Patents by Inventor Stanley M. Devan
Stanley M. Devan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11809452Abstract: A method for facilitating data synchronization across a plurality of platforms is provided. The method includes retrieving a change event, the change event corresponding to an event stream from a first platform; parsing the change event to identify a record and a data operation; examining a synchronization database to determine whether a corresponding record is persisted in a database of a second platform; inserting the record into the synchronization database when the corresponding record is not persisted in the platform, the inserted record including a change indicator; and updating, by using the synchronization database, the database of the second platform to include the record.Type: GrantFiled: August 11, 2021Date of Patent: November 7, 2023Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Stanley M Devan, Satyajit Arivukkodi Krishnamurthy, Naga Virajitha Kommera, David Anthony Quesenberry, Kenneth L. Nieman
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Publication number: 20230306411Abstract: System and methods for managing third party tokens and transaction across issuer ecosystems are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for managing payment tokens may include: (1) a first computer program associated with a financial institution and executed by the information processing device accessing a payment token associated with a second computer program executed by the information processing device; (2) the first computer program identifying the payment token as associated with a financial instrument issued by the financial institution; (3) a backend for the financial institution generating an association between the payment token and the financial institution; and (4) the backend for the financial institution communicating the association to an authorization platform for the financial institution.Type: ApplicationFiled: June 5, 2023Publication date: September 28, 2023Inventors: Tuan DAO, Howard SPECTOR, Craig MULLANEY, Ayman HAMMAD, Stanley M. DeVAN, Soumyajit GHOSH, Sangameswara PANCHOMARTHI
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Patent number: 11727389Abstract: System and methods for managing third party tokens and transaction across issuer ecosystems are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for managing payment tokens may include: (1) a first computer program associated with a financial institution and executed by the information processing device accessing a payment token associated with a second computer program executed by the information processing device; (2) the first computer program identifying the payment token as associated with a financial instrument issued by the financial institution; (3) a backend for the financial institution generating an association between the payment token and the financial institution; and (4) the backend for the financial institution communicating the association to an authorization platform for the financial institution.Type: GrantFiled: June 18, 2018Date of Patent: August 15, 2023Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Tuan Dao, Howard Spector, Craig Mullaney, Ayman Hammad, Stanley M. Devan, Soumyajit Ghosh, Sangameswara Panchomarthi
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Publication number: 20230051934Abstract: A method for facilitating data synchronization across a plurality of platforms is provided. The method includes retrieving a change event, the change event corresponding to an event stream from a first platform; parsing the change event to identify a record and a data operation; examining a synchronization database to determine whether a corresponding record is persisted in a database of a second platform; inserting the record into the synchronization database when the corresponding record is not persisted in the platform, the inserted record including a change indicator; and updating, by using the synchronization database, the database of the second platform to include the record.Type: ApplicationFiled: August 11, 2021Publication date: February 16, 2023Applicant: JPMorgan Chase Bank, N.A.Inventors: Stanley M DEVAN, Satyajit Arivukkodi KRISHNAMURTHY, Naga Virajitha KOMMERA, David Anthony QUESENBERRY, Kenneth L. NIEMAN
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Publication number: 20190385151Abstract: System and methods for managing third party tokens and transaction across issuer ecosystems are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for managing payment tokens may include: (1) a first computer program associated with a financial institution and executed by the information processing device accessing a payment token associated with a second computer program executed by the information processing device; (2) the first computer program identifying the payment token as associated with a financial instrument issued by the financial institution; (3) a backend for the financial institution generating an association between the payment token and the financial institution; and (4) the backend for the financial institution communicating the association to an authorization platform for the financial institution.Type: ApplicationFiled: June 18, 2018Publication date: December 19, 2019Inventors: Tuan Dao, Howard Spector, Craig Mullaney, Ayman Hammad, Stanley M. Devan, Soumyajit Ghosh, Sangameswara Panchomarthi
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Publication number: 20190279175Abstract: A system and method are provided for managing electronic disbursements transferred from a business client of a financial institution to customers of the business client. The system includes a disbursement instruction processor receiving a disbursement instruction over a network from a business client system, the disbursement instruction processor processing the instruction and performing multiple steps. The steps include using a customer identifier to determine available payment channels for the customer and selecting an electronic payment channel when available payment channels include an electronic payment channel. An electronic disbursement notification is forwarded to the customer. A confirmation may be provided upon acceptance of the disbursement through the disbursement notification.Type: ApplicationFiled: March 22, 2019Publication date: September 12, 2019Applicant: JPMorgan Chase Bank, N.A.Inventors: Stanley M. Devan, JR., Steve Markwell, Deborah Myers
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Patent number: 10387858Abstract: A cash flow management system is provided within a host system for facilitating cash flow management for businesses. The cash flow management system includes an electronic billing and invoicing computing system enabling generation and transmission of electronic bills based on business invoices and for displaying the generated bills for payment and an integrated receivables and reconciliation system receiving notification of received payments and for matching received payments with the generated invoices. The system additionally includes a communication interface for allowing the cash flow management system to communicate with multiple financial management systems accessible to the host enterprise, the systems including at least an accounting system, the integrated receivables management system receiving information from the financial management systems within the host system to facilitate management of cash flow for the businesses using the cash flow management system for electronic billing.Type: GrantFiled: February 22, 2013Date of Patent: August 20, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Jamie L. Novak, Richard B. Walcutt, Stanley M. DeVan, Jr.
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Patent number: 10282712Abstract: A system and method are provided for managing electronic disbursements transferred from a business client of a financial institution to customers of the business client. The system includes a disbursement instruction processor receiving a disbursement instruction over a network from a business client system, the disbursement instruction processor processing the instruction and performing multiple steps. The steps include using a customer identifier to determine available payment channels for the customer and selecting an electronic payment channel when available payment channels include an electronic payment channel. An electronic disbursement notification is forwarded to the customer. A confirmation may be provided upon acceptance of the disbursement through the disbursement notification.Type: GrantFiled: December 16, 2013Date of Patent: May 7, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Stanley M. DeVan, Jr., Steve Markwell, Deborah Myers
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Publication number: 20150088732Abstract: A system and method are provided for managing electronic disbursements transferred from a business client of a financial institution to customers of the business client. The system includes a disbursement instruction processor receiving a disbursement instruction over a network from a business client system, the disbursement instruction processor processing the instruction and performing multiple steps. The steps include using a customer identifier to determine available payment channels for the customer and selecting an electronic payment channel when available payment channels include an electronic payment channel. An electronic disbursement notification is forwarded to the customer.Type: ApplicationFiled: December 16, 2013Publication date: March 26, 2015Applicant: JPMorgan Chase Bank, N.A.Inventors: Stanley M. DeVan, JR., Steve Markwell, Deborah Myers