beads; the beads, withdrawn from the lower part of the bed, are recycled to the top section of the cathodic compartment by means of an external vertical duct (3).

Abstract: It is herein described an electrowinning cell with a spouted bed electrode of growing metallic beads, separated by a semi-permeable diaphragm and suitable for being assembled in a stack in a modular arrangement.

Abstract: An electrolytic cell or other containment structure having a permanent resin and Fiber Reinforced Polymer liner. The liner is permanently adhered to a cleaned and primed surface and contains one or both of woven fabric and chopped fibers.

Abstract: A cell (100) for metal electrowinning from metal ion solutions is described, wherein the cathode (1) consists of a falling bed of growing beads; the beads, withdrawn from the lower part of the bed, are recycled to the top section of the cathodic compartment by means of an external vertical duct (3).

Abstract: A cathode blank used in electrolysis of metal having an improved edge strip. The edge strip is made of a polyurethane formulation having desirable characteristics that prevent electrolyte from leaking into edge strip covered portions of the cathode blank. The edge strip may be molded onto the cathode blank. Alternatively, the polyurethane formulation may also be injected into voids of preexisting edge strips.

Abstract: A method for the production of metallic copper in a substantially dendrite-free crystalline form is described, comprising an electrowinning from a cuprous and/or cupric chloride solution carried out in a spouted bed cell comprising a cathode consisting of a descending bed of metallic beads.

Abstract: It is herein described an electrowinning cell with a spouted bed electrode of growing metallic beads, separated by a semi-permeable diaphragm and suitable for being assembled in a stack in a modular arrangement.