Patents by Inventor Stanley M. Devan

Stanley M. Devan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11809452
    Abstract: A method for facilitating data synchronization across a plurality of platforms is provided. The method includes retrieving a change event, the change event corresponding to an event stream from a first platform; parsing the change event to identify a record and a data operation; examining a synchronization database to determine whether a corresponding record is persisted in a database of a second platform; inserting the record into the synchronization database when the corresponding record is not persisted in the platform, the inserted record including a change indicator; and updating, by using the synchronization database, the database of the second platform to include the record.
    Type: Grant
    Filed: August 11, 2021
    Date of Patent: November 7, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Stanley M Devan, Satyajit Arivukkodi Krishnamurthy, Naga Virajitha Kommera, David Anthony Quesenberry, Kenneth L. Nieman
  • Publication number: 20230306411
    Abstract: System and methods for managing third party tokens and transaction across issuer ecosystems are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for managing payment tokens may include: (1) a first computer program associated with a financial institution and executed by the information processing device accessing a payment token associated with a second computer program executed by the information processing device; (2) the first computer program identifying the payment token as associated with a financial instrument issued by the financial institution; (3) a backend for the financial institution generating an association between the payment token and the financial institution; and (4) the backend for the financial institution communicating the association to an authorization platform for the financial institution.
    Type: Application
    Filed: June 5, 2023
    Publication date: September 28, 2023
    Inventors: Tuan DAO, Howard SPECTOR, Craig MULLANEY, Ayman HAMMAD, Stanley M. DeVAN, Soumyajit GHOSH, Sangameswara PANCHOMARTHI
  • Patent number: 11727389
    Abstract: System and methods for managing third party tokens and transaction across issuer ecosystems are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for managing payment tokens may include: (1) a first computer program associated with a financial institution and executed by the information processing device accessing a payment token associated with a second computer program executed by the information processing device; (2) the first computer program identifying the payment token as associated with a financial instrument issued by the financial institution; (3) a backend for the financial institution generating an association between the payment token and the financial institution; and (4) the backend for the financial institution communicating the association to an authorization platform for the financial institution.
    Type: Grant
    Filed: June 18, 2018
    Date of Patent: August 15, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Tuan Dao, Howard Spector, Craig Mullaney, Ayman Hammad, Stanley M. Devan, Soumyajit Ghosh, Sangameswara Panchomarthi
  • Publication number: 20230051934
    Abstract: A method for facilitating data synchronization across a plurality of platforms is provided. The method includes retrieving a change event, the change event corresponding to an event stream from a first platform; parsing the change event to identify a record and a data operation; examining a synchronization database to determine whether a corresponding record is persisted in a database of a second platform; inserting the record into the synchronization database when the corresponding record is not persisted in the platform, the inserted record including a change indicator; and updating, by using the synchronization database, the database of the second platform to include the record.
    Type: Application
    Filed: August 11, 2021
    Publication date: February 16, 2023
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Stanley M DEVAN, Satyajit Arivukkodi KRISHNAMURTHY, Naga Virajitha KOMMERA, David Anthony QUESENBERRY, Kenneth L. NIEMAN
  • Publication number: 20190385151
    Abstract: System and methods for managing third party tokens and transaction across issuer ecosystems are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for managing payment tokens may include: (1) a first computer program associated with a financial institution and executed by the information processing device accessing a payment token associated with a second computer program executed by the information processing device; (2) the first computer program identifying the payment token as associated with a financial instrument issued by the financial institution; (3) a backend for the financial institution generating an association between the payment token and the financial institution; and (4) the backend for the financial institution communicating the association to an authorization platform for the financial institution.
    Type: Application
    Filed: June 18, 2018
    Publication date: December 19, 2019
    Inventors: Tuan Dao, Howard Spector, Craig Mullaney, Ayman Hammad, Stanley M. Devan, Soumyajit Ghosh, Sangameswara Panchomarthi
  • Publication number: 20190279175
    Abstract: A system and method are provided for managing electronic disbursements transferred from a business client of a financial institution to customers of the business client. The system includes a disbursement instruction processor receiving a disbursement instruction over a network from a business client system, the disbursement instruction processor processing the instruction and performing multiple steps. The steps include using a customer identifier to determine available payment channels for the customer and selecting an electronic payment channel when available payment channels include an electronic payment channel. An electronic disbursement notification is forwarded to the customer. A confirmation may be provided upon acceptance of the disbursement through the disbursement notification.
    Type: Application
    Filed: March 22, 2019
    Publication date: September 12, 2019
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Stanley M. Devan, JR., Steve Markwell, Deborah Myers
  • Patent number: 10387858
    Abstract: A cash flow management system is provided within a host system for facilitating cash flow management for businesses. The cash flow management system includes an electronic billing and invoicing computing system enabling generation and transmission of electronic bills based on business invoices and for displaying the generated bills for payment and an integrated receivables and reconciliation system receiving notification of received payments and for matching received payments with the generated invoices. The system additionally includes a communication interface for allowing the cash flow management system to communicate with multiple financial management systems accessible to the host enterprise, the systems including at least an accounting system, the integrated receivables management system receiving information from the financial management systems within the host system to facilitate management of cash flow for the businesses using the cash flow management system for electronic billing.
    Type: Grant
    Filed: February 22, 2013
    Date of Patent: August 20, 2019
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Jamie L. Novak, Richard B. Walcutt, Stanley M. DeVan, Jr.
  • Patent number: 10282712
    Abstract: A system and method are provided for managing electronic disbursements transferred from a business client of a financial institution to customers of the business client. The system includes a disbursement instruction processor receiving a disbursement instruction over a network from a business client system, the disbursement instruction processor processing the instruction and performing multiple steps. The steps include using a customer identifier to determine available payment channels for the customer and selecting an electronic payment channel when available payment channels include an electronic payment channel. An electronic disbursement notification is forwarded to the customer. A confirmation may be provided upon acceptance of the disbursement through the disbursement notification.
    Type: Grant
    Filed: December 16, 2013
    Date of Patent: May 7, 2019
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Stanley M. DeVan, Jr., Steve Markwell, Deborah Myers
  • Publication number: 20150088732
    Abstract: A system and method are provided for managing electronic disbursements transferred from a business client of a financial institution to customers of the business client. The system includes a disbursement instruction processor receiving a disbursement instruction over a network from a business client system, the disbursement instruction processor processing the instruction and performing multiple steps. The steps include using a customer identifier to determine available payment channels for the customer and selecting an electronic payment channel when available payment channels include an electronic payment channel. An electronic disbursement notification is forwarded to the customer.
    Type: Application
    Filed: December 16, 2013
    Publication date: March 26, 2015
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Stanley M. DeVan, JR., Steve Markwell, Deborah Myers