Patents by Inventor Stefan Kuzminski

Stefan Kuzminski has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8255423
    Abstract: A system and method for building segmented scorecards for a population is presented. A model of the population is built using a model builder computer, and one or more variables used by the model builder to build the model is stored in a repository. A scorecard is generated for each segment of the population based on the model and using an adaptive random tree computer program. Next, the scorecard for each segment is enhanced using a integer non-linear programming computer program to determine optimal score weights associated with the variables used by the model builder to build the model, and to generate an enhanced segmented scorecard for the population.
    Type: Grant
    Filed: April 27, 2009
    Date of Patent: August 28, 2012
    Assignee: Fair Isaac Corporation
    Inventors: Christopher Allan Ralph, Michael S. Sossi, Stefan Kuzminski, Helen Geraldine E. Rosario, Yaxin Liu
  • Publication number: 20100287167
    Abstract: A system and method for building segmented scorecards for a population is presented. A model of the population is built using a model builder computer, and one or more variables used by the model builder to build the model is stored in a repository. A scorecard is generated for each segment of the population based on the model and using an adaptive random tree computer program. Next, the scorecard for each segment is enhanced using a integer non-linear programming computer program to determine optimal score weights associated with the variables used by the model builder to build the model, and to generate an enhanced segmented scorecard for the population.
    Type: Application
    Filed: April 27, 2009
    Publication date: November 11, 2010
    Inventors: Christopher Allan Ralph, Michael S. Sossi, Stefan Kuzminski, Helen Geraldine E. Rosario, Yaxin Liu