Patents by Inventor Stephan J. Klaus

Stephan J. Klaus has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230351349
    Abstract: A computer system including a processor, in communication with a database, programmed to identify a plurality of billers from the database, including biller information, and receive a payee file including payee information identifying a payee which issued a bill to a payor. The processor determines an approximate match score for each of the billers in a first set of billers of the plurality of billers by comparing payee information to biller information and identifies a candidate list of billers from the first set of billers having an approximate match score indicating a likelihood of matching the payee information. The processor adjusts the candidate list of billers by altering the match score of at least one candidate biller by comparing a payee account number of the payee information to an account mask associated with the candidate biller and generates an output file of candidate biller information from the adjusted candidate list.
    Type: Application
    Filed: June 30, 2023
    Publication date: November 2, 2023
    Inventors: Amy C. Milam, Anita C. Galliani, Stephan J. Klaus, Walter Lo Faro, Lorrie M. Littlefield, Pauline Ow, Gautam Uppalapati, Thakur B. Kondasani
  • Patent number: 11694172
    Abstract: A computer system including a processor, in communication with a database, programmed to identify a plurality of billers from the database, including biller information, and receive a payee file including payee information identifying a payee which issued a bill to a payor. The processor determines an approximate match score for each of the billers in a first set of billers of the plurality of billers by comparing payee information to biller information and identifies a candidate list of billers from the first set of billers having an approximate match score indicating a likelihood of matching the payee information. The processor adjusts the candidate list of billers by altering the match score of at least one candidate biller by comparing a payee account number of the payee information to an account mask associated with the candidate biller and generates an output file of candidate biller information from the adjusted candidate list.
    Type: Grant
    Filed: February 25, 2019
    Date of Patent: July 4, 2023
    Assignee: Mastercard International Incorporated
    Inventors: Amy C. Milam, Anita C. Galliani, Stephan J. Klaus, Walter Lo Faro, Lorrie M. Littlefield, Pauline Ow, Gautam Uppalapati, Thakur B. Kondasani
  • Publication number: 20190188662
    Abstract: A computer system including a processor, in communication with a database, programmed to identify a plurality of billers from the database, including biller information, and receive a payee file including payee information identifying a payee which issued a bill to a payor. The processor determines an approximate match score for each of the billers in a first set of billers of the plurality of billers by comparing payee information to biller information and identifies a candidate list of billers from the first set of billers having an approximate match score indicating a likelihood of matching the payee information. The processor adjusts the candidate list of billers by altering the match score of at least one candidate biller by comparing a payee account number of the payee information to an account mask associated with the candidate biller and generates an output file of candidate biller information from the adjusted candidate list.
    Type: Application
    Filed: February 25, 2019
    Publication date: June 20, 2019
    Inventors: Amy C. Milam, Anita C. Galliani, Stephan J. Klaus, Walter Lo Faro, Lorrie M. Littlefield, Pauline Ow, Gautam Uppalapati, Thakur B. Kondasani
  • Publication number: 20130311362
    Abstract: A computer system including a processor, in communication with a database, programmed to identify a plurality of billers from the database, including biller information, and receive a payee file including payee information identifying a payee which issued a bill to a payor. The processor determines an approximate match score for each of the billers in a first set of billers of the plurality of billers by comparing payee information to biller information and identifies a candidate list of billers from the first set of billers having an approximate match score indicating a likelihood of matching the payee information. The processor adjusts the candidate list of billers by altering the match score of at least one candidate biller by comparing a payee account number of the payee information to an account mask associated with the candidate biller and generates an output file of candidate biller information from the adjusted candidate list.
    Type: Application
    Filed: July 23, 2013
    Publication date: November 21, 2013
    Applicant: MasterCard International Incorporated
    Inventors: Amy C. Milam, Anita C. Galliani, Stephan J. Klaus, Walter Lo Faro, Lorrie M. Littlefield, Pauline Ow, Gautam Uppalapati, Thakur B. Kondasani