Patents by Inventor Stanley M. Devan

Stanley M. Devan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12079801
    Abstract: System and methods for managing third party tokens and transaction across issuer ecosystems are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for managing payment tokens may include: (1) a first computer program associated with a financial institution and executed by the information processing device accessing a payment token associated with a second computer program executed by the information processing device; (2) the first computer program identifying the payment token as associated with a financial instrument issued by the financial institution; (3) a backend for the financial institution generating an association between the payment token and the financial institution; and (4) the backend for the financial institution communicating the association to an authorization platform for the financial institution.
    Type: Grant
    Filed: June 5, 2023
    Date of Patent: September 3, 2024
    Assignee: JPMORGAN CHASE BANK , N.A.
    Inventors: Tuan Dao, Howard Spector, Craig Mullaney, Ayman Hammad, Stanley M. DeVan, Soumyajit Ghosh, Sangameswara Panchomarthi
  • Publication number: 20230306411
    Abstract: System and methods for managing third party tokens and transaction across issuer ecosystems are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for managing payment tokens may include: (1) a first computer program associated with a financial institution and executed by the information processing device accessing a payment token associated with a second computer program executed by the information processing device; (2) the first computer program identifying the payment token as associated with a financial instrument issued by the financial institution; (3) a backend for the financial institution generating an association between the payment token and the financial institution; and (4) the backend for the financial institution communicating the association to an authorization platform for the financial institution.
    Type: Application
    Filed: June 5, 2023
    Publication date: September 28, 2023
    Inventors: Tuan DAO, Howard SPECTOR, Craig MULLANEY, Ayman HAMMAD, Stanley M. DeVAN, Soumyajit GHOSH, Sangameswara PANCHOMARTHI
  • Patent number: 11727389
    Abstract: System and methods for managing third party tokens and transaction across issuer ecosystems are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for managing payment tokens may include: (1) a first computer program associated with a financial institution and executed by the information processing device accessing a payment token associated with a second computer program executed by the information processing device; (2) the first computer program identifying the payment token as associated with a financial instrument issued by the financial institution; (3) a backend for the financial institution generating an association between the payment token and the financial institution; and (4) the backend for the financial institution communicating the association to an authorization platform for the financial institution.
    Type: Grant
    Filed: June 18, 2018
    Date of Patent: August 15, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Tuan Dao, Howard Spector, Craig Mullaney, Ayman Hammad, Stanley M. Devan, Soumyajit Ghosh, Sangameswara Panchomarthi
  • Publication number: 20190385151
    Abstract: System and methods for managing third party tokens and transaction across issuer ecosystems are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for managing payment tokens may include: (1) a first computer program associated with a financial institution and executed by the information processing device accessing a payment token associated with a second computer program executed by the information processing device; (2) the first computer program identifying the payment token as associated with a financial instrument issued by the financial institution; (3) a backend for the financial institution generating an association between the payment token and the financial institution; and (4) the backend for the financial institution communicating the association to an authorization platform for the financial institution.
    Type: Application
    Filed: June 18, 2018
    Publication date: December 19, 2019
    Inventors: Tuan Dao, Howard Spector, Craig Mullaney, Ayman Hammad, Stanley M. Devan, Soumyajit Ghosh, Sangameswara Panchomarthi