Patents by Inventor Stacy Callaway Huggar

Stacy Callaway Huggar has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12182304
    Abstract: Systems and methods for privatized presentation of private data are provided. In certain embodiments, private data contained within received electronic data is identified. Based at least in part upon the identified private data, a determination is made as to whether privatized presentation of the private data should be performed. When the privatized presentation should be performed, a primary electronic device response including non-private data of the electronic data and an indication of a location of the private data in the electronic data is generated. The primary electronic device response is provided to a primary electronic device. The indication of the location of the private data is used to instruct the primary electronic device to refrain from presenting the private data. Instead, the private data is presented to a secondary electronic device tasked with presenting the private data in lieu of the primary electronic device.
    Type: Grant
    Filed: June 15, 2022
    Date of Patent: December 31, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Snehal Desai, Stacy Callaway Huggar, Noe Alberto Martinez, Kristina Suniga-Cabrera
  • Patent number: 12105784
    Abstract: A method and system of performing an authentication of a person in order to activate a smart card for access to a secured resource is disclosed. The system and method are configured to collect image data and compare the image data to facial model data stored on the smart card. The system detects whether there is a match between the image data and any facial signatures previously collected and stored in the smart card. If there is a match, the system verifies an identity of the person and can be configured to automatically activate the smart card for a limited period of time.
    Type: Grant
    Filed: September 19, 2023
    Date of Patent: October 1, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ravi Durairaj, Gregory Brian Meyer, Oscar Roberto Tijerina, Sean Carl Mitchem, Stacy Callaway Huggar, Ruthie D. Lyle, Nathan Lee Post, Mark Anthony Lopez, Nolan Serrao
  • Patent number: 12067100
    Abstract: A dual wearable smart device system and a method of using the dual wearable smart device system for authenticating an electronic financial transaction are described. In one embodiment, a method for approving an electronic financial transaction using at least two wearable smart devices includes providing a first wearable smart device that is designated as a payment device for conducting electronic financial transactions. The method also includes providing a second wearable smart device that is designated as a confirmation device for confirming the electronic financial transactions by the first wearable smart device. The method includes initiating, by the first wearable smart device, an electronic financial transaction, and, approving, by the second wearable smart device, the electronic financial transaction initiated by the first wearable smart device. The method further includes authenticating the first wearable smart device to complete the electronic financial transaction.
    Type: Grant
    Filed: August 7, 2023
    Date of Patent: August 20, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Kelly Q. Baker, William Preston Culbertson, II, Will Kerns Maney, Jr., Gregory David Hansen, Jerry John Maestas, Oscar Guerra, Gregory Brian Meyer, Ana Maldonado, Michelle Susan Croak, Andre Rene Buentello, Stacy Callaway Huggar, Jose L. Romero, Jr.
  • Patent number: 12062942
    Abstract: Methods and systems described herein are directed to alternatively sourcing and distributing power in the event of an expected deficiency in conventional power delivery. A power distribution system can define a cell of interlinked entities of power consumers and power producers, such as by identifying which of the entities are anticipated to experience the expected power deficiency, an amount of power allocated to one or more of the entities, and an ability of an entity to produce power. The system can control power distribution throughout the cell according to a power supply transmission schedule for the expected deficiency, where power can be sourced from one or more of a solar energy system, a wind turbine energy system, and a gasoline operated generator energy system, and disbursed to power consumers on a rotating basis.
    Type: Grant
    Filed: December 22, 2022
    Date of Patent: August 13, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Rachel Michelle Ballew, Hanna Elizabeth Rafferty, Jeorge Luis Fabre, Gregory Brian Meyer, Stacy Callaway Huggar
  • Patent number: 12054091
    Abstract: A system and method for changing the exterior color of a vehicle is disclosed. The system includes a vehicle with a color change system integrated into the vehicle body of the vehicle. The color change system can change the color of a portion of the vehicle body in response to commands from a color change module running on a computing system within the vehicle. The color change module can detect information about the vehicle's environment to determine an appropriate target exterior vehicle color that contrasts substantially with the vehicle's environment.
    Type: Grant
    Filed: April 13, 2023
    Date of Patent: August 6, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ravi Durairaj, Gregory Brian Meyer, Oscar Roberto Tijerina, Sean Carl Mitchem, Stacy Callaway Huggar, Ruthie D. Lyle, Nathan Lee Post, Mark Anthony Lopez, Nolan Serrao
  • Patent number: 12033489
    Abstract: Systems and methods of the present disclosure include a vehicle water detection system that includes a housing configured to be disposed within a vehicle. The vehicle water detection system also includes a water-activated battery disposed within the housing and configured to produce an electrical voltage upon contact with water. The vehicle water detection system further includes an electronic circuitry disposed within the housing and configured to detect a water event occurring in the vehicle based at least in part on the electrical voltage.
    Type: Grant
    Filed: April 25, 2023
    Date of Patent: July 9, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Stefanie Jean Acosta, Carlos J P Chavez, Janelle Denice Dziuk, Michael Joseph Gaeta, Stacy Callaway Huggar, Emily Kathleen Krebs, Jeffrey Neal Pollack, Mitzi Ruiz
  • Patent number: 12028389
    Abstract: The present disclosure is related to a focal awareness system that includes processors and memory storing instructions. The instructions may cause the processors to generate a graphical user interface (GUI) configured to present an online meeting window on a display during an online meeting, identify a location of a camera with respect to the display, and position the online meeting window on the display based on the location of the camera. instructions may also cause the processors to identify a position of a video window within the online meeting window, identify a respective location of each camera of a matrix of cameras with respect to the position of the video window, determine a closest camera having a shortest distance with respect to the position of the video window based on the respective location of each camera of the matrix of cameras, and activate the closest camera.
    Type: Grant
    Filed: May 26, 2022
    Date of Patent: July 2, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Stacy Callaway Huggar, Snehal Desai, Kristina Suniga-Cabrera, Noe Alberto Martinez, Katrina Marie Zell
  • Patent number: 12015653
    Abstract: A system for managing an online meeting includes one or more hardware processors. The system also includes a non-transitory memory, the non-transitory memory storing instructions that, when executed by the one or hardware processors, causes the one or more hardware processors to perform actions. The actions include monitoring participants during the online meeting. The actions also include adjusting interaction between a least a subset of the participants via one or more interfaces based on the monitoring.
    Type: Grant
    Filed: March 16, 2022
    Date of Patent: June 18, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Snehal Desai, Stacy Callaway Huggar, Noe Alberto Martinez, Kristina Suniga-Cabrera
  • Patent number: 11997219
    Abstract: To protect corporate information technology (IT) networks, corporations or organizations can design their networks with secure technology. For example, before an employee can remotely access his or her company's network via a user device, a server associated with the company's network can setup an exemplary secure digital certificate for the user device. The secure digital certificate includes a public Internet Protocol (IP) address associated with a router used by the user device to access the Internet. When employee attempts to remotely access his or her company's network, the user device or a router associated with the user device can send the secure digital certificate along with a current public IP address of the router used by the user device to access the Internet. In some embodiments, if the public IP address included in the digital certificate matches the current public IP address, the user device can access the company's network.
    Type: Grant
    Filed: February 24, 2020
    Date of Patent: May 28, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ryan Thomas Russell, Emily Kathleen Krebs, Stacy Callaway Huggar, Jeffrey Neal Pollack, Yevgeniy Viatcheslavovich Khmelev, Mark Anthony Lopez
  • Patent number: 11910857
    Abstract: An article of apparel for providing shelter to one or more people during a storm or other severe weather event is provided. In one embodiment, the article of apparel includes a cape. The article of apparel also includes at least one fastening mechanism. The at least one fastening mechanism including a pair of wrist cuffs configured to secure the article of apparel to a wearer. The article of apparel further including at least one securement mechanism. The at least one securement mechanism including a pair of arm straps. The pair of arm straps include a closure system configured to interlock the arm straps together in a locked configuration to secure the wearer to a stationary object.
    Type: Grant
    Filed: July 2, 2021
    Date of Patent: February 27, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Andre Rene Buentello, Nina Cooper, Ashley Raine Philbrick, Stacy Callaway Huggar, Jose L. Romero, Jr.
  • Patent number: 11875676
    Abstract: A system and method for alerting a driver of a motor vehicle or a person walking along a road or hiking on a trail of potentially dangerous hazards in their path. Hazards may be deep water, ice, oil slicks or other hazards. In the case of a motor vehicle, the system uses cameras mounted on or within the vehicle to detect potential hazards and then analyzes the images combined with the known topography of the location to evaluate the ability of the vehicle to safely traverse the hazard. In the case of a person walking or hiking, the person may use the camera on a personal mobile device to capture images of the hazard and to combine the images with the known topography at the location to evaluate the danger presented by the hazard.
    Type: Grant
    Filed: January 5, 2023
    Date of Patent: January 16, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Andre Rene Buentello, Nina Schuessler, Ashley Raine Philbrick, Stacy Callaway Huggar, Jose L. Romero, Jr.
  • Patent number: 11860988
    Abstract: A method and system for a one-time authentication interaction to conduct electronic financial transactions using a wearable smart ring device is described. In one embodiment, a method includes detecting, by a mobile device, that a wearable smart ring device is being worn by a user. The method also includes receiving, by the mobile device, authentication information associated with the user, and comparing the received authentication information with stored authentication information associated with the user. Upon determining that the received authentication information matches the stored authentication information, the wearable smart ring device is authorized to conduct electronic financial transactions. Additionally, the wearable smart ring device remains authorized to conduct electronic financial transactions as long as it is worn by the user. Once removed from the user's finger, the wearable smart ring device is de-authorized.
    Type: Grant
    Filed: August 28, 2020
    Date of Patent: January 2, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Kelly Q. Baker, William Preston Culbertson, II, Will Kerns Maney, Jr., Gregory David Hansen, Jerry John Maestas, Oscar Guerra, Gregory Brian Meyer, Ana Maldonado, Michelle Susan Croak, Andre Rene Buentello, Stacy Callaway Huggar, Jose L. Romero, Jr.
  • Patent number: 11847639
    Abstract: A system and method for locating electronic devices and establishing peer to peer communication with electronic devices, such as a currency exchange unit, using a beacon, is disclosed. The method may include determining a location of the currency exchange unit; generating a message indicating a location of the currency exchange unit and the availability of a variety of different currencies; and managing currency exchanges with various mobile devices.
    Type: Grant
    Filed: June 27, 2022
    Date of Patent: December 19, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ryan Russell, Quian Antony Jones, Ashley Raine Philbrick, Carlos J P Chavez, Stacy Callaway Huggar, Janelle Denice Dziuk, Yevgeniy Khmelev, Ravi Durairaj, Sumita T. Jonak
  • Patent number: 11837085
    Abstract: Methods and systems for a graduated process of increasing bandwidth and increasing complexity to identify and confirm a location of a target vehicle based on information received from motor vehicles are described. In one embodiment, a method for detection of a target vehicle includes requesting, from one or more remote devices in a geographic area, information associated with a target vehicle. The method also includes receiving, from the one or more remote devices, information associated with the target vehicle. The method further includes determining whether the received information associated with the target vehicle matches the requested information. Upon determining that the received information matches the requested information, the method includes increasing at least one of a bandwidth or a complexity level of the requested information associated with the target vehicle and decreasing the geographic area associated with the request.
    Type: Grant
    Filed: May 23, 2022
    Date of Patent: December 5, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ravi Durairaj, Gregory Brian Meyer, Oscar Roberto Tijerina, Sean Carl Mitchem, Stacy Callaway Huggar, Ruthie D. Lyle, Nathan Lee Post, Mark Anthony Lopez, Nolan Serrao
  • Patent number: 11836232
    Abstract: A method and system of performing an authentication of a person in order to activate a smart card for access to a secured resource is disclosed. The system and method are configured to collect image data and compare the image data to facial model data stored on the smart card. The system detects whether there is a match between the image data and any facial signatures previously collected and stored in the smart card. If there is a match, the system verifies an identity of the person and can be configured to automatically activate the smart card for a limited period of time.
    Type: Grant
    Filed: March 31, 2021
    Date of Patent: December 5, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ravi Durairaj, Gregory Brian Meyer, Oscar Roberto Tijerina, Sean Carl Mitchem, Stacy Callaway Huggar, Ruthie D. Lyle, Nathan Lee Post, Mark Anthony Lopez, Nolan Serrao
  • Patent number: 11792038
    Abstract: A system includes a transceiver configured to receive one or more Wi-Fi signals associated with a structure, and a processor having computer-executable instructions. When executed, the instructions are configured to cause the processor to perform operations that include receiving the one or more Wi-Fi signals via the transceiver, comparing the one or more Wi-Fi signals with a signal profile, and determining whether an anomaly activity is occurring in the structure based on comparison between the one or more Wi-Fi signals and the signal profile.
    Type: Grant
    Filed: March 17, 2020
    Date of Patent: October 17, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Stacy Callaway Huggar, Emily Kathleen Krebs, Jeffrey Neal Pollack, Carlos JP Chavez, Stefanie Jean Acosta, Janelle Denice Dziuk, Mitzi Ruiz, Michael Joseph Gaeta, Agatha Maria Morey
  • Patent number: 11762971
    Abstract: A dual wearable smart device system and a method of using the dual wearable smart device system for authenticating an electronic financial transaction are described. In one embodiment, a method for approving an electronic financial transaction using at least two wearable smart devices includes providing a first wearable smart device that is designated as a payment device for conducting electronic financial transactions. The method also includes providing a second wearable smart device that is designated as a confirmation device for confirming the electronic financial transactions by the first wearable smart device. The method includes initiating, by the first wearable smart device, an electronic financial transaction, and, approving, by the second wearable smart device, the electronic financial transaction initiated by the first wearable smart device. The method further includes authenticating the first wearable smart device to complete the electronic financial transaction.
    Type: Grant
    Filed: August 28, 2020
    Date of Patent: September 19, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Kelly Q. Baker, William Preston Culbertson, II, Will Kerns Maney, Jr., Gregory David Hansen, Jerry John Maestas, Oscar Guerra, Gregory Brian Meyer, Ana Maldonado, Michelle Susan Croak, Andre Rene Buentello, Stacy Callaway Huggar, Jose L. Romero, Jr.
  • Patent number: 11734754
    Abstract: An artificially intelligent loan recommendation agent and a method of making loan recommendations are disclosed. The artificially intelligent loan recommendation agent can classify applicants into traditional and non-traditional categories. Based on this categorization, the agent may use different information to make loan recommendations for the applicant. For non-traditional applicants, applicant rating information can be used, including ratings of an applicant’s professional skills obtained from consumer review sites. The agent can also conduct virtual interviews and analyze body language and speech to determine if an applicant may be lying.
    Type: Grant
    Filed: January 8, 2020
    Date of Patent: August 22, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Carlos JP Chavez, Ryan Thomas Russell, Ashley Raine Philbrick, Quian Antony Jones, Stacy Callaway Huggar, Janelle Denice Dziuk, Yevgeniy Viatcheslavovich Khmelev, Ravi Durairaj
  • Patent number: 11720121
    Abstract: Methods and systems for deploying autonomous vehicles to form a barricade in a coordinated response to an imminent threat are described. In one embodiment, a method for deploying autonomous vehicles to form a barricade is described. The method includes determining at least one location for a barricade and determining a plurality of autonomous vehicles that are available to form the barricade. The method also includes sending instructions to the plurality of autonomous vehicles to form the barricade at the at least one location. In response to the instructions, the plurality of autonomous vehicles are configured to move to the at least one location and form the barricade.
    Type: Grant
    Filed: November 8, 2022
    Date of Patent: August 8, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ravi Durairaj, Gregory Brian Meyer, Oscar Roberto Tijerina, Sean Carl Mitchem, Stacy Callaway Huggar, Ruthie D. Lyle, Nathan Lee Post, Mark Anthony Lopez, Nolan Serrao
  • Patent number: 11670155
    Abstract: Systems and methods of the present disclosure include a vehicle water detection system that includes a housing configured to be disposed within a vehicle. The vehicle water detection system also includes a water-activated battery disposed within the housing and configured to produce an electrical voltage upon contact with water. The vehicle water detection system further includes an electronic circuitry disposed within the housing and configured to detect a water event occurring in the vehicle based at least in part on the electrical voltage.
    Type: Grant
    Filed: May 4, 2022
    Date of Patent: June 6, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Stefanie Jean Acosta, Carlos JP Chavez, Janelle Denice Dziuk, Michael Joseph Gaeta, Stacy Callaway Huggar, Emily Kathleen Krebs, Jeffrey Neal Pollack, Mitzi Ruiz