Abstract: Systems and methods for automated fraud-type identification and decisioning are disclosed. In one embodiment, a method may include: (1) receiving, from a fraud detection system, an identification of a fraudulent transaction with a merchant; (2) determining that the fraudulent transaction was conducted using a digital wallet; (3) determining that the fraudulent transaction is associated with a linked merchant account; (4) retrieving a transaction history with the merchant and determining that the fraudulent transaction is a result of merchant account take over by: (a) determining that the transaction history only includes valid transactions with the merchant prior to the fraudulent transaction; (b) determining that the transaction history includes only valid digital wallet transactions with the merchant prior to the fraudulent transaction; and (c) determining that the transaction history includes a digital wallet transaction. with the linked merchant account.

Abstract: The invention provides a method for performing an authentication (and a system for performing the method), in conjunction with a transaction, utilizing a primary channel and a secondary channel. The method may include an authenticating entity, such as a bank, (1) receiving from a customer primary authentication information via a primary channel; (2) the authenticating entity processing the primary authentication information, and retrieving customer information based on the primary authentication information; (3) the authenticating entity transmitting secondary authentication information to the customer via a secondary channel, the secondary channel being different than the primary channel; (4) the authenticating entity receiving from the customer at least a portion of the secondary authentication information; and (5) the authenticating entity performing authentication processing on the secondary authentication information received from the customer.

Abstract: The invention provides a method for performing an authentication (and a system for performing the method), in conjunction with a transaction, utilizing a primary channel and a secondary channel. The method may include an authenticating entity, such as a bank, (1) receiving from a customer primary authentication information via a primary channel; (2) the authenticating entity processing the primary authentication information, and retrieving customer information based on the primary authentication information; (3) the authenticating entity transmitting secondary authentication information to the customer via a secondary channel, the secondary channel being different than the primary channel; (4) the authenticating entity receiving from the customer at least a portion of the secondary authentication information; and (5) the authenticating entity performing authentication processing on the secondary authentication information received from the customer.

Abstract: A method and system for detecting fraud in an electronic session performed over a network, the session including communications between a purported customer and a bank operating system, the communications from the customer including headers. The method including inputting the headers, including header attributes, from the purported customer during the session; comparing the header attributes from different communications during the session; determining that the comparison of the header attributes are irregular; and flagging, based on the determining that the comparison of the header attributes are irregular, the session as suspect.

Abstract: The invention provides systems and methods of authenticating a customer device, in conjunction with a requested interaction, the customer device associated with a customer, the method performed by an authentication entity processing portion in the form of a tangibly embodied computer.

Abstract: The invention provides a method for performing an authentication (and a system for performing the method), in conjunction with a transaction, utilizing a primary channel and a secondary channel. The method may include an authenticating entity, such as a bank, (1) receiving from a customer primary authentication information via a primary channel; (2) the authenticating entity processing the primary authentication information, and retrieving customer information based on the primary authentication information; (3) the authenticating entity transmitting secondary authentication information to the customer via a secondary channel, the secondary channel being different than the primary channel; (4) the authenticating entity receiving from the customer at least a portion of the secondary authentication information; and (5) the authenticating entity performing authentication processing on the secondary authentication information received from the customer.