Patents by Inventor Stacy Tobias

Stacy Tobias has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and systems for processing payments globally over one of a plurality of processing paths
    Patent number: 8620805
    Abstract: Methods and systems of processing payments globally over one of a plurality of payment processing paths employ computer hardware and software for receiving a request to access a global payment utility, presenting a plurality of payment options by the global payment utility, and receiving information by the global payment utility consisting at least in part of a source of payment, a payment destination, and a user-designated payment vehicle. Upon receiving the information, one of a plurality of payment processing paths for the payment is selected according to a clearing rules aspect of a rules engine of the global payment utility, and the payment is routed for processing via the selected payment processing path.
    Type: Grant
    Filed: March 27, 2012
    Date of Patent: December 31, 2013
    Assignee: Citicorp Credit Services, Inc.
    Inventors: Darren Davis, Tom Koch, John D. Miller, Eric Philips, Guy B. Sereff, Stacy Tobias, Vasu Vemuri, Rochelle Wesselink, Scott Tanguay, Robert Strub, Caleb Williams, Shamus Weiland
  • Methods and Systems for Processing Payments Globally Over One of a Plurality of Processing Paths
    Publication number: 20130282566
    Abstract: Methods and systems of processing payments globally over one of a plurality of payment processing paths employ computer hardware and software for receiving a request to access a global payment utility, presenting a plurality of payment options by the global payment utility, and receiving information by the global payment utility consisting at least in part of a source of payment, a payment destination, and a user-designated payment vehicle. Upon receiving the information, one of a plurality of payment processing paths for the payment is selected according to a clearing rules aspect of a rules engine of the global payment utility, and the payment is routed for processing via the selected payment processing path.
    Type: Application
    Filed: June 20, 2013
    Publication date: October 24, 2013
    Inventors: Darren Davis, Tom Koch, John D. Miller, Eric Philips, Guy B. Sereff, Stacy Tobias, Vasu Vemuri, Rochelle Wesselink, Scott Tanguay, Robert Strub, Caleb Williams, Shamus Weiland
  • METHODS AND SYSTEMS FOR PROCESSING PAYMENTS GLOBALLY OVER ONE OF A PLURALITY OF PROCESSING PATHS
    Publication number: 20130262292
    Abstract: Methods and systems of processing payments globally over one of a plurality of payment processing paths employ computer hardware and software for receiving a request to access a global payment utility, presenting a plurality of payment options by the global payment utility, and receiving information by the global payment utility consisting at least in part of a source of payment, a payment destination, and a user-designated payment vehicle. Upon receiving the information, one of a plurality of payment processing paths for the payment is selected according to a clearing rules aspect of a rules engine of the global payment utility, and the payment is routed for processing via the selected payment processing path.
    Type: Application
    Filed: March 27, 2012
    Publication date: October 3, 2013
    Applicant: Citigroup Credit Services, Inc.
    Inventors: Darren Davis, Tom Koch, John D. Miller, Eric Philips, Guy B. Sereff, Stacy Tobias, Vasu Vemuri, Rochelle Wesselink, Scott Tanguay, Robert Strub, Caleb Williams, Shamus Weiland